Home Improvement Grants in Concord.

Browse cataloged grants, rebates, loans, and other assistance records for Concord, NC. Verify each program's current rules, service area, and status.

The Concord, NC directory shows 23 cataloged resources. Of those, 20 are currently open or actionable home improvement or repair assistance records; the largest published amount stored among those 20 records is $126,526, not an estimate of your award. Discovery tags include 7 senior-related records, 2 veteran-related records, and 9 marked with no income limit. These tags do not determine eligibility; verify the complete official rules.

Record set last reviewed 2026-06-09. How we verify our data.

Types of help in this city

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Funding typeRecordsWhat to verifyLabel scope
Grants14Repayment, tax, and possible lien termsDirectory classification; confirm official terms
Forgivable loans3Forgiveness schedule, residency, and lien termsDirectory classification; confirm official terms
Rebates2Eligible purchases, upfront payment, and claim timingDirectory classification; confirm official terms

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Showing all 23 resources (20 currently open or actionable repair-assistance records)
Varies, no individual cap; projects typically $10K-$200K+

FEMA Hazard Mitigation Grant Program (HMGP)

HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...

Disaster
Up to $30,000

FEMA Increased Cost of Compliance (ICC) Coverage

ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...

Disaster
Varies by jurisdiction, typically $5,000-$15,000 per unit

HUD Lead Hazard Control & Healthy Homes

HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...

Seniors & Disability
Varies, full line replacement cost covered in many programs

EPA / WIIN Act Lead Service Line Replacement

EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...

Seniors & Disability
Up to $8,500 per home

North Carolina Weatherization Assistance Program (WAP)

Federally-funded weatherization services to reduce energy costs for income-eligible households in Cabarrus County. Inclu...

Weatherization
Forgivable loan up to $35,000

Concord Owner-Occupied Rehabilitation Program

CDBG-funded program providing forgivable loans for substantial home repairs to low-income owner-occupants in Concord. Lo...

Home Repair
Up to $10,000 grant

Concord Emergency Home Repair Grant

Emergency grant for urgent health and safety repairs in owner-occupied homes in Concord. Priority given to seniors and d...

Emergency
Up to $20,000 forgivable loan

Concord ADA Accessibility Modification Program

Provides accessibility modifications to owner-occupied homes in Concord for residents with disabilities. Improvements in...

Seniors & Disability
Up to $50,000 loan (3% fixed rate)

NC Housing Finance Agency Rehabilitation Loan

Low-interest rehabilitation loan for homeowners statewide to make necessary home repairs and improvements. Features a fi...

Home Repair
Up to $1,200 rebate

Duke Energy Heat Pump Rebate

Rebate for Duke Energy customers in Concord who install qualifying ENERGY STAR® certified heat pump systems. Rebate amou...

Energy
Rebates up to $7,000 combined

Duke Energy Smart Saver® Program

Comprehensive home energy efficiency rebate program for Duke Energy customers. Offers rebates for insulation, air sealin...

Weatherization
Up to $3,500 solar rebate

Duke Energy Solar Rebate Program

Rebate for Duke Energy customers installing rooftop solar photovoltaic systems. Rebate is $0.50 per watt up to 7 kW syst...

Solar/Renewable
35% state tax credit (max $10,500)

North Carolina Solar Energy Tax Credit

North Carolina offers a 35% state tax credit for residential solar installations, capped at $10,500. This credit is in a...

Solar/Renewable
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Loan & Grant

Federal program for very low-income homeowners in eligible rural areas near Concord to repair, improve, or modernize hom...

Seniors & Disability
Up to $126,526 (SAH) or $25,350 (SHA), FY2026

VA Specially Adapted Housing (SAH) Grant

Grant for veterans with certain service-connected disabilities to build, buy, or modify a home to meet their adaptive ne...

Veterans
Up to $25,350 (SHA), FY2026

VA Special Housing Adaptation (SHA) Grant

Grant for veterans with certain service-connected disabilities to modify a home to meet adaptive needs. Eligible veteran...

Veterans
Varies by project, up to $50,000

Cabarrus County HOME Investment Partnerships

Federal HOME program funds administered by Cabarrus County for substantial rehabilitation of owner-occupied homes. Provi...

Home Repair
Free lead hazard removal

North Carolina Lead Hazard Reduction Program

HUD-funded program to reduce lead-based paint hazards in qualifying North Carolina homes built before 1978 with children...

Home Repair
Up to $3,000 grant for minor repairs

Cabarrus County Senior Home Repair Program

Provides minor home repairs and safety modifications for low-income seniors age 60+ in Cabarrus County. Services include...

Seniors & Disability
Up to $5,000 reimbursement

Concord Sewer Lateral Repair Assistance

City of Concord provides cost-sharing assistance for private sewer lateral line repairs and replacements. Program reimbu...

Home Repair
Up to $75 per appliance

Duke Energy Appliance Recycling Rebate

Duke Energy will pick up and recycle your old working refrigerator or freezer and pay you a $75 rebate per appliance (li...

Energy
30% state tax credit for qualified rehab

North Carolina State Historic Preservation Tax Credit

North Carolina offers a 30% state tax credit for the substantial rehabilitation of income-producing historic structures....

Historic
Defer all property taxes

North Carolina Elderly and Disabled Property Tax Deferral

North Carolina allows elderly (65+) or totally disabled homeowners with income below $53,470 to defer property taxes on ...

Property Tax Relief

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Local help in Concord, NC

Organizations that help Concord homeowners with repairs, weatherization, and applications. We list these as a helpful resource; we are not affiliated with them and do not endorse them.

Frequently asked questions

What home-improvement assistance records are cataloged for Concord, NC?

The directory includes 20 possible-program records associated with Concord, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes. Inclusion does not confirm current availability or eligibility.

How are the assistance records for Concord classified?

Our classifier labels 14 records as grants, 3 as forgivable loans, and 2 as rebates in Concord. Classification can be incomplete; confirm the benefit type, lien, repayment, and conditions in the administrator's terms.

How do I research and apply for home repair assistance in Concord?

Each program page shows the source, application route, or contact we have on file. Confirm the current route, requirements, and any costs with the administering organization before applying. The current Grant Map homeowner fee is $0.