Home Improvement Grants in Cumberland.

Browse cataloged grants, rebates, loans, and other assistance records for Cumberland, RI. Verify each program's current rules, service area, and status.

The Cumberland, RI directory shows 24 cataloged resources. Of those, 22 are currently open or actionable home improvement or repair assistance records; the largest published amount stored among those 22 records is $126,526, not an estimate of your award. Discovery tags include 5 senior-related records, 2 veteran-related records, and 10 marked with no income limit. These tags do not determine eligibility; verify the complete official rules.

Record set last reviewed 2026-06-09. How we verify our data.

Types of help in this city

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Funding typeRecordsWhat to verifyLabel scope
Grants14Repayment, tax, and possible lien termsDirectory classification; confirm official terms
Forgivable loans2Forgiveness schedule, residency, and lien termsDirectory classification; confirm official terms
Rebates4Eligible purchases, upfront payment, and claim timingDirectory classification; confirm official terms

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Showing all 24 resources (22 currently open or actionable repair-assistance records)
Varies, no individual cap; projects typically $10K-$200K+

FEMA Hazard Mitigation Grant Program (HMGP)

HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...

Disaster
Up to $30,000

FEMA Increased Cost of Compliance (ICC) Coverage

ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...

Disaster
Varies by jurisdiction, typically $5,000-$15,000 per unit

HUD Lead Hazard Control & Healthy Homes

HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...

Seniors & Disability
Varies, full line replacement cost covered in many programs

EPA / WIIN Act Lead Service Line Replacement

EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...

Seniors & Disability
Up to $35,000 forgivable loan

Cumberland CDBG Owner-Occupied Rehabilitation Program

CDBG-funded forgivable loan for major home repairs to owner-occupied homes in Cumberland. Loan is forgiven after 5 years...

Home Repair
Free lead hazard removal

Cumberland Lead Paint Abatement Assistance

Free lead hazard remediation for Cumberland homes built before 1978 with children under age 6. Funded through state and ...

Home Repair
Up to $8,000 in weatherization services

Rhode Island Weatherization Assistance Program (WAP)

Federally funded program providing free home energy improvements for income-eligible households. Services include insula...

Weatherization
Up to $15,000 low-interest loan

RIHousing Accessibility Modification Loan

Low-interest loan for accessibility modifications to homes for seniors or residents with disabilities. Covers ramps, wid...

Seniors & Disability
Up to $1,500 per ton rebate

Rhode Island Energy Heat Pump Rebate

Rebates for qualifying air-source and ground-source heat pump installations. Income-qualified customers may receive enha...

Energy
Up to $2,000 rebate

Rhode Island Energy Home Insulation Rebate

Rebates for attic, wall, and basement insulation improvements. Must complete a Home Energy Assessment before applying. E...

Weatherization
Up to $5,000 state tax credit

Rhode Island Residential Renewable Energy Tax Credit

State tax credit equal to 25% of eligible solar installation costs, up to $5,000 per residential property. Stackable wit...

Solar/Renewable
Performance-based solar incentive

Rhode Island Renewable Energy Growth Program

Performance-based solar incentive that pays fixed rates for solar electricity generation over 15-20 years. Provides pred...

Solar/Renewable
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Loan & Grant

Very low-interest loans up to $27,500 and grants up to $10,000 for very low-income homeowners in eligible rural areas to...

Home Repair
Up to $126,526 (SAH) or $25,350 (SHA), FY2026

VA Specially Adapted Housing (SAH) Grant

Grant for veterans with certain service-connected disabilities to purchase, construct, or modify a home to meet their di...

Veterans
Up to $25,350 (SHA), FY2026

VA Special Housing Adaptation (SHA) Grant

Grant for veterans with certain service-connected disabilities to adapt a home to accommodate their needs. Covers blindn...

Veterans
Up to $15,000 grant

Cumberland CDBG ADA Accessibility Modification Grant

CDBG-funded grant for accessibility modifications to owner-occupied homes in Cumberland for residents with disabilities ...

Seniors & Disability
Up to $10,000 grant

Cumberland Emergency Home Repair Grant

Emergency repair grant for urgent health and safety issues in owner-occupied homes in Cumberland. Covers immediate hazar...

Emergency
Up to $12,000 grant

Cumberland Senior Home Repair Grant

Home repair and modification grant specifically for Cumberland homeowners age 62 and older. Addresses critical health, s...

Seniors & Disability
Up to $5,000 loan/grant combination

Cumberland Sewer Lateral Assistance Program

Financial assistance for repair or replacement of private sewer laterals in Cumberland. Low-income homeowners may qualif...

Home Repair
Up to $750 rebate

Rhode Island Energy Electric Water Heater Rebate

Rebate for purchase and installation of qualifying heat pump water heaters. Higher rebates available for income-qualifie...

Energy
Reduced-cost or free solar installation

Rhode Island Income-Qualified Solar Program

Subsidized solar installations for income-qualified Rhode Island households. Participants receive solar electricity at r...

Solar/Renewable
Up to $50,000 low-interest loan

Rhode Island Energy Efficiency Loan Program

Low-interest loans for comprehensive home energy efficiency improvements. Interest rates as low as 3.99% APR with terms ...

Energy
Varies by income and assessed value

Rhode Island Property Tax Relief for Seniors and Disabled

State property tax credit for Rhode Island homeowners age 65+ or totally disabled with household income below program li...

Property Tax Relief
Up to $35,000 forgivable loan

Rhode Island HOME Investment Partnerships

Federal HOME funds administered by Rhode Island Housing for major rehabilitation of owner-occupied homes. Forgivable loa...

Home Repair

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Local help in Cumberland, RI

Organizations that help Cumberland homeowners with repairs, weatherization, and applications. We list these as a helpful resource; we are not affiliated with them and do not endorse them.

Frequently asked questions

What home-improvement assistance records are cataloged for Cumberland, RI?

The directory includes 22 possible-program records associated with Cumberland, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes. Inclusion does not confirm current availability or eligibility.

How are the assistance records for Cumberland classified?

Our classifier labels 14 records as grants, 2 as forgivable loans, and 4 as rebates in Cumberland. Classification can be incomplete; confirm the benefit type, lien, repayment, and conditions in the administrator's terms.

How do I research and apply for home repair assistance in Cumberland?

Each program page shows the source, application route, or contact we have on file. Confirm the current route, requirements, and any costs with the administering organization before applying. The current Grant Map homeowner fee is $0.