Home Improvement Grants in Champaign.
Browse cataloged grants, rebates, loans, and other assistance records for Champaign, IL. Verify each program's current rules, service area, and status.
The Champaign, IL directory shows 25 cataloged resources. Of those, 23 are currently open or actionable home improvement or repair assistance records; the largest published amount stored among those 23 records is $126,526, not an estimate of your award. Discovery tags include 6 senior-related records, 2 veteran-related records, and 11 marked with no income limit. These tags do not determine eligibility; verify the complete official rules.
Record set last reviewed 2026-06-09. How we verify our data.
Types of help in this city
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| Funding type | Records | What to verify | Label scope |
|---|---|---|---|
| Grants | 16 | Repayment, tax, and possible lien terms | Directory classification; confirm official terms |
| Forgivable loans | 1 | Forgiveness schedule, residency, and lien terms | Directory classification; confirm official terms |
| Rebates | 5 | Eligible purchases, upfront payment, and claim timing | Directory classification; confirm official terms |
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FEMA Hazard Mitigation Grant Program (HMGP)
HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...
FEMA Increased Cost of Compliance (ICC) Coverage
ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...
HUD Lead Hazard Control & Healthy Homes
HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...
EPA / WIIN Act Lead Service Line Replacement
EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...
City of Champaign Owner-Occupied Rehabilitation Program
Provides forgivable loans for major home repairs to owner-occupied households in Champaign with income at or below 80% A...
Champaign Emergency Home Repair Grant
Provides emergency repair grants for owner-occupied households in Champaign with income at or below 50% AMI. Covers imme...
Champaign Accessibility Modification Program
Provides grants for accessibility modifications to homes occupied by individuals with disabilities in Champaign. Covers ...
Champaign Lead Paint Abatement Program
Provides free lead-based paint hazard removal for qualifying homes built before 1978 in Champaign County with children u...
Champaign Sanitary Sewer Lateral Repair Loan
Provides low-interest loans to Champaign homeowners for repair or replacement of private sanitary sewer laterals. Loan i...
Illinois Weatherization Assistance Program (IHDA)
Federally funded weatherization program administered by the state for income-eligible households at or below 200% of fed...
Ameren Illinois HVAC Rebate
Provides rebates for Ameren Illinois customers who upgrade to high-efficiency heating and cooling systems. Rebate amount...
Ameren Illinois Insulation Rebate
Provides rebates for attic and wall insulation upgrades to Ameren Illinois electric customers. Includes air sealing reba...
Ameren Illinois Heat Pump Rebate
Provides enhanced rebates for air-source and geothermal heat pump installations to Ameren Illinois customers. Higher reb...
Ameren Illinois Smart Thermostat Rebate
Provides rebates for purchase and installation of qualifying ENERGY STAR smart thermostats for Ameren Illinois customers...
Ameren Illinois Income-Qualified Efficiency Program
Provides no-cost energy efficiency upgrades to income-eligible Ameren Illinois customers at or below 80% area median inc...
Ameren Illinois Solar Rebate Program
Provides rebates for residential solar photovoltaic (PV) system installations for Ameren Illinois customers. Rebate amou...
Illinois Adjustable Block Solar Incentive
Illinois Shines Adjustable Block program provides upfront solar renewable energy credits (SRECs) for new residential sol...
USDA Section 504 Home Repair Program
Provides loans and grants to very-low-income homeowners in eligible rural areas near Champaign to repair, improve, or mo...
VA Specially Adapted Housing (SAH) Grant
Helps eligible veterans with certain service-connected disabilities purchase or modify a home to meet their accessibilit...
VA Special Housing Adaptation (SHA) Grant
Helps veterans with certain service-connected disabilities modify their home to accommodate their disability. Available ...
Champaign County Regional Planning Commission Senior Home Repair
Provides minor home repair assistance to seniors age 60+ in Champaign County to help them remain safely in their homes. ...
Illinois Department on Aging Home Accessibility Program
Provides grants to help seniors age 60+ make accessibility modifications to their homes, including ramps, grab bars, sta...
Illinois Senior Citizens Property Tax Assessment Freeze
Freezes property tax assessed value for Illinois homeowners age 65+ with household income under $65,000. Prevents proper...
Illinois Senior Citizens Homestead Exemption
Reduces property tax equalized assessed value (EAV) by up to $8,000 for Illinois homeowners age 65+ during the assessmen...
Illinois Homeowner Assistance Fund
Provides assistance to homeowners who have experienced financial hardship due to COVID-19 pandemic. Can help with mortga...
Check program coordination before building a budget
A local grant, utility rebate, or tax credit may cover different parts of a project, but administrators set their own coordination rules. Confirm compatibility and payment timing with each official source.
Build a funding plan
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Contractor listings in Champaign
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