Home Improvement Grants in Decatur.

Browse cataloged grants, rebates, loans, and other assistance records for Decatur, IL. Verify each program's current rules, service area, and status.

The Decatur, IL directory shows 25 cataloged resources. Of those, 25 are currently open or actionable home improvement or repair assistance records; the largest published amount stored among those 25 records is $126,526, not an estimate of your award. Discovery tags include 6 senior-related records, 2 veteran-related records, and 11 marked with no income limit. These tags do not determine eligibility; verify the complete official rules.

Record set last reviewed 2026-06-09. How we verify our data.

Types of help in this city

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Funding typeRecordsWhat to verifyLabel scope
Grants15Repayment, tax, and possible lien termsDirectory classification; confirm official terms
Forgivable loans4Forgiveness schedule, residency, and lien termsDirectory classification; confirm official terms
Rebates5Eligible purchases, upfront payment, and claim timingDirectory classification; confirm official terms

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Showing all 25 resources
Varies, no individual cap; projects typically $10K-$200K+

FEMA Hazard Mitigation Grant Program (HMGP)

HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...

Disaster
Up to $30,000

FEMA Increased Cost of Compliance (ICC) Coverage

ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...

Disaster
Varies by jurisdiction, typically $5,000-$15,000 per unit

HUD Lead Hazard Control & Healthy Homes

HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...

Seniors & Disability
Varies, full line replacement cost covered in many programs

EPA / WIIN Act Lead Service Line Replacement

EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...

Seniors & Disability
Up to $20,000

Illinois Weatherization Assistance Program (WAP)

Free weatherization services for income-qualified Illinois households to reduce energy costs and improve home comfort. A...

Weatherization
Up to $25,000 forgivable loan

IHDA Home Accessibility Program

Provides forgivable loans to income-qualified Illinois homeowners to make accessibility modifications for household memb...

Seniors & Disability
Forgivable loan up to $30,000

Decatur Owner-Occupied Rehabilitation Program

CDBG-funded program providing forgivable loans for major home repairs to low-income owner-occupied households within Dec...

Home Repair
Up to $10,000 grant

Decatur Emergency Home Repair Grant

Grant assistance for emergency home repairs posing immediate health or safety threats to very low-income owner-occupied ...

Emergency
Up to $5,000 grant

Decatur Senior Home Repair Program

Provides minor home repair grants to homeowners age 62 and older in Decatur with moderate income. Covers accessibility m...

Seniors & Disability
Up to $1,200 rebate

Ameren Illinois HVAC Efficiency Rebate

Rebates for Ameren Illinois electric customers who install high-efficiency central air conditioning or heat pump systems...

Energy
Up to $750 rebate

Ameren Illinois Insulation Rebate

Rebates for Ameren Illinois customers who add insulation and air sealing based on a qualifying home energy assessment. C...

Weatherization
Up to $120 rebate

Ameren Illinois Smart Thermostat Rebate

Instant rebate for qualifying smart thermostats purchased through Ameren Illinois program partners. Eligible models incl...

Energy
Up to $750 rebate

Ameren Illinois Heat Pump Water Heater Rebate

Rebate for Ameren Illinois electric customers who install ENERGY STAR certified heat pump water heaters. Heat pump water...

Energy
Up to $800 rebate

Nicor Gas High-Efficiency Furnace Rebate

Rebates for natural gas customers who install high-efficiency ENERGY STAR furnaces. Rebate amounts depend on furnace AFU...

Energy
Free lead hazard removal

Illinois Lead Hazard Reduction Program

State-funded program to identify and remove lead-based paint hazards in homes built before 1978 where children under age...

Home Repair
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Program

Loans and grants to very low-income homeowners in eligible rural areas near Decatur to repair, improve, or modernize the...

Home Repair
Up to $126,526 (SAH) or $25,350 (SHA), FY2026

VA Specially Adapted Housing (SAH) Grant

Grant for veterans with certain service-connected disabilities to build, buy, or modify a home to meet their accessibili...

Veterans
Up to $25,350 (SHA), FY2026

VA Special Housing Adaptation (SHA) Grant

Grant for veterans with certain service-connected disabilities to adapt a family member's home in which they reside. Cov...

Veterans
Up to $7,500 forgivable loan

Decatur Sanitary Sewer Lateral Repair Program

Forgivable loan program to assist income-qualified homeowners with repair or replacement of damaged private sanitary sew...

Home Repair
Varies by system size

Illinois Shines Solar Incentive Program

Statewide solar incentive program providing Renewable Energy Credits (RECs) that reduce the upfront cost of residential ...

Solar/Renewable
Up to $35,000 forgivable loan

Illinois HOME Rehabilitation Program

Federal HOME funds administered by IHDA for comprehensive home rehabilitation for low-income homeowners. Forgivable loan...

Home Repair
Up to $8,000 grant

Macon County ADA Home Modification Program

Grant assistance for low-income Macon County homeowners with disabilities to make ADA-compliant accessibility modificati...

Seniors & Disability
Free energy efficiency upgrades

Ameren Illinois Income-Qualified Efficiency Program

Free home energy assessment and efficiency upgrades for income-qualified Ameren Illinois customers. Includes free LED bu...

Energy
25% state tax credit

Illinois Historic Preservation Tax Credit

State tax credit equal to 25% of qualified rehabilitation expenses for owner-occupied historic homes listed on the Natio...

Historic
Property tax assessment freeze

Illinois Senior Citizens Assessment Freeze

Freezes property tax assessments for homeowners age 65 and older with household income below $65,000 in Cook County ($55...

Property Tax Relief

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Local help in Decatur, IL

Organizations that help Decatur homeowners with repairs, weatherization, and applications. We list these as a helpful resource; we are not affiliated with them and do not endorse them.

Frequently asked questions

What home-improvement assistance records are cataloged for Decatur, IL?

The directory includes 25 possible-program records associated with Decatur, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes. Inclusion does not confirm current availability or eligibility.

How are the assistance records for Decatur classified?

Our classifier labels 15 records as grants, 4 as forgivable loans, and 5 as rebates in Decatur. Classification can be incomplete; confirm the benefit type, lien, repayment, and conditions in the administrator's terms.

How do I research and apply for home repair assistance in Decatur?

Each program page shows the source, application route, or contact we have on file. Confirm the current route, requirements, and any costs with the administering organization before applying. The current Grant Map homeowner fee is $0.