Home Improvement Grants in Belmont.

Browse cataloged grants, rebates, loans, and other assistance records for Belmont, NC. Verify each program's current rules, service area, and status.

The Belmont, NC directory shows 26 cataloged resources. Of those, 23 are currently open or actionable home improvement or repair assistance records; the largest published amount stored among those 23 records is $126,526, not an estimate of your award. Discovery tags include 7 senior-related records, 2 veteran-related records, and 8 marked with no income limit. These tags do not determine eligibility; verify the complete official rules.

Record set last reviewed 2026-06-09. How we verify our data.

Types of help in this city

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Funding typeRecordsWhat to verifyLabel scope
Grants18Repayment, tax, and possible lien termsDirectory classification; confirm official terms
Forgivable loans2Forgiveness schedule, residency, and lien termsDirectory classification; confirm official terms
Rebates1Eligible purchases, upfront payment, and claim timingDirectory classification; confirm official terms

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Showing all 26 resources (23 currently open or actionable repair-assistance records)
Varies, no individual cap; projects typically $10K-$200K+

FEMA Hazard Mitigation Grant Program (HMGP)

HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...

Disaster
Up to $30,000

FEMA Increased Cost of Compliance (ICC) Coverage

ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...

Disaster
Varies by jurisdiction, typically $5,000-$15,000 per unit

HUD Lead Hazard Control & Healthy Homes

HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...

Seniors & Disability
Varies, full line replacement cost covered in many programs

EPA / WIIN Act Lead Service Line Replacement

EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...

Seniors & Disability
Up to $8,000 in weatherization services

North Carolina Weatherization Assistance Program

Federally funded program providing free weatherization services to eligible low-income households in Belmont. Services i...

Weatherization
Up to $40,000 loan

NC Housing Finance Agency Rehabilitation Loan

Low-interest loan program for owner-occupied home repairs and improvements in North Carolina. Offers affordable financin...

Home Repair
Forgivable loan up to $25,000

Gaston County Housing Rehabilitation Program

CDBG-funded rehabilitation program for low-income owner-occupied homes in unincorporated Gaston County and participating...

Home Repair
Grant up to $7,500

Gaston County Emergency Home Repair Grant

Emergency repair grant for very low-income homeowners facing immediate health and safety hazards. Priority given to seni...

Emergency
Up to $1,200 rebate

Duke Energy Carolinas Heat Pump Rebate

Rebate for Duke Energy Carolinas customers who install qualifying high-efficiency heat pumps. Incentive amounts vary bas...

Energy
Rebates up to $650

Duke Energy Smart Saver

Comprehensive energy efficiency rebate program for Duke Energy Carolinas customers. Offers rebates on insulation, duct s...

Energy
Bill credits for solar generation

Duke Energy Net Metering Program

Net metering program allowing Duke Energy Carolinas customers with solar installations to receive bill credits for exces...

Solar/Renewable
35% state tax credit (max $16,800)

North Carolina Solar Energy Tax Credit

North Carolina offers a 35% state tax credit for residential solar installations, capped at $16,800 for systems placed i...

Solar/Renewable
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Loan

Low-interest loan program for very low-income homeowners in eligible rural areas to repair, improve, or modernize their ...

Home Repair
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Grant

Grant for very low-income homeowners age 62 or older in eligible rural areas to remove health and safety hazards. Funds ...

Seniors & Disability
Up to $126,526 (SAH) or $25,350 (SHA), FY2026

VA Specially Adapted Housing (SAH) Grant

VA grant for veterans with certain service-connected disabilities to adapt or purchase a home to meet their needs. Eligi...

Veterans
Up to $25,350 (SHA), FY2026

VA Special Housing Adaptation (SHA) Grant

VA grant for veterans with certain service-connected disabilities to make adaptations to their home. For veterans who ar...

Veterans
Up to $30,000 for rehabilitation

North Carolina HOME Program

HUD HOME Investment Partnerships Program funds distributed by NCHFA to support homeowner rehabilitation and repair. Prov...

Home Repair
Up to $5,000 grant

Gaston County Senior Home Repair Program

Minor home repair grant for low-income seniors age 60 and older in Gaston County. Covers small repairs that help seniors...

Seniors & Disability
Up to $7,000

North Carolina Accessibility Modification Grant

Grant program to help older adults and people with disabilities remain independent in their homes by funding accessibili...

Seniors & Disability
Free lead hazard removal

North Carolina Childhood Lead Poisoning Prevention Program

Free lead hazard assessment and remediation for homes built before 1978 where a child under age 6 with an elevated blood...

Home Repair
Up to $15,000 loan/grant combination

Gaston County Septic Repair Program

Financial assistance for repair or replacement of failing septic systems in Gaston County. Program offers combination of...

Home Repair
Free weatherization services

Duke Energy Income-Qualified Weatherization

Free weatherization services for income-qualified Duke Energy customers. Includes energy assessment, air sealing, insula...

Weatherization
Up to $50,000 for disaster repairs

North Carolina Disaster Recovery Housing Program

HUD CDBG-DR funded program to help homeowners recover from federally declared disasters. Provides grants for home repair...

Disaster
Property tax exclusion on first $27,500-$50,000

North Carolina Elderly/Disabled Property Tax Exclusion

North Carolina provides property tax relief for homeowners age 65 or older or totally and permanently disabled with inco...

Property Tax Relief
Up to $3,000 assistance

Belmont Water and Sewer Lateral Repair Assistance

Financial assistance program for Belmont homeowners to repair or replace private water and sewer laterals. City provides...

Home Repair
$10/month bill credit ($120 annually)

Duke Energy Power Manager

Duke Energy customers receive monthly bill credits for allowing Duke to cycle their central air conditioner or heat pump...

Energy

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Local help in Belmont, NC

Organizations that help Belmont homeowners with repairs, weatherization, and applications. We list these as a helpful resource; we are not affiliated with them and do not endorse them.

Frequently asked questions

What home-improvement assistance records are cataloged for Belmont, NC?

The directory includes 23 possible-program records associated with Belmont, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes. Inclusion does not confirm current availability or eligibility.

How are the assistance records for Belmont classified?

Our classifier labels 18 records as grants, 2 as forgivable loans, and 1 as rebates in Belmont. Classification can be incomplete; confirm the benefit type, lien, repayment, and conditions in the administrator's terms.

How do I research and apply for home repair assistance in Belmont?

Each program page shows the source, application route, or contact we have on file. Confirm the current route, requirements, and any costs with the administering organization before applying. The current Grant Map homeowner fee is $0.