Home Improvement Grants in Berea.

Browse cataloged grants, rebates, loans, and other assistance records for Berea, KY. Verify each program's current rules, service area, and status.

The Berea, KY directory shows 19 cataloged resources. Of those, 17 are currently open or actionable home improvement or repair assistance records; the largest published amount stored among those 17 records is $126,526, not an estimate of your award. Discovery tags include 6 senior-related records, 2 veteran-related records, and 9 marked with no income limit. These tags do not determine eligibility; verify the complete official rules.

Record set last reviewed 2026-06-09. How we verify our data.

Types of help in this city

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Funding typeRecordsWhat to verifyLabel scope
Grants11Repayment, tax, and possible lien termsDirectory classification; confirm official terms
Forgivable loans1Forgiveness schedule, residency, and lien termsDirectory classification; confirm official terms
Rebates4Eligible purchases, upfront payment, and claim timingDirectory classification; confirm official terms

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Showing all 19 resources (17 currently open or actionable repair-assistance records)
Varies, no individual cap; projects typically $10K-$200K+

FEMA Hazard Mitigation Grant Program (HMGP)

HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...

Disaster
Up to $30,000

FEMA Increased Cost of Compliance (ICC) Coverage

ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...

Disaster
Varies by jurisdiction, typically $5,000-$15,000 per unit

HUD Lead Hazard Control & Healthy Homes

HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...

Seniors & Disability
Varies, full line replacement cost covered in many programs

EPA / WIIN Act Lead Service Line Replacement

EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...

Seniors & Disability
Up to $8,000 in weatherization services

Kentucky Weatherization Assistance Program (WAP)

Federal weatherization program delivered through Kentucky Housing Corporation providing free energy efficiency improveme...

Weatherization
Up to $10,000 forgivable loan

Kentucky Housing Corporation Homeownership Protection Program

Provides forgivable loans for critical home repairs to help Kentucky homeowners maintain safe, decent housing. Loan is f...

Home Repair
Free lead hazard assessment and remediation

Kentucky Childhood Lead Poisoning Prevention Program

State-funded lead hazard control program for homes built before 1978 where children under 6 reside. Provides free testin...

Home Repair
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Program

Federal program providing loans up to $40,000 and grants up to $10,000 for very low-income rural homeowners to repair, i...

Home Repair
Up to $126,526 (SAH) or $25,350 (SHA), FY2026

VA Specially Adapted Housing (SAH) Grant

Grant for veterans with certain service-connected disabilities to build, buy, or modify a home to meet their accessibili...

Veterans
Up to $25,350 (SHA), FY2026

VA Special Housing Adaptation (SHA) Grant

Grant for veterans with certain service-connected disabilities to modify a home to accommodate their disability. For vet...

Veterans
Up to $1,200 in rebates

Kentucky Utilities Energy Efficiency Rebates

Electric utility rebates for qualifying energy-efficient equipment including heat pumps, water heaters, insulation, and ...

Energy
Up to $750 rebate

KU Heat Pump Rebate Program

Rebate for qualifying electric heat pump installations meeting minimum efficiency standards. Must be installed by licens...

Energy
Up to $100 rebate

KU Smart Thermostat Rebate

Rebate for purchase and installation of qualifying smart thermostats with Wi-Fi connectivity. Helps reduce energy costs ...

Energy
Up to $7,500 in weatherization services

Madison County Community Action Weatherization

Local delivery of federal weatherization assistance through Madison County Community Action Council. Provides free energ...

Weatherization
Loan limit $472,030 (2024)

FHA 203(k) Rehabilitation Mortgage

FHA-insured mortgage that allows homebuyers or homeowners to finance both the purchase (or refinance) and rehabilitation...

Home Repair
Up to $250 rebate

KU Water Heater Rebate Program

Rebate for qualifying electric water heaters and heat pump water heaters that meet minimum efficiency standards. Heat pu...

Energy
Varies by assessed value

Kentucky Homestead Exemption (Senior)

Property tax exemption for Kentucky homeowners age 65 or older, or who are totally disabled, on their primary residence....

Property Tax Relief
Up to $600 energy assistance

Low Income Home Energy Assistance Program (LIHEAP)

Federal program providing assistance with heating and cooling costs for low-income households. Also offers crisis assist...

Energy
Loan limit $766,550 (2024)

Fannie Mae HomeStyle Renovation Loan

Conventional mortgage that allows homebuyers or homeowners to finance both the purchase (or refinance) and renovation of...

Home Repair

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Local help in Berea, KY

Organizations that help Berea homeowners with repairs, weatherization, and applications. We list these as a helpful resource; we are not affiliated with them and do not endorse them.

Frequently asked questions

What home-improvement assistance records are cataloged for Berea, KY?

The directory includes 17 possible-program records associated with Berea, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes. Inclusion does not confirm current availability or eligibility.

How are the assistance records for Berea classified?

Our classifier labels 11 records as grants, 1 as forgivable loans, and 4 as rebates in Berea. Classification can be incomplete; confirm the benefit type, lien, repayment, and conditions in the administrator's terms.

How do I research and apply for home repair assistance in Berea?

Each program page shows the source, application route, or contact we have on file. Confirm the current route, requirements, and any costs with the administering organization before applying. The current Grant Map homeowner fee is $0.