Home Improvement Grants in Bloomington.

Browse cataloged grants, rebates, loans, and other assistance records for Bloomington, IL. Verify each program's current rules, service area, and status.

The Bloomington, IL directory shows 25 cataloged resources. Of those, 25 are currently open or actionable home improvement or repair assistance records; the largest published amount stored among those 25 records is $126,526, not an estimate of your award. Discovery tags include 6 senior-related records, 2 veteran-related records, and 11 marked with no income limit. These tags do not determine eligibility; verify the complete official rules.

Record set last reviewed 2026-06-09. How we verify our data.

Types of help in this city

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Funding typeRecordsWhat to verifyLabel scope
Grants17Repayment, tax, and possible lien termsDirectory classification; confirm official terms
Forgivable loans3Forgiveness schedule, residency, and lien termsDirectory classification; confirm official terms
Rebates4Eligible purchases, upfront payment, and claim timingDirectory classification; confirm official terms

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Showing all 25 resources
Varies, no individual cap; projects typically $10K-$200K+

FEMA Hazard Mitigation Grant Program (HMGP)

HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...

Disaster
Up to $30,000

FEMA Increased Cost of Compliance (ICC) Coverage

ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...

Disaster
Varies by jurisdiction, typically $5,000-$15,000 per unit

HUD Lead Hazard Control & Healthy Homes

HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...

Seniors & Disability
Varies, full line replacement cost covered in many programs

EPA / WIIN Act Lead Service Line Replacement

EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...

Seniors & Disability
Up to $20,000

Illinois Weatherization Assistance Program (WAP)

Federal WAP program administered by the state to reduce energy costs for low-income households through comprehensive wea...

Weatherization
Up to $50,000 forgivable loan

IHDA Single Family Rehabilitation Program

State-funded forgivable loan program for major home repairs and rehabilitation for income-eligible homeowners. Loan is f...

Home Repair
Forgivable loan up to $30,000

City of Bloomington Owner-Occupied Rehabilitation Program

CDBG-funded program providing forgivable loans for major home repairs to low-income owner-occupants within Bloomington c...

Home Repair
Up to $10,000 grant

City of Bloomington Emergency Home Repair Grant

CDBG grant program for emergency repairs that pose immediate threats to health and safety for very low-income households...

Emergency
Up to $15,000 grant

Bloomington ADA Home Modification Program

Grant program to help income-eligible residents with disabilities or seniors modify their homes for accessibility, inclu...

Seniors & Disability
Free lead hazard removal

McLean County Lead Hazard Reduction Program

HUD-funded program to identify and eliminate lead-based paint hazards in homes built before 1978 with children under age...

Home Repair
Up to $2,000 in rebates

Ameren Illinois Home Energy Rebate Program

Utility rebate program offering incentives for energy-efficient upgrades including insulation, air sealing, HVAC systems...

Energy
Up to $2,500 rebate

Ameren Illinois Heat Pump Rebate

Rebate program for installation of qualifying high-efficiency air source or ground source heat pumps. Higher rebates ava...

Energy
Free efficiency upgrades

Ameren Illinois Income-Qualified Energy Efficiency

Free energy efficiency upgrades for income-qualified Ameren Illinois customers, including insulation, air sealing, LED l...

Energy
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Program

Low-interest loans and grants for very low-income homeowners in eligible rural areas near Bloomington to repair, improve...

Home Repair
Up to $126,526 (SAH) or $25,350 (SHA), FY2026

VA Specially Adapted Housing (SAH) Grant

Grant for veterans with certain service-connected disabilities to adapt or purchase a home to accommodate their disabili...

Veterans
Up to $25,350 (SHA), FY2026

VA Special Housing Adaptation (SHA) Grant

Grant for veterans with certain service-connected disabilities to make modifications to their home for accessibility nee...

Veterans
Up to $25,000 forgivable loan

IHDA Access Assistance Home Modification Program

State forgivable loan program to help homeowners with disabilities or household members with disabilities make accessibi...

Seniors & Disability
Up to $750 grant

Illinois Property Tax Relief for Seniors

Illinois property tax relief grant for seniors age 65+ and persons with disabilities whose household income does not exc...

Property Tax Relief
Up to $5,000 grant

Bloomington Sanitary Sewer Lateral Assistance

Cost-share program to help income-eligible homeowners repair or replace private sanitary sewer laterals. City covers up ...

Home Repair
Varies by system size

Ameren Illinois Solar Rewards Program

Incentive program for residential solar installations. Ameren purchases Solar Renewable Energy Credits (SRECs) from qual...

Solar/Renewable
Varies by system; typically 30-40% of cost

Illinois Adjustable Block Solar Incentive

State-run solar incentive program providing upfront payments for Solar Renewable Energy Credits (SRECs) from new residen...

Solar/Renewable
50% bill savings, no upfront cost

Illinois Shines Community Solar - Income Qualified

Community solar program for income-qualified households providing guaranteed 50% savings on electric bills with no upfro...

Solar/Renewable
25% state tax credit

Illinois Historic Preservation Tax Credit

State tax credit equal to 25% of qualified rehabilitation expenses for owner-occupied historic homes listed on the Natio...

Historic
Up to $650 rebate

Ameren Illinois Water Heater Rebate

Rebate for installation of qualifying high-efficiency electric water heaters including heat pump water heaters. Higher r...

Energy
Up to $125

Ameren Illinois Smart Thermostat Rebate

Rebate for purchase and installation of qualifying ENERGY STAR smart thermostats. Smart thermostats optimize heating and...

Energy

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Local help in Bloomington, IL

Organizations that help Bloomington homeowners with repairs, weatherization, and applications. We list these as a helpful resource; we are not affiliated with them and do not endorse them.

Frequently asked questions

What home-improvement assistance records are cataloged for Bloomington, IL?

The directory includes 25 possible-program records associated with Bloomington, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes. Inclusion does not confirm current availability or eligibility.

How are the assistance records for Bloomington classified?

Our classifier labels 17 records as grants, 3 as forgivable loans, and 4 as rebates in Bloomington. Classification can be incomplete; confirm the benefit type, lien, repayment, and conditions in the administrator's terms.

How do I research and apply for home repair assistance in Bloomington?

Each program page shows the source, application route, or contact we have on file. Confirm the current route, requirements, and any costs with the administering organization before applying. The current Grant Map homeowner fee is $0.