Maryland Housing Rehabilitation Program (Special Loans)

Maryland DHCD

Available Home Repair

About This Program

The Grant Map catalogs Maryland Housing Rehabilitation Program (Special Loans) in its Baltimore, MD research directory. The record carries audience tags for homeowners; those tags do not establish eligibility or current service coverage.

State loan program providing up to $50,000 at 0%-6% interest for critical health and safety repairs and code compliance. Deferred payment options available for very-low-income families at or below 50% of area median income.

Interest rate 0%-6% based on ability to pay; 30-year max term; deferred payments possible

The cited program-specific URL responded on 2026-07-21; confirm current terms.

Record set last reviewed 2026-04-03. How we verify our data.

Other published resources for Baltimore, MD, are listed below. Review each separately and ask the administrators whether they can coordinate funding for the same work:

Key Details

  • Loans up to $50,000 or 110% of home equity, whichever is less
  • Interest rates from 0% to 6% based on ability to pay
  • Maximum 30-year loan term
  • Deferred payments available for families under 50% AMI
  • Covers foundation, electrical, plumbing, HVAC, and code compliance

How to Apply

Review possible next steps Open Cited Source Track this program

Program phone: 301-429-7564

Some programs require contractor estimates, licenses, or inspections. A cited link may be general, so confirm the current rules with the administrator before hiring; a directory match does not guarantee contractor eligibility or funding.

You may need a contractor or estimate

Some programs for this project type ask for a license, inspection, or written estimate. Confirm the rule before contacting a contractor in Baltimore.

Get matched with a contractor

Each administrator sets its contractor rules. Confirm exact requirements directly; the cited URL may be a general agency page.

Your application paperwork

Documents you will likely need

  • Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
  • A government-issued photo ID for every owner on title.
  • Household income proof (recent pay stubs, last year's tax return, or benefit award letters for everyone in the home).
  • A written estimate from a licensed contractor for the work (many programs require this to apply).
  • A recent utility bill for the home (energy and weatherization programs use it to confirm service and usage).
  • Photos of the problem area or the work to be done.
  • The program's own application form, completed (use the official link or phone number on this page).
Download this checklist (PDF)

Requirements vary by program and locality. Confirm the exact rules and application route with the administrator. We can help you prepare your paperwork, but you submit it yourself.

Deadline: Ongoing

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Frequently asked questions

What amount is listed for Maryland Housing Rehabilitation Program (Special Loans) in Baltimore, MD?

The Grant Map record states: Up to $50,000. Confirm the current amount and eligible costs with the administrator.

What audience tags are recorded for Maryland Housing Rehabilitation Program (Special Loans) in Baltimore?

The directory record carries audience tags for homeowners. It also carries a low-income tag. These tags do not establish eligibility; confirm the complete current rules with the administrator.

How do I apply for Maryland Housing Rehabilitation Program (Special Loans) in Baltimore, MD?

Confirm the application route directly with Maryland DHCD; use the cited source on this page as a starting point or call 301-429-7564. Confirm any fee or cost with the administrator.

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Find More Programs in Baltimore, MD

This is one of several kinds of assistance that may be available. Review other programs separately and confirm whether their administrators allow coordination for the same work.

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