Home Improvement Grants in Cleveland.
Browse cataloged grants, rebates, loans, and other assistance records for Cleveland, OH. Verify each program's current rules, service area, and status.
The Cleveland, OH directory shows 54 cataloged resources. Of those, 40 are currently open or actionable home improvement or repair assistance records; the largest published amount stored among those 40 records is $494,000, not an estimate of your award. Discovery tags include 16 senior-related records, 4 veteran-related records, and 14 marked with no income limit. These tags do not determine eligibility; verify the complete official rules.
Record set last reviewed 2026-04-01. How we verify our data.
Types of help in this city
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| Funding type | Records | What to verify | Label scope |
|---|---|---|---|
| Grants | 30 | Repayment, tax, and possible lien terms | Directory classification; confirm official terms |
| Forgivable loans | 5 | Forgiveness schedule, residency, and lien terms | Directory classification; confirm official terms |
| Rebates | 2 | Eligible purchases, upfront payment, and claim timing | Directory classification; confirm official terms |
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Repair-A-Home (RAH)
Low-interest (0-3%) loan for owner-occupied 1-2 family homes to address code compliance. Covers one major repair per dec...
Senior Homeowner Assistance Program (SHAP)
Grant for one critical health or safety repair per decade for low-income seniors (60+) and disabled adults (18-59). Cove...
Age-Friendly Home Investment Program (AFHIP)
City-funded repairs for seniors 60+ and disabled adults (18-59). $75,000 per ward in 2025. Covers roof, exterior paint, ...
Healthy Homes Program
Addresses lead hazards, radon risks, mold, pest control, asthma triggers, electrical hazards, and trip/fall hazards in o...
Lead Hazard Control (LHC) Grant
Free lead risk assessments and grants to control lead-based paint hazards in homes with children under age 6. HUD-funded...
Neighborhood Development Activities (NDA)
CDBG dollars allocated by City Council to each ward (~$494K per ward in 2025 on the 15-ward map). Supports housing repai...
Lead Safe Home Fund, Lead Safe Cleveland Coalition
Grants to eliminate lead hazards (windows, doors, exterior paint) in Cleveland rental and owner-occupied properties. Max...
Cleveland Water Lead Service Line Replacement
Free replacement of lead water service lines, both the city-owned and customer-owned portions. Funded via $60M in federa...
Dominion Energy Ohio, Home Efficiency Rebates
Rebates for Dominion Energy Ohio natural gas customers on high-efficiency equipment: furnace (96%+ AFUE, $400), boiler (...
FirstEnergy / CEI, Residential Energy Rebates
FirstEnergy Ohio electric companies offer rebates on ENERGY STAR appliances: heat pump water heater ($500), clothes wash...
FirstEnergy Community Connections Program
Free in-home energy evaluation and improvements for households at or below 200% of the Federal Poverty Level. Includes a...
CHN Housing Partners, Home Repair Program
CHN provides critical home repairs including plumbing, electrical, roofing, and structural issues for income-qualified C...
LISC Cleveland, Renew 2-1-6 Home Repair Program
Up to $25,000 in repair assistance for income-eligible Cleveland homeowners (≤80% AMI). Structure: 50% grant + 50% zero-...
Community Housing Solutions (CHS), Home Repair
CHS offers free gutter cleaning/repair/replacement, furnace repair, and general home repair (roof, porch, bathroom mods,...
Greater Cleveland Habitat for Humanity, Critical Home Repair
Free critical exterior repairs for eligible homeowners in targeted Cleveland neighborhoods (Buckeye-Woodhill, Mt. Pleasa...
Rebuilding Together Northeast Ohio
Free critical home repairs using volunteer labor plus professional contractors for low-income, elderly, disabled, and ve...
Cuyahoga County Home Repair Loan (4COM)
Low-interest loan up to $20,000 for major housing components in Cuyahoga County: roof, electrical, furnace, and plumbing...
Cuyahoga County HELP, Housing Enhancement Loan Program
Below-market home improvement loan for Cuyahoga County homeowners. No income restrictions, few project limitations. Inte...
Cuyahoga County Board of Health, Lead Safe Program
Lead abatement grants for homeowners and rental property owners in suburban Cuyahoga County communities (outside City of...
Heritage Home Program, Cleveland Restoration Society
Low-interest home improvement loans for homes 50+ years old in participating Cuyahoga County communities. No income limi...
Third Federal Fixer Upper Home Repair Loan
Low fixed-rate home repair loan exclusively for City of Cleveland homeowners. $1,000-$9,900 at 2.99% APR fixed. No incom...
Home Repair Resource Center (HRRC)
Cleveland Heights nonprofit providing deferred loans (up to $5,000, 0% interest, no monthly payment) and Assist Incentiv...
Ohio Homestead Exemption
Ohio property tax exemption for seniors (65+) and totally/permanently disabled homeowners. Exempts $28,000 of home marke...
Ohio Disabled Veteran Enhanced Homestead Exemption
Enhanced homestead exemption for veterans with a 100% service-connected disability rating (or individual unemployability...
VA Specially Adapted Housing (SAH / SHA) Grants
Federal grants for veterans with qualifying service-connected disabilities to adapt or purchase a home for independent l...
VA HISA Grant, Home Improvements & Structural Alterations
VA grant for medically necessary home improvements for veterans receiving VA care. Service-connected disability: up to $...
USDA Section 504 Home Repair Loans & Grants
Loans (1% interest, 20-year term) up to $40,000 for very-low-income homeowners to repair, improve, or modernize. Grants ...
FHA Title I Home Improvement Loan
FHA-insured loan for home improvements up to $25,000. Unsecured (signature only) up to $7,500, no equity required. Suita...
FHA 203(k) Rehabilitation Mortgage
FHA mortgage that finances home purchase + renovation in a single loan. Limited 203(k) covers non-structural repairs up ...
OHFA Homebuyer Program with Down Payment Assistance
30-year fixed-rate FHA, VA, USDA, or conventional mortgage with down payment assistance. As of July 1, 2025: 3% DPA for ...
Ohio Historic Preservation Tax Credit (Commercial/Multifamily)
Ohio state tax credit of 25% (or 35% in communities under 300,000 population) of qualified rehabilitation expenditures f...
Cleveland Housing Trust Fund (HTF)
City-managed fund coordinating federal and non-federal resources for affordable housing construction and rehabilitation....
Cleveland Housing Investment Fund (CHIF)
Mission-driven up-to-$100M fund managed by LISC Fund Management. Launched 2025 with $18M City of Cleveland grant + $20M ...
Environmental Health Watch, Healthy Homes Assessment
Free home assessments and direct assistance to help low-income Cleveland families address housing-related health hazards...
HFLA of Northeast Ohio, Interest-Free Home Repair Loan
0% interest loans for home repairs and emergency needs. Open to all Greater Cleveland residents regardless of faith. HFL...
Cleveland ARPA Home Repair Program
City of Cleveland's $15M ARPA-funded home repair program (2024). Up to $30,000 for roofs, HVAC, exterior code violations...
Cleveland Department of Aging, Tree Assistance Program
Free hazardous tree and branch removal for seniors and adults with disabilities on limited income in the City of Clevela...
FEMA Hazard Mitigation Grant Program (HMGP)
HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...
FEMA Increased Cost of Compliance (ICC) Coverage
ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...
DOE Weatherization Assistance Program (WAP)
WAP provides free energy efficiency improvements to low-income households across all 50 states, DC, and territories. Eli...
HUD Lead Hazard Control & Healthy Homes
HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...
EPA / WIIN Act Lead Service Line Replacement
EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...
HUD CDBG Home Repair Programs
HUD's Community Development Block Grant (CDBG) program provides annual funding to cities, counties, and states to fund l...
American Red Cross Home Fire Campaign, Free Smoke Alarms
The American Red Cross installs free smoke alarms and creates home fire escape plans through their nationwide Home Fire ...
EPA State Indoor Radon Grants, State Radon Programs
EPA provides State and Tribal Indoor Radon Grants (SIRG) to every state to fund radon risk reduction programs. While the...
NeighborWorks Network, Home Repair & Modification Programs
NeighborWorks America supports a network of nearly 250 local nonprofit housing organizations across every state, DC, and...
National Trust for Historic Preservation, Homeowner Resources
Owners of historic homes may access funding through their State Historic Preservation Office (SHPO), which distributes H...
HUD Section 184 Indian Home Loan Guarantee
The Section 184 Indian Home Loan Guarantee Program provides HUD-guaranteed mortgage financing for American Indian and Al...
Ohio Home Weatherization Assistance Program (HWAP)
Ohio HWAP provides free energy efficiency improvements to income-eligible households statewide, delivered through a netw...
Ohio EPA WPCLF Home Sewage Treatment System (HSTS) Program
Ohio EPA's WPCLF program provides principal forgiveness loans to Local Health Districts, which pass savings to homeowner...
Ohio Residential PACE Financing (R-PACE)
Ohio Residential PACE allows homeowners to finance energy efficiency and renewable energy improvements through a volunta...
Welcome Home Ohio (WHO), Rehabilitation & New Construction Grant
Welcome Home Ohio provides grants up to $100,000 per property to developers, nonprofits, and local governments to purcha...
Cleveland Emergency Repair Assistance Program
The City of Cleveland's Emergency Repair Assistance Program provides CDBG-funded grants to income-qualified homeowners f...
Ohio Home Energy Assistance Program (HEAP)
Provides heating assistance and crisis intervention to income-eligible Ohio households through local Community Action Ag...
Check program coordination before building a budget
A local grant, utility rebate, or tax credit may cover different parts of a project, but administrators set their own coordination rules. Confirm compatibility and payment timing with each official source.
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