Home Improvement Grants in Crystal Lake.

Browse cataloged grants, rebates, loans, and other assistance records for Crystal Lake, IL. Verify each program's current rules, service area, and status.

The Crystal Lake, IL directory shows 25 cataloged resources. Of those, 24 are currently open or actionable home improvement or repair assistance records; the largest published amount stored among those 24 records is $126,526, not an estimate of your award. Discovery tags include 6 senior-related records, 2 veteran-related records, and 8 marked with no income limit. These tags do not determine eligibility; verify the complete official rules.

Record set last reviewed 2026-06-09. How we verify our data.

Types of help in this city

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Funding typeRecordsWhat to verifyLabel scope
Grants17Repayment, tax, and possible lien termsDirectory classification; confirm official terms
Forgivable loans3Forgiveness schedule, residency, and lien termsDirectory classification; confirm official terms
Rebates3Eligible purchases, upfront payment, and claim timingDirectory classification; confirm official terms

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Showing all 25 resources (24 currently open or actionable repair-assistance records)
Varies, no individual cap; projects typically $10K-$200K+

FEMA Hazard Mitigation Grant Program (HMGP)

HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...

Disaster
Up to $30,000

FEMA Increased Cost of Compliance (ICC) Coverage

ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...

Disaster
Varies by jurisdiction, typically $5,000-$15,000 per unit

HUD Lead Hazard Control & Healthy Homes

HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...

Seniors & Disability
Varies, full line replacement cost covered in many programs

EPA / WIIN Act Lead Service Line Replacement

EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...

Seniors & Disability
Forgivable loan up to $30,000

Crystal Lake Owner-Occupied Rehabilitation Program

Provides major home rehabilitation assistance for owner-occupied homes in Crystal Lake with income at or below 80% AMI. ...

Home Repair
Up to $10,000 grant

Crystal Lake Emergency Home Repair Grant

Provides emergency home repair grants for owner-occupied households in Crystal Lake with income at or below 50% AMI. Add...

Emergency
Up to $15,000 forgivable loan

Crystal Lake Accessibility Modification Program

Provides accessibility modifications for owner-occupied homes in Crystal Lake for seniors and persons with disabilities ...

Seniors & Disability
Free lead hazard removal

Crystal Lake Lead Hazard Reduction Program

Provides free lead hazard removal for pre-1978 homes in Crystal Lake with children under 6 years old. Program covers lea...

Home Repair
Up to $5,000 grant

Crystal Lake Sewer Lateral Repair Assistance

Provides cost-sharing assistance for private sewer lateral repairs and replacements for Crystal Lake homeowners. City co...

Home Repair
Up to $50,000 loan

IHDA Single Family Rehabilitation Program

Provides low-interest rehabilitation loans for owner-occupied homes throughout Illinois, including Crystal Lake. Loans u...

Home Repair
Up to $20,000

Illinois Weatherization Assistance Program (WAP)

Federal weatherization program administered by Illinois DCEO providing free home energy efficiency improvements for inco...

Weatherization
Up to $500 in rebates

ComEd Home Energy Rebates

ComEd offers rebates for energy-efficient home improvements including smart thermostats ($75), insulation (up to $500), ...

Energy
Free efficiency upgrades

ComEd Income-Qualified Energy Efficiency Program

Free energy-efficiency upgrades for income-qualified ComEd customers in Crystal Lake. Includes LED lighting, refrigerato...

Energy
Up to $1,000 in rebates

Nicor Gas Energy Efficiency Rebates

Nicor Gas offers rebates for qualifying natural gas equipment and home improvements including furnaces ($500-$1,000), wa...

Energy
Free weatherization services

Nicor Gas Income-Qualified Efficiency Program

Free weatherization and energy-efficiency services for income-qualified Nicor Gas customers in Crystal Lake. May include...

Weatherization
Varies by system size, avg $15,000

Illinois Shines Solar Incentive Program

Illinois Shines provides upfront incentives for residential solar panel installations in Crystal Lake through Renewable ...

Solar/Renewable
Enhanced solar incentive, avg $20,000

Illinois Shines Income-Qualified Solar

Enhanced solar incentive for income-qualified Crystal Lake homeowners at or below 80% AMI. Provides higher incentive rat...

Solar/Renewable
Up to $1,800 rebate

ComEd Electric Heat Pump Rebate

ComEd offers rebates for air-source heat pump installations in Crystal Lake. Rebate amounts vary by efficiency rating an...

Energy
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Loan & Grant

USDA provides grants up to $10,000 (seniors 62+) and loans up to $20,000 for low-income homeowners in eligible rural are...

Home Repair
Up to $126,526 (SAH) or $25,350 (SHA), FY2026

VA Specially Adapted Housing (SAH) Grant

Helps veterans with certain service-connected disabilities purchase or modify a home to accommodate their disability. Av...

Veterans
Up to $25,350 (SHA), FY2026

VA Special Housing Adaptation (SHA) Grant

Helps veterans with certain service-connected disabilities adapt a family member's home where they reside. Available to ...

Veterans
Up to $12,000 grant

McHenry County Senior Home Repair Program

Provides home repair grants for senior homeowners age 60+ in McHenry County including Crystal Lake. Covers critical heal...

Seniors & Disability
Up to $8,000 emergency grant

McHenry County Emergency Home Repair

Provides emergency home repair assistance for low-income homeowners in McHenry County including Crystal Lake. Addresses ...

Emergency
Up to $25,000 rehabilitation

Illinois HOME Investment Partnerships Program

Federal HOME funds administered through IHDA provide homeowner rehabilitation assistance in Illinois including Crystal L...

Home Repair
Defers property taxes

Illinois Senior Citizens Real Estate Tax Deferral

Allows Illinois seniors age 65+ with household income under $65,000 to defer all or part of property tax increases on th...

Property Tax Relief

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Contractor listings in Crystal Lake

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Local help in Crystal Lake, IL

Organizations that help Crystal Lake homeowners with repairs, weatherization, and applications. We list these as a helpful resource; we are not affiliated with them and do not endorse them.

Frequently asked questions

What home-improvement assistance records are cataloged for Crystal Lake, IL?

The directory includes 24 possible-program records associated with Crystal Lake, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes. Inclusion does not confirm current availability or eligibility.

How are the assistance records for Crystal Lake classified?

Our classifier labels 17 records as grants, 3 as forgivable loans, and 3 as rebates in Crystal Lake. Classification can be incomplete; confirm the benefit type, lien, repayment, and conditions in the administrator's terms.

How do I research and apply for home repair assistance in Crystal Lake?

Each program page shows the source, application route, or contact we have on file. Confirm the current route, requirements, and any costs with the administering organization before applying. The current Grant Map homeowner fee is $0.