Cleveland Housing Trust Fund (HTF)
City of Cleveland, Department of Community Development
About This Program
The Grant Map catalogs Cleveland Housing Trust Fund (HTF) in its Cleveland, OH research directory. The record carries audience tags for homeowners and renters; those tags do not establish eligibility or current service coverage.
City-managed fund coordinating federal and non-federal resources for affordable housing construction and rehabilitation. Provides soft, cash-flow-contingent loans to developers. For-sale projects: up to $40,000 per unit in gap financing. Serves households at or below 60% AMI. ~$3.3M allocated in 2024. Individuals benefit through affordable homes built by nonprofits using HTF.
Primarily for developers; homebuyers benefit via affordable units built
The cited program-specific URL responded on 2026-07-21; confirm current terms.
Record set last reviewed 2026-04-01. How we verify our data.
Other published resources for Cleveland, OH, are listed below. Review each separately and ask the administrators whether they can coordinate funding for the same work:
- Repair-A-Home (RAH) 0-3% interest loan; 50% forgiven after 5 yrs
- Senior Homeowner Assistance Program (SHAP) One critical repair (grant, no repayment)
- Age-Friendly Home Investment Program (AFHIP) ~$10,000-$11,000 avg per job (ward-allocated)
- Healthy Homes Program Free remediation (grant)
Key Details
- Soft loans to developers for affordable housing (rental or for-sale)
- For-sale projects: up to $40,000 per unit in gap financing
- Serves households at or below 60% AMI
- ~$3.3M allocated by City in 2024
- Individuals benefit via nonprofit-built affordable homes
How to Apply
Some programs require contractor estimates, licenses, or inspections. A cited link may be general, so confirm the current rules with the administrator before hiring; a directory match does not guarantee contractor eligibility or funding.
You may need a contractor or estimate
Some programs for this project type ask for a license, inspection, or written estimate. Confirm the rule before contacting a contractor in Cleveland.
Get matched with a contractorEach administrator sets its contractor rules. Confirm exact requirements directly; the cited URL may be a general agency page.
Your application paperwork
Documents you will likely need
- Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
- A government-issued photo ID for every owner on title.
- Household income proof (recent pay stubs, last year's tax return, or benefit award letters for everyone in the home).
- A written estimate from a licensed contractor for the work (many programs require this to apply).
- Photos of the problem area or the work to be done.
- The program's own application form, completed (use the official link or phone number on this page).
Requirements vary by program and locality. Confirm the exact rules and application route with the administrator. We can help you prepare your paperwork, but you submit it yourself.
Deadline: Annual RFP for developers; individual homebuyers benefit indirectly
Questions about this program?
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Frequently asked questions
What amount is listed for Cleveland Housing Trust Fund (HTF) in Cleveland, OH?
The Grant Map record states: Up to $40,000 gap financing per unit (for-sale projects). Confirm the current amount and eligible costs with the administrator.
What audience tags are recorded for Cleveland Housing Trust Fund (HTF) in Cleveland?
The directory record carries audience tags for homeowners and renters. It also carries a low-income tag. These tags do not establish eligibility; confirm the complete current rules with the administrator.
How do I apply for Cleveland Housing Trust Fund (HTF) in Cleveland, OH?
Confirm the application route directly with City of Cleveland, Department of Community Development; use the cited source on this page as a starting point or call 216-664-2900. Confirm any fee or cost with the administrator.
Need a Contractor for This Project?
Browse local listings or request an introduction. The Grant Map does not guarantee licensing, program experience, work quality, or funding.
More ways to save on this project
Rebates and discounts that may reduce project cost. Confirm eligibility and coordination rules before including one in your budget.
Find More Programs in Cleveland, OH
This is one of several kinds of assistance that may be available. Review other programs separately and confirm whether their administrators allow coordination for the same work.
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