Home Improvement Grants in Ellicott City.

Browse cataloged grants, rebates, loans, and other assistance records for Ellicott City, MD. Verify each program's current rules, service area, and status.

The Ellicott City, MD directory shows 25 cataloged resources. Of those, 25 are currently open or actionable home improvement or repair assistance records; the largest published amount stored among those 25 records is $126,526, not an estimate of your award. Discovery tags include 6 senior-related records, 2 veteran-related records, and 11 marked with no income limit. These tags do not determine eligibility; verify the complete official rules.

Record set last reviewed 2026-06-09. How we verify our data.

Types of help in this city

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Funding typeRecordsWhat to verifyLabel scope
Grants17Repayment, tax, and possible lien termsDirectory classification; confirm official terms
Forgivable loans4Forgiveness schedule, residency, and lien termsDirectory classification; confirm official terms
Rebates3Eligible purchases, upfront payment, and claim timingDirectory classification; confirm official terms

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Showing all 25 resources
Varies, no individual cap; projects typically $10K-$200K+

FEMA Hazard Mitigation Grant Program (HMGP)

HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...

Disaster
Up to $30,000

FEMA Increased Cost of Compliance (ICC) Coverage

ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...

Disaster
Varies by jurisdiction, typically $5,000-$15,000 per unit

HUD Lead Hazard Control & Healthy Homes

HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...

Seniors & Disability
Varies, full line replacement cost covered in many programs

EPA / WIIN Act Lead Service Line Replacement

EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...

Seniors & Disability
Forgivable loan up to $50,000

Howard County Owner-Occupied Rehabilitation Program

Provides major home repairs and rehabilitation for owner-occupied households in Howard County with income at or below 80...

Home Repair
Up to $15,000 grant

Howard County Emergency Home Repair Program

Provides emergency home repairs for owner-occupied households in Howard County with income at or below 50% AMI. Covers i...

Emergency
Up to $30,000 forgivable loan

Howard County Accessibility Modification Program

Provides accessibility modifications for owner-occupied homes in Howard County where a disabled resident lives. Includes...

Seniors & Disability
Up to $8,000 in weatherization services

Maryland Weatherization Assistance Program (WAP)

Federally funded program providing free weatherization services to income-eligible households in Maryland. Includes insu...

Weatherization
Free lead hazard removal

Maryland Lead Poisoning Prevention Program

State-funded program to reduce lead-based paint hazards in homes built before 1978 where children under 6 reside. Servic...

Home Repair
Up to $7,500 in rebates

BGE Home Energy Savings Program

Income-qualified energy efficiency program for BGE customers providing free home energy assessments and installations of...

Energy
Up to $1,500 rebate

BGE Heat Pump Rebate Program

Rebate for BGE customers who install qualifying ENERGY STAR certified air-source heat pumps. Rebate amounts vary based o...

Energy
Up to $10,500 in rebates

BGE Smart Energy Savers Program

Provides BGE customers with rebates for comprehensive home energy improvements including insulation, air sealing, duct s...

Weatherization
Up to $1,000 grant

Maryland Solar Energy Grant Program

State grant program for Maryland homeowners installing solar photovoltaic systems. Grant amount is based on system size ...

Solar/Renewable
Up to $25,000 matching grant

Howard County Historic Preservation Grants

Matching grant program for owners of designated historic properties in Howard County, including Ellicott City. Funds ext...

Historic
Up to $5,000 grant

Maryland Bay Restoration Fund Septic Grant

Grant program for Maryland homeowners to upgrade failing septic systems or install nitrogen-reducing septic technology. ...

Home Repair
Up to $8,000 forgivable loan

Howard County Sewer Lateral Assistance Program

Provides financial assistance to Howard County homeowners for repair or replacement of private sewer lateral lines. Loan...

Home Repair
Up to $3,000 per year

Howard County HELP Program for Seniors

Provides minor home repairs and modifications for Howard County homeowners age 60+ to help them age in place safely. Inc...

Seniors & Disability
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Loan & Grant

Federal program providing low-interest loans and grants to very-low-income homeowners in eligible rural areas to repair,...

Home Repair
Up to $126,526 (SAH) or $25,350 (SHA), FY2026

VA Specially Adapted Housing (SAH) Grant

Grant for veterans with certain service-connected disabilities to adapt or purchase a home to accommodate their disabili...

Veterans
Up to $25,350 (SHA), FY2026

VA Special Housing Adaptation (SHA) Grant

Grant for veterans with certain service-connected disabilities to adapt a family member's home where they reside. Also a...

Veterans
Financing up to $50,000

Maryland Energy Financing Program

Low-cost financing for energy efficiency and renewable energy improvements for Maryland homeowners. Includes solar, heat...

Energy
Up to $30,000 deferred loan

Maryland HOME Program

Federal HOME funds administered through local jurisdictions for rehabilitation of owner-occupied homes. Deferred loan wi...

Home Repair
Varies by property tax and income

Maryland Homeowners' Property Tax Credit

State tax credit for Maryland homeowners whose property taxes exceed a percentage of their income. Provides direct reduc...

Property Tax Relief
Additional tax credit for seniors 65+

Maryland Senior Tax Credit

Additional property tax credit for Maryland homeowners age 65 and older with limited income. Can be combined with regula...

Property Tax Relief
Up to $800 rebate

BGE Water Heater Rebate Program

Rebate for BGE customers who install high-efficiency water heaters including heat pump water heaters, tankless systems, ...

Energy

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Local help in Ellicott City, MD

Organizations that help Ellicott City homeowners with repairs, weatherization, and applications. We list these as a helpful resource; we are not affiliated with them and do not endorse them.

Frequently asked questions

What home-improvement assistance records are cataloged for Ellicott City, MD?

The directory includes 25 possible-program records associated with Ellicott City, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes. Inclusion does not confirm current availability or eligibility.

How are the assistance records for Ellicott City classified?

Our classifier labels 17 records as grants, 4 as forgivable loans, and 3 as rebates in Ellicott City. Classification can be incomplete; confirm the benefit type, lien, repayment, and conditions in the administrator's terms.

How do I research and apply for home repair assistance in Ellicott City?

Each program page shows the source, application route, or contact we have on file. Confirm the current route, requirements, and any costs with the administering organization before applying. The current Grant Map homeowner fee is $0.