Home Improvement Grants in Bay City.
Browse cataloged grants, rebates, loans, and other assistance records for Bay City, MI. Verify each program's current rules, service area, and status.
The Bay City, MI directory shows 19 cataloged resources. Of those, 17 are currently open or actionable home improvement or repair assistance records; the largest published amount stored among those 17 records is $126,526, not an estimate of your award. Discovery tags include 3 senior-related records, 2 veteran-related records, and 9 marked with no income limit. These tags do not determine eligibility; verify the complete official rules.
Record set last reviewed 2026-06-09. How we verify our data.
Types of help in this city
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| Funding type | Records | What to verify | Label scope |
|---|---|---|---|
| Grants | 10 | Repayment, tax, and possible lien terms | Directory classification; confirm official terms |
| Forgivable loans | 2 | Forgiveness schedule, residency, and lien terms | Directory classification; confirm official terms |
| Rebates | 4 | Eligible purchases, upfront payment, and claim timing | Directory classification; confirm official terms |
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FEMA Hazard Mitigation Grant Program (HMGP)
HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...
FEMA Increased Cost of Compliance (ICC) Coverage
ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...
HUD Lead Hazard Control & Healthy Homes
HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...
EPA / WIIN Act Lead Service Line Replacement
EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...
Michigan State Weatherization Assistance Program (WAP)
Federally-funded program administered by Michigan DHHS providing free weatherization services to income-eligible househo...
Michigan State Housing Development Authority (MSHDA) Home Repair Program
MSHDA-funded program providing forgivable loans for essential home repairs to income-eligible homeowners. Loan is forgiv...
Michigan Lead Hazard Reduction Program
HUD-funded program administered through Michigan DHHS to eliminate lead-based paint hazards in homes built before 1978. ...
Consumers Energy Home Heating Rebate
Rebate program for Consumers Energy customers who install high-efficiency furnaces, boilers, or heat pumps. Rebates rang...
Consumers Energy Home Insulation Rebate
Rebate program for Consumers Energy customers who add attic or wall insulation and air sealing. Requires home energy ass...
DTE Energy Heat Pump Rebate
Rebate program for DTE electric customers installing qualifying air-source or geothermal heat pumps. Rebates range from ...
Consumers Energy Distributed Generation Program
Net metering program for Consumers Energy customers installing solar panels. System production credited at retail rate, ...
USDA Section 504 Home Repair Loan & Grant
USDA program providing low-interest loans (1% interest) up to $40,000 and grants up to $10,000 for very-low-income homeo...
VA Specially Adapted Housing (SAH) Grant
Grant for eligible veterans with certain service-connected disabilities to adapt or purchase a home to accommodate their...
VA Special Housing Adaptation (SHA) Grant
Grant for eligible veterans with certain service-connected disabilities to adapt a home. For veterans who are blind in b...
Michigan Senior Home Repair Grant
Grant program for Michigan homeowners age 60+ with income at or below 80% AMI to fund emergency repairs and accessibilit...
Consumers Energy Water Heater Rebate
Rebate program for Consumers Energy natural gas customers who install high-efficiency water heaters. Rebates range from ...
Michigan HOME Program - Homeowner Rehabilitation
Federal HOME funds administered by MSHDA through local housing agencies to provide comprehensive rehabilitation for inco...
Michigan Saves Home Energy Loan
Low-interest financing for Michigan homeowners to invest in energy efficiency and renewable energy improvements. Rates a...
Michigan State Emergency Relief - Home Repair
Michigan State Emergency Relief program providing one-time emergency grants for homeowners facing urgent home repair sit...
Check program coordination before building a budget
A local grant, utility rebate, or tax credit may cover different parts of a project, but administrators set their own coordination rules. Confirm compatibility and payment timing with each official source.
Build a funding plan
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Contractor listings in Bay City
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Request city program-change alerts
Subscribe for this city only. If our scheduled checks detect a new stored program, an opening or closure, a deadline or funding-status change, or a correction to a stored amount, we may email you. This is not a periodic digest: no email is sent when no qualifying change is detected. Detection, coverage, and delivery are not guaranteed, so keep checking with administrators. Every alert includes an unsubscribe link.