Home Improvement Grants in Bedford.

Browse cataloged grants, rebates, loans, and other assistance records for Bedford, IN. Verify each program's current rules, service area, and status.

The Bedford, IN directory shows 25 cataloged resources. Of those, 24 are currently open or actionable home improvement or repair assistance records; the largest published amount stored among those 24 records is $126,526, not an estimate of your award. Discovery tags include 6 senior-related records, 2 veteran-related records, and 9 marked with no income limit. These tags do not determine eligibility; verify the complete official rules.

Record set last reviewed 2026-06-09. How we verify our data.

Types of help in this city

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Funding typeRecordsWhat to verifyLabel scope
Grants18Repayment, tax, and possible lien termsDirectory classification; confirm official terms
Forgivable loans2Forgiveness schedule, residency, and lien termsDirectory classification; confirm official terms
Rebates2Eligible purchases, upfront payment, and claim timingDirectory classification; confirm official terms

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Showing all 25 resources (24 currently open or actionable repair-assistance records)
Varies, no individual cap; projects typically $10K-$200K+

FEMA Hazard Mitigation Grant Program (HMGP)

HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...

Disaster
Up to $30,000

FEMA Increased Cost of Compliance (ICC) Coverage

ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...

Disaster
Varies by jurisdiction, typically $5,000-$15,000 per unit

HUD Lead Hazard Control & Healthy Homes

HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...

Seniors & Disability
Varies, full line replacement cost covered in many programs

EPA / WIIN Act Lead Service Line Replacement

EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...

Seniors & Disability
Up to $8,000 in weatherization improvements

Indiana Weatherization Assistance Program (WAP)

Federally funded program administered by IHCDA and delivered through South Central Community Action Program serving Lawr...

Weatherization
Up to $25,000 forgivable loan

IHCDA Owner-Occupied Rehabilitation Program

Forgivable loan program for eligible low- to moderate-income homeowners in Lawrence County to make necessary health, saf...

Home Repair
Up to $15,000 grant

Bedford Owner-Occupied Housing Rehabilitation Grant

CDBG-funded grant program for Bedford city limit homeowners to address critical health, safety, and code violations. Pri...

Home Repair
Up to $10,000 grant

Bedford ADA Accessibility Modification Grant

CDBG-funded grant to install accessibility modifications for Bedford homeowners with documented disabilities. Eligible i...

Seniors & Disability
Up to $5,000 grant

Bedford Sewer Lateral Repair Grant

Grant assistance for income-qualified Bedford homeowners to repair or replace failing sewer lateral lines from the home ...

Home Repair
Up to $1,800 in rebates

Duke Energy Indiana Home Energy Rebates

Rebates for Duke Energy Indiana customers in Bedford who install qualifying energy-efficient equipment including high-ef...

Energy
Up to $800 rebate

Duke Energy Heat Pump Rebate

Rebate for Duke Energy Indiana customers who install ENERGY STAR certified air-source heat pumps with 15+ SEER2 and 8.8+...

Energy
Free energy efficiency upgrades

Duke Energy Income-Qualified Home Energy Improvements

Free energy efficiency improvements for income-qualified Duke Energy customers in Bedford including LED lighting, faucet...

Energy
Free lead hazard removal

Indiana Lead Hazard Reduction Program

HUD-funded lead hazard control program for Indiana homes built before 1978 with children under age 6. Provides free lead...

Home Repair
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Loan

Low-interest loan for very low-income homeowners in eligible rural areas of Lawrence County to repair, improve, or moder...

Home Repair
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Grant

Grant for very low-income homeowners age 62 or older in eligible rural areas of Lawrence County to remove health and saf...

Seniors & Disability
Up to $126,526 (SAH) or $25,350 (SHA), FY2026

VA Specially Adapted Housing (SAH) Grant

Grant for veterans with certain service-connected disabilities to construct or modify a home to accommodate disability n...

Veterans
Up to $25,350 (SHA), FY2026

VA Special Housing Adaptation (SHA) Grant

Grant for veterans with certain service-connected disabilities to adapt a family member's home for independent living. E...

Veterans
Up to $30,000 forgivable loan

HOME Investment Partnerships Rehabilitation Program

Federally funded HOME program administered through IHCDA for Lawrence County homeowners to make substantial repairs or i...

Home Repair
Up to $48,000 assessed value deduction

Indiana Homestead Deduction

Standard deduction on assessed value for Indiana homeowners who occupy their property as their principal residence. Redu...

Property Tax Relief
Additional deduction over standard homestead

Indiana Over-65 Property Tax Deduction

Additional property tax deduction for Indiana homeowners age 65 or older on their principal residence. Deduction amount ...

Property Tax Relief
Credit for excess solar generation

Indiana Net Metering for Solar

Indiana net metering allows Duke Energy customers with solar panels to receive credits for excess electricity sent to th...

Solar/Renewable
30% of solar system cost

Federal Solar Investment Tax Credit (ITC)

Federal tax credit worth 30% of the cost of installing a residential solar energy system. Available for systems installe...

Solar/Renewable
Up to $800 heating/cooling assistance

Low Income Home Energy Assistance Program (LIHEAP)

Federally funded energy assistance program administered by South Central Community Action Program for Lawrence County re...

Energy
Up to $400 emergency assistance

Energy Assistance Crisis Program

Emergency energy assistance for Lawrence County households facing utility shut-off or out of fuel. Administered by South...

Energy
Up to $8,000 roof repair grant

Indiana Emergency Roof Repair Program

State-funded emergency grant program for low-income Indiana homeowners with critical roof damage that threatens health a...

Emergency

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Local help in Bedford, IN

Organizations that help Bedford homeowners with repairs, weatherization, and applications. We list these as a helpful resource; we are not affiliated with them and do not endorse them.

Frequently asked questions

What home-improvement assistance records are cataloged for Bedford, IN?

The directory includes 24 possible-program records associated with Bedford, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes. Inclusion does not confirm current availability or eligibility.

How are the assistance records for Bedford classified?

Our classifier labels 18 records as grants, 2 as forgivable loans, and 2 as rebates in Bedford. Classification can be incomplete; confirm the benefit type, lien, repayment, and conditions in the administrator's terms.

How do I research and apply for home repair assistance in Bedford?

Each program page shows the source, application route, or contact we have on file. Confirm the current route, requirements, and any costs with the administering organization before applying. The current Grant Map homeowner fee is $0.