Home Improvement Grants in Sterling Heights.

Browse cataloged grants, rebates, loans, and other assistance records for Sterling Heights, MI. Verify each program's current rules, service area, and status.

The Sterling Heights, MI directory shows 32 cataloged resources. Of those, 28 are currently open or actionable home improvement or repair assistance records; the largest published amount stored among those 28 records is $126,526, not an estimate of your award. Discovery tags include 8 senior-related records, 3 veteran-related records, and 11 marked with no income limit. These tags do not determine eligibility; verify the complete official rules.

Record set last reviewed 2026-05-25. How we verify our data.

Types of help in this city

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Funding typeRecordsWhat to verifyLabel scope
Grants15Repayment, tax, and possible lien termsDirectory classification; confirm official terms
Forgivable loans6Forgiveness schedule, residency, and lien termsDirectory classification; confirm official terms
Rebates6Eligible purchases, upfront payment, and claim timingDirectory classification; confirm official terms

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Showing all 32 resources (28 currently open or actionable repair-assistance records)
Varies, no individual cap; projects typically $10K-$200K+

FEMA Hazard Mitigation Grant Program (HMGP)

HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...

Disaster
Up to $30,000

FEMA Increased Cost of Compliance (ICC) Coverage

ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...

Disaster
Varies by jurisdiction, typically $5,000-$15,000 per unit

HUD Lead Hazard Control & Healthy Homes

HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...

Seniors & Disability
Varies, full line replacement cost covered in many programs

EPA / WIIN Act Lead Service Line Replacement

EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...

Seniors & Disability
Up to $8,000 per household

Michigan State Weatherization Assistance Program (WAP)

Federally funded program administered by Michigan that provides free weatherization services to income-qualified househo...

Weatherization
Up to $10,000 forgivable loan

MSHDA MI Home Loan Repair Program

Forgivable loan program for Michigan homeowners who need critical home repairs. Loan is forgiven after 5 years of contin...

Home Repair
Free lead hazard removal

Michigan Lead Hazard Reduction Program

HUD-funded program to eliminate lead-based paint hazards in homes built before 1978 with children under age 6. Services ...

Home Repair
Up to $30,000 forgivable loan

Sterling Heights Owner-Occupied Rehabilitation Program

CDBG-funded program providing major home rehabilitation for income-qualified Sterling Heights homeowners. Forgivable loa...

Home Repair
Up to $10,000 grant

Sterling Heights Emergency Home Repair Grant

Provides emergency repair grants for owner-occupied households in Sterling Heights with income at or below 50% AMI. Cove...

Emergency
Up to $15,000 grant

Sterling Heights ADA Accessibility Modification Program

Provides grants for accessibility modifications to homes of Sterling Heights residents with disabilities. Covers ramps, ...

Seniors & Disability
Up to $5,000 grant

Sterling Heights Senior Home Repair Program

Grant program for Sterling Heights homeowners age 62 and older to address minor home repairs and maintenance. Covers hea...

Seniors & Disability
Up to $5,000 forgivable loan

Sterling Heights Sewer Lateral Repair Assistance

Provides forgivable loans to assist Sterling Heights homeowners with the cost of repairing or replacing damaged sewer la...

Home Repair
Free energy audit plus rebates

DTE Energy Home Energy Analysis

Free home energy assessment from DTE Energy identifying ways to reduce energy use. Includes instant energy-saving produc...

Energy
Up to $600 rebate

DTE Energy HVAC Equipment Rebates

Rebates for Sterling Heights homeowners who install qualifying high-efficiency furnaces, boilers, and central air condit...

Energy
Up to $1,200 rebate

DTE Energy Heat Pump Rebate

Rebates for Sterling Heights customers who install qualifying electric air-source or geothermal heat pumps. Higher rebat...

Energy
Up to $500 rebate

DTE Energy Water Heater Rebate

Rebates for Sterling Heights customers who install high-efficiency natural gas water heaters or tankless water heaters. ...

Energy
Up to $800 rebate

DTE Energy Insulation Rebate

Rebates for Sterling Heights homeowners who add insulation and air sealing to their homes. Covers attic, wall, and rim j...

Weatherization
Free energy efficiency upgrades

DTE Energy Income-Qualified Assistance

Free energy efficiency services for income-qualified DTE customers including insulation, air sealing, furnace repair or ...

Energy
Up to $6,400 in combined rebates

Consumers Energy Home Efficiency Rebates

Rebates for Sterling Heights homeowners who are Consumers Energy customers installing energy-efficient equipment. Includ...

Energy
30% federal tax credit

Federal Residential Solar Investment Tax Credit

Federal tax credit covering 30% of the cost of installing solar panels and battery storage on your Sterling Heights home...

Solar/Renewable
Solar credits on electric bill

DTE Energy Solar Incentive Program

DTE Energy customers in Sterling Heights with solar panels receive bill credits for excess solar energy sent back to the...

Solar/Renewable
Up to $15,000 forgivable loan

Macomb County Septic System Repair Assistance

Forgivable loans for income-qualified Macomb County homeowners to repair or replace failing septic systems. Loan is forg...

Home Repair
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Program

Low-interest loans and grants for very low-income homeowners in eligible rural areas near Sterling Heights to repair or ...

Home Repair
Up to $126,526 (SAH) or $25,350 (SHA), FY2026

VA Specially Adapted Housing (SAH) Grant

Grants for Sterling Heights veterans with certain service-connected disabilities to adapt or purchase a home to accommod...

Veterans
Up to $25,350 (SHA), FY2026

VA Special Housing Adaptation (SHA) Grant

Grants for Sterling Heights veterans with service-connected disabilities to make adaptations to their home or a family m...

Veterans
Up to $25,000 forgivable loan

Macomb County HOME Investment Partnerships

HUD HOME funds administered by Macomb County for owner-occupied home rehabilitation in Sterling Heights. Forgivable loan...

Home Repair
Loans up to $50,000

Michigan Saves Home Energy Loan

Low-interest financing for Sterling Heights homeowners making energy efficiency or renewable energy improvements. Loans ...

Energy
Defer property taxes

Michigan Property Tax Deferment for Seniors

Allows Sterling Heights homeowners age 62+ with income below $40,000 to defer winter property tax payments. Tax becomes ...

Property Tax Relief
Up to $5,000 emergency assistance

Macomb County Veterans Affairs Home Assistance

Emergency assistance for Macomb County veterans facing housing crises including home repairs, utility shutoff, or forecl...

Veterans
Up to $8,000 in weatherization services

Macomb County Community Services Agency Weatherization

Federally funded weatherization services for income-qualified Sterling Heights residents administered by Macomb County. ...

Weatherization
Up to $20,000 forgivable loan

Rebuild Michigan Home Repair Program

State-funded home repair program for income-qualified Michigan homeowners to address critical health and safety issues. ...

Home Repair
Varies by household size, income, and energy costs

Michigan State Emergency Relief (SER) - Energy Services

Provides home heating assistance and crisis intervention to eligible Michigan households through local MDHHS offices. He...

Energy

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Contractor listings in Sterling Heights

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Local help in Sterling Heights, MI

Organizations that help Sterling Heights homeowners with repairs, weatherization, and applications. We list these as a helpful resource; we are not affiliated with them and do not endorse them.

Frequently asked questions

What home-improvement assistance records are cataloged for Sterling Heights, MI?

The directory includes 28 possible-program records associated with Sterling Heights, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes. Inclusion does not confirm current availability or eligibility.

How are the assistance records for Sterling Heights classified?

Our classifier labels 15 records as grants, 6 as forgivable loans, and 6 as rebates in Sterling Heights. Classification can be incomplete; confirm the benefit type, lien, repayment, and conditions in the administrator's terms.

How do I research and apply for home repair assistance in Sterling Heights?

Each program page shows the source, application route, or contact we have on file. Confirm the current route, requirements, and any costs with the administering organization before applying. The current Grant Map homeowner fee is $0.