Home Improvement Grants in Indianapolis.
Browse cataloged grants, rebates, loans, and other assistance records for Indianapolis, IN. Verify each program's current rules, service area, and status.
The Indianapolis, IN directory shows 42 cataloged resources. Of those, 37 are currently open or actionable home improvement or repair assistance records; the largest published amount stored among those 37 records is $126,526, not an estimate of your award. Discovery tags include 11 senior-related records, 6 veteran-related records, and 15 marked with no income limit. These tags do not determine eligibility; verify the complete official rules.
Record set last reviewed 2026-04-01. How we verify our data.
Types of help in this city
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| Funding type | Records | What to verify | Label scope |
|---|---|---|---|
| Grants | 32 | Repayment, tax, and possible lien terms | Directory classification; confirm official terms |
| Forgivable loans | 1 | Forgiveness schedule, residency, and lien terms | Directory classification; confirm official terms |
| Rebates | 2 | Eligible purchases, upfront payment, and claim timing | Directory classification; confirm official terms |
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City of Indianapolis CDBG Home Repair
Community Development Block Grant funded home repair for low-income Indianapolis homeowners. Covers roofing, plumbing, e...
INHP Home Repair Loan
INHP is Indianapolis's major NeighborWorks affiliate and CDFI. Affordable home repair loans for homeowners who can't qua...
FHLBank Indianapolis Revive Home Repair Grant
$7.9 million allocated for 2026. Deferred maintenance repairs and accessibility upgrades. Households must be at or below...
SEND Emergency Home Repairs
Emergency home repairs for low-income homeowners in Indianapolis, with priority for seniors and people with disabilities...
CenterPoint Energy Natural Gas Rebates
CenterPoint Energy (formerly VECTREN) provides rebates on high-efficiency natural gas furnaces, water heaters, smart the...
Indiana Weatherization Assistance Program (WAP)
Free insulation, air sealing, furnace repair/replacement, and weatherization for households at or below 200% federal pov...
Indiana Healthy Homes Resource Program
Addresses health and safety hazards in the home including lead, mold, carbon monoxide, allergens, pest infestations, and...
Indiana Energy Assistance Program (EAP)
Federally funded utility bill assistance to free up household income for home repairs. Below 60% state median income. De...
Rebuilding Together Indianapolis
100% free volunteer repairs including roofing, plumbing, electrical, accessibility, and exterior work. Priority for vete...
FHLBank Indianapolis Affordable Housing Program (AHP)
Competitive grants from FHLBank Indianapolis through member financial institutions for affordable housing purchase or re...
VA Specially Adapted Housing (SAH) Grant
For veterans with permanent service-connected disabilities causing loss/loss-of-use of limbs, blindness (20/200 or less)...
VA Special Housing Adaptation (SHA) Grant
For veterans with loss or loss-of-use of both hands, severe burns, or respiratory/breathing injuries. Smaller grant than...
VA HISA Grant (Home Improvement & Structural Alterations)
Most accessible VA housing grant, any service-connected disability qualifies. Covers medically necessary home modificati...
Indiana Disabled Veteran Property Tax Deduction
Indiana veterans with at least 10% service-connected disability receive a deduction on assessed property value, up to $2...
HONOR Our Vets Homebuyer Program
Indiana's dedicated homebuyer program for active duty, veterans, and retired military. Combines below-market mortgage ra...
Indiana Homestead Standard Deduction
Every Indiana homeowner should file this. Reduces your taxable assessed value by $48,000 (standard) plus a supplemental ...
Indiana Over-65 Property Tax Deduction
Homeowners age 65+ with combined adjusted gross income under $30,000 and assessed value under $240,000 receive up to $14...
Indiana Over-65 Circuit Breaker Credit
Limits property tax to 2% of assessed value for qualifying seniors. Additional circuit breaker protection on top of the ...
Marion County Aging in Place Services
Indiana's CHOICES Medicaid waiver and Area Agency on Aging programs fund home modifications for seniors to remain indepe...
FHA 203(k) Rehabilitation Mortgage
Finance purchase + renovation in one loan. Limited 203(k) covers up to $75,000 in non-structural repairs. Standard 203(k...
FHA Title 1 Home Improvement Loan
Up to $25,000 for home improvements. Unsecured up to $7,500 (signature only, no equity required). No equity requirement ...
Residential Clean Energy Credit
30% federal tax credit on solar panels, battery storage (3+ kWh), geothermal heat pumps, wind turbines, and fuel cells. ...
Energy Efficient Home Improvement Credit (25C)
30% federal tax credit on energy-efficient improvements: $1,200/year for insulation, windows ($600), doors ($500), HVAC,...
Indiana IRA Home Electrification Rebates (HEEHRA)
Inflation Reduction Act High-Efficiency Electric Home Rebate Act (HEEHRA). Point-of-sale rebates up to $14,000 for heat ...
Indiana CHOICES Waiver Home Modifications
Indiana's CHOICES Medicaid waiver funds home modifications for seniors and people with disabilities to avoid nursing hom...
Indiana Blind/Disabled Property Tax Credit
Homeowners who are blind or have a disability with combined income under $17,000 receive up to $12,480 reduction in asse...
LIHEAP / Indiana Energy Assistance (EAP)
Federal LIHEAP funds flow through Indiana EAP to pay heating and cooling bills for low-income households. Frees up house...
Indianapolis Lead-Safe Home Program
HUD-funded lead hazard reduction for pre-1978 homes with children under 6 or pregnant women. Covers testing, abatement, ...
Weatherization for Renters (Marion County)
Free insulation, air sealing, and heating improvements for rental units in Marion County. Landlord must give permission ...
INHP Homebuyer Education Classes
HUD-certified homebuyer education required by most DPA programs including IHCDA First Step, Next Home, and many lenders....
Indiana Historic Rehabilitation Tax Credit
20% state tax credit on qualified rehabilitation costs for Indiana historic properties. Many Indianapolis neighborhoods ...
FEMA Hazard Mitigation Grant Program (HMGP)
HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...
FEMA Increased Cost of Compliance (ICC) Coverage
ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...
DOE Weatherization Assistance Program (WAP)
WAP provides free energy efficiency improvements to low-income households across all 50 states, DC, and territories. Eli...
HUD Lead Hazard Control & Healthy Homes
HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...
EPA / WIIN Act Lead Service Line Replacement
EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...
USDA Section 504 Rural Home Repair Loans & Grants
USDA's Section 504 program provides grants up to $10,000 for homeowners age 62+ with very low incomes in rural areas to ...
American Red Cross Home Fire Campaign, Free Smoke Alarms
The American Red Cross installs free smoke alarms and creates home fire escape plans through their nationwide Home Fire ...
EPA State Indoor Radon Grants, State Radon Programs
EPA provides State and Tribal Indoor Radon Grants (SIRG) to every state to fund radon risk reduction programs. While the...
NeighborWorks Network, Home Repair & Modification Programs
NeighborWorks America supports a network of nearly 250 local nonprofit housing organizations across every state, DC, and...
National Trust for Historic Preservation, Homeowner Resources
Owners of historic homes may access funding through their State Historic Preservation Office (SHPO), which distributes H...
HUD Section 184 Indian Home Loan Guarantee
The Section 184 Indian Home Loan Guarantee Program provides HUD-guaranteed mortgage financing for American Indian and Al...
Check program coordination before building a budget
A local grant, utility rebate, or tax credit may cover different parts of a project, but administrators set their own coordination rules. Confirm compatibility and payment timing with each official source.
Build a funding plan
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Contractor listings in Indianapolis
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