Michigan Senior Home Repair Grant
Michigan State Housing Development Authority
About This Program
Grant program for Michigan homeowners age 60+ with income at or below 80% AMI to fund emergency repairs and accessibility modifications. Administered through local housing agencies and Area Agencies on Aging. No repayment required.
Grant covers full cost of repairs up to maximum, no repayment
Record set last reviewed 2026-06-09. How we verify our data.
Other published resources for Bay City, MI, are listed below. Review each separately and ask the administrators whether they can coordinate funding for the same work:
- FEMA Hazard Mitigation Grant Program (HMGP) Varies, no individual cap; projects typically $10K-$200K+
- FEMA Increased Cost of Compliance (ICC) Coverage Up to $30,000
- HUD Lead Hazard Control & Healthy Homes Varies by jurisdiction, typically $5,000-$15,000 per unit
- EPA / WIIN Act Lead Service Line Replacement Varies, full line replacement cost covered in many programs
Key Details
- Grant up to $5,000 for senior homeowners
- Must be age 60 or older
- Income at or below 80% AMI required
- Covers emergency repairs and accessibility mods
- Apply through local Area Agency on Aging
How to Apply
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Track this programProgram phone: (517) 373-8230
Some programs require contractor estimates, licenses, or inspections. A cited link may be general, so confirm the current rules with the administrator before hiring; a directory match does not guarantee contractor eligibility or funding.
You may need a contractor or estimate
Some programs for this project type ask for a license, inspection, or written estimate. Confirm the rule before contacting a contractor in Bay City.
Get matched with a contractorEach administrator sets its contractor rules. Confirm exact requirements directly; the cited URL may be a general agency page.
Your application paperwork
Documents you will likely need
- Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
- A government-issued photo ID for every owner on title.
- Household income proof (recent pay stubs, last year's tax return, or benefit award letters for everyone in the home).
- Proof of age (driver's license or birth certificate) if the program is age-based.
- A written estimate from a licensed contractor for the work (many programs require this to apply).
- Photos of the problem area or the work to be done.
- The program's own application form, completed (use the official link or phone number on this page).
Requirements vary by program and locality. Confirm the exact rules and application route with the administrator. We can help you prepare your paperwork, but you submit it yourself.
Deadline: Annual funding cycle, apply through local agencies
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Find More Programs in Bay City, MI
This is one of several kinds of assistance that may be available. Review other programs separately and confirm whether their administrators allow coordination for the same work.
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