Home Improvement Grants in Decatur.

Browse cataloged grants, rebates, loans, and other assistance records for Decatur, AL. Verify each program's current rules, service area, and status.

The Decatur, AL directory shows 21 cataloged resources. Of those, 19 are currently open or actionable home improvement or repair assistance records; the largest published amount stored among those 19 records is $126,526, not an estimate of your award. Discovery tags include 3 senior-related records, 2 veteran-related records, and 8 marked with no income limit. These tags do not determine eligibility; verify the complete official rules.

Record set last reviewed 2026-06-09. How we verify our data.

Types of help in this city

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Funding typeRecordsWhat to verifyLabel scope
Grants13Repayment, tax, and possible lien termsDirectory classification; confirm official terms
Forgivable loans3Forgiveness schedule, residency, and lien termsDirectory classification; confirm official terms
Rebates2Eligible purchases, upfront payment, and claim timingDirectory classification; confirm official terms

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Showing all 21 resources (19 currently open or actionable repair-assistance records)
Varies, no individual cap; projects typically $10K-$200K+

FEMA Hazard Mitigation Grant Program (HMGP)

HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...

Disaster
Up to $30,000

FEMA Increased Cost of Compliance (ICC) Coverage

ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...

Disaster
Varies by jurisdiction, typically $5,000-$15,000 per unit

HUD Lead Hazard Control & Healthy Homes

HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...

Seniors & Disability
Varies, full line replacement cost covered in many programs

EPA / WIIN Act Lead Service Line Replacement

EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...

Seniors & Disability
Forgivable loan up to $25,000

Decatur CDBG Owner-Occupied Rehabilitation Program

Provides major home repairs for low-income owner-occupied households within Decatur city limits. Loan is forgiven after ...

Home Repair
Up to $7,500 grant

Decatur Emergency Home Repair Grant

Provides emergency home repairs for very low-income owner-occupied households in Decatur city limits. Covers items posin...

Emergency
Up to $15,000 grant

Decatur Accessible Housing Modification Program

Provides accessibility modifications for disabled residents in owner-occupied homes within Decatur. Includes ramps, grab...

Seniors & Disability
Up to $35,000 forgivable loan

AHFA Step Up Program

Alabama Housing Finance Authority program providing forgivable loans for home repairs to moderate-income homeowners stat...

Home Repair
Up to $8,000 in weatherization improvements

Alabama Department of Economic and Community Affairs (ADECA) Weatherization Assistance Program

Federally funded program administered by ADECA providing free weatherization services to low-income households in Alabam...

Weatherization
Up to $10,000 in rebates and incentives

TVA eScore Home Energy Improvement Program

TVA-sponsored program offering rebates and on-bill financing for energy efficiency improvements in Decatur homes served ...

Weatherization
Up to $500 rebate

TVA Heat Pump Rebate Program

TVA-sponsored rebate for installation of qualifying high-efficiency heat pump systems in Decatur homes. Available throug...

Weatherization
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Program

USDA program providing loans up to $40,000 and grants up to $10,000 for very low-income homeowners in eligible rural are...

Home Repair
Up to $126,526 (SAH) or $25,350 (SHA), FY2026

VA Specially Adapted Housing (SAH) Grant

VA grant for veterans with certain service-connected disabilities to help purchase or modify a home to meet disability n...

Veterans
Up to $25,350 (SHA), FY2026

VA Special Housing Adaptation (SHA) Grant

VA grant for veterans with certain service-connected disabilities to adapt a family member's home in which they will res...

Veterans
Free lead hazard removal

Alabama Lead-Based Paint Hazard Control Program

HUD-funded program administered by Alabama Department of Public Health to reduce lead-based paint hazards in homes built...

Home Repair
30% of solar system cost

Federal Solar Investment Tax Credit (ITC)

Federal tax credit for residential solar installations. Homeowners in Decatur can claim 30% of the total cost of solar p...

Solar/Renewable
Up to $3,000 assistance

Decatur Sewer Lateral Repair Program

City of Decatur program providing financial assistance to low-income homeowners for sewer lateral repairs from the main ...

Home Repair
Up to $30,000 for owner rehab

Alabama HOME Investment Partnerships Program

Federally funded HOME program administered by AHFA providing owner-occupied rehabilitation assistance to low-income hous...

Home Repair
Up to $250 rebate

TVA Generation Switch Incentive

TVA incentive for Decatur homeowners who switch from non-electric water heating systems to electric heat pump water heat...

Weatherization
25% state tax credit

Alabama Historic Rehabilitation Tax Credit

State tax credit for substantial rehabilitation of certified historic structures in Alabama. Properties in Decatur's his...

Historic
Up to $30,000 in assistance

Alabama Hardest Hit Fund

Previously provided mortgage payment assistance to unemployed or underemployed Alabama homeowners facing foreclosure. Pr...

Emergency

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Local help in Decatur, AL

Organizations that help Decatur homeowners with repairs, weatherization, and applications. We list these as a helpful resource; we are not affiliated with them and do not endorse them.

Frequently asked questions

What home-improvement assistance records are cataloged for Decatur, AL?

The directory includes 19 possible-program records associated with Decatur, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes. Inclusion does not confirm current availability or eligibility.

How are the assistance records for Decatur classified?

Our classifier labels 13 records as grants, 3 as forgivable loans, and 2 as rebates in Decatur. Classification can be incomplete; confirm the benefit type, lien, repayment, and conditions in the administrator's terms.

How do I research and apply for home repair assistance in Decatur?

Each program page shows the source, application route, or contact we have on file. Confirm the current route, requirements, and any costs with the administering organization before applying. The current Grant Map homeowner fee is $0.