Cuyahoga County Home Repair Loan (4COM)
Cuyahoga County / CHN Housing Capital (CDBG-funded)
About This Program
Low-interest loan up to $20,000 for major housing components in Cuyahoga County: roof, electrical, furnace, and plumbing (including sanitary sewer). Income at or below 120% AMI. Current on real estate taxes or payment plan. HUD property standards must be met. Administered by CHN Housing Capital. Note: not available in all Cuyahoga County communities.
Income ≤120% AMI; Cuyahoga County homeowner
Record set last reviewed 2026-04-01. How we verify our data.
Other published resources for Cleveland, OH, are listed below. Review each separately and ask the administrators whether they can coordinate funding for the same work:
- Repair-A-Home (RAH) 0-3% interest loan; 50% forgiven after 5 yrs
- Senior Homeowner Assistance Program (SHAP) One critical repair (grant, no repayment)
- Age-Friendly Home Investment Program (AFHIP) ~$10,000-$11,000 avg per job (ward-allocated)
- Healthy Homes Program Free remediation (grant)
Key Details
- Up to $20,000 low-interest loan
- Covers roof, electrical, furnace, plumbing, sanitary sewer
- Income at or below 120% AMI
- Must be current on property taxes or on a payment plan
- Phone: 855-764-LOAN (5626) | Mon-Fri 8:30am-5pm
- Not available in Bentleyville, Chagrin Falls Township, or Hunting Valley
How to Apply
Confirm the current application route with the administrator. Verified official forms and steps appear below when available.
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Deadline: Currently closed due to demand, check chnhousingcapital.org for reopening
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