IHCDA Owner-Occupied Rehabilitation Program
Indiana Housing & Community Development Authority
About This Program
The Grant Map catalogs IHCDA Owner-Occupied Rehabilitation Program in its Bedford, IN research directory. The record carries audience tags for homeowners; those tags do not establish eligibility or current service coverage.
Forgivable loan program for eligible low- to moderate-income homeowners in Lawrence County to make necessary health, safety, and code compliance repairs. Loan is forgiven after 5 years of continued owner-occupancy.
Forgivable loan, no repayment if you remain in home 5 years
The cited program-specific URL responded on 2026-07-21; confirm current terms.
Record set last reviewed 2026-06-09. How we verify our data.
Other published resources for Bedford, IN, are listed below. Review each separately and ask the administrators whether they can coordinate funding for the same work:
- FEMA Hazard Mitigation Grant Program (HMGP) Varies, no individual cap; projects typically $10K-$200K+
- FEMA Increased Cost of Compliance (ICC) Coverage Up to $30,000
- HUD Lead Hazard Control & Healthy Homes Varies by jurisdiction, typically $5,000-$15,000 per unit
- EPA / WIIN Act Lead Service Line Replacement Varies, full line replacement cost covered in many programs
Key Details
- Forgivable loan up to $25,000 for major repairs
- Income at or below 80% AMI required
- Must be owner-occupied in Lawrence County
- Covers roofing, HVAC, plumbing, electrical, structural
- Forgiven after 5 years of compliance
How to Apply
Some programs require contractor estimates, licenses, or inspections. A cited link may be general, so confirm the current rules with the administrator before hiring; a directory match does not guarantee contractor eligibility or funding.
You may need a contractor or estimate
Some programs for this project type ask for a license, inspection, or written estimate. Confirm the rule before contacting a contractor in Bedford.
Get matched with a contractorOur record classifies the structure as a forgivable loan. Confirm repayment, forgiveness, residency, and any lien terms with the administrator.
Each administrator sets its contractor rules. Confirm exact requirements directly; the cited URL may be a general agency page.
Your application paperwork
Indiana's Owner-Occupied Rehabilitation program uses federal Community Development Block Grant money to fund local home repair programs for income-qualified homeowners, covering work like roof replacement, heating and cooling, water heaters, electrical upgrades, and accessibility modifications. The state awards the funds to a local unit of government or nonprofit; you apply through the local program in your community.
Steps to apply
- Check whether your city, town, or county runs an Owner-Occupied Rehabilitation program (the state funds local programs, not homeowners directly).
- If yours does, contact that local program to apply; if it does not, ask your local government to apply for the state CDBG funding.
- Confirm with the administrator that you meet the current rules: you own and occupy the home and your household income is low to moderate.
- The local program inspects the home and manages the approved repairs.
Documents you will likely need
- Proof you own and occupy the home.
- Proof of household income (low to moderate income).
- A description of the repairs needed.
- A government-issued photo ID.
Requirements vary by program and locality. Confirm the exact rules and application route with the administrator. We can help you prepare your paperwork, but you submit it yourself.
Deadline: Contact local administrator for current funding availability
Questions about this program?
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Frequently asked questions
What amount is listed for IHCDA Owner-Occupied Rehabilitation Program in Bedford, IN?
The Grant Map record states: Up to $25,000 forgivable loan. Confirm the current amount and eligible costs with the administrator.
What audience tags are recorded for IHCDA Owner-Occupied Rehabilitation Program in Bedford?
The directory record carries audience tags for homeowners. It also carries a low-income tag. These tags do not establish eligibility; confirm the complete current rules with the administrator.
How do I apply for IHCDA Owner-Occupied Rehabilitation Program in Bedford, IN?
Confirm the application route directly with Indiana Housing & Community Development Authority; use the cited source on this page as a starting point or call (317) 232-7777. Confirm any fee or cost with the administrator.
Need a Contractor for This Project?
Browse local listings or request an introduction. The Grant Map does not guarantee licensing, program experience, work quality, or funding.
More ways to save on this project
Rebates and discounts that may reduce project cost. Confirm eligibility and coordination rules before including one in your budget.
Find More Programs in Bedford, IN
This is one of several kinds of assistance that may be available. Review other programs separately and confirm whether their administrators allow coordination for the same work.
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