Home Improvement Grants in Annapolis.

Browse cataloged grants, rebates, loans, and other assistance records for Annapolis, MD. Verify each program's current rules, service area, and status.

The Annapolis, MD directory shows 25 cataloged resources. Of those, 24 are currently open or actionable home improvement or repair assistance records; the largest published amount stored among those 24 records is $126,526, not an estimate of your award. Discovery tags include 7 senior-related records, 2 veteran-related records, and 11 marked with no income limit. These tags do not determine eligibility; verify the complete official rules.

Record set last reviewed 2026-06-09. How we verify our data.

Types of help in this city

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Funding typeRecordsWhat to verifyLabel scope
Grants15Repayment, tax, and possible lien termsDirectory classification; confirm official terms
Forgivable loans3Forgiveness schedule, residency, and lien termsDirectory classification; confirm official terms
Rebates4Eligible purchases, upfront payment, and claim timingDirectory classification; confirm official terms

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Showing all 25 resources (24 currently open or actionable repair-assistance records)
Varies, no individual cap; projects typically $10K-$200K+

FEMA Hazard Mitigation Grant Program (HMGP)

HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...

Disaster
Up to $30,000

FEMA Increased Cost of Compliance (ICC) Coverage

ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...

Disaster
Varies by jurisdiction, typically $5,000-$15,000 per unit

HUD Lead Hazard Control & Healthy Homes

HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...

Seniors & Disability
Varies, full line replacement cost covered in many programs

EPA / WIIN Act Lead Service Line Replacement

EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...

Seniors & Disability
Up to $8,000 in weatherization services

Maryland Weatherization Assistance Program (WAP)

Free weatherization services for income-qualified Maryland homeowners and renters to reduce energy costs. Includes insul...

Weatherization
Forgivable loan up to $30,000

Annapolis Housing Rehabilitation Program

CDBG-funded forgivable loans for major home repairs for income-qualified owner-occupants in Annapolis. Loan is forgiven ...

Home Repair
Up to $10,000 grant

Annapolis Emergency Home Repair Grant

Provides emergency home repair grants for low-income owner-occupied households in Annapolis facing urgent health and saf...

Emergency
Up to $15,000 for accessibility improvements

Annapolis Accessibility Modification Program

Provides grants and forgivable loans for accessibility modifications to owner-occupied homes in Annapolis for residents ...

Seniors & Disability
Free lead hazard removal

Annapolis Lead Hazard Control Program

State-funded program to reduce lead-based paint hazards in qualifying Anne Arundel County homes built before 1978 with c...

Home Repair
Up to $1,800 rebate

BGE Heat Pump Rebate Program

Rebates for BGE residential customers who install qualifying high-efficiency heat pumps. Rebate amount varies by equipme...

Energy
Up to $7,500 in rebates

BGE Home Performance with ENERGY STAR

Comprehensive home energy assessment and rebates for qualifying efficiency improvements. Includes insulation, air sealin...

Weatherization
Up to $200 in instant rebates

BGE Smart Energy Savers Program

Instant rebates on energy-efficient products including smart thermostats, LED bulbs, advanced power strips, and water-sa...

Energy
Up to $1,000 grant

Maryland Solar Rebate and Grant Program

State grant program for Maryland homeowners installing new residential solar photovoltaic systems. Grant amount based on...

Solar/Renewable
30% of system cost as tax credit

Federal Solar Investment Tax Credit (ITC)

Federal tax credit equal to 30% of the cost of installing a residential solar energy system, including solar panels and ...

Solar/Renewable
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Program

Low-interest loans and grants for very-low-income homeowners in eligible rural areas near Annapolis to repair, improve, ...

Home Repair
Up to $126,526 (SAH) or $25,350 (SHA), FY2026

VA Specially Adapted Housing (SAH) Grant

Grant for veterans with certain service-connected disabilities to build, remodel, or purchase an adapted home. For veter...

Veterans
Up to $25,350 (SHA), FY2026

VA Special Housing Adaptation (SHA) Grant

Grant for veterans with certain service-connected disabilities to adapt a home. For veterans who are blind in both eyes ...

Veterans
Varies by property tax burden

Maryland Homeowners' Property Tax Credit

Tax credit for Maryland homeowners whose property taxes exceed a percentage of their gross income. Helps low-to-moderate...

Property Tax Relief
Varies by income level

Anne Arundel County Senior Tax Credit

Property tax credit for Anne Arundel County homeowners age 65 or older with income below specified thresholds. Reduces c...

Property Tax Relief
Up to $50,000 in rehabilitation assistance

Anne Arundel County HOME Program

Federal HOME Investment Partnerships Program administered by Anne Arundel County for owner-occupied rehabilitation. Prov...

Home Repair
Up to $5,000 grant

Annapolis Water and Sewer Lateral Repair Program

Provides grants to income-qualified Annapolis homeowners to repair or replace failing water and sewer lateral lines on p...

Home Repair
Free energy efficiency upgrades

Maryland EmPOWER Low-Income Energy Efficiency

Free direct-install energy efficiency improvements for income-qualified BGE customers. Includes LED bulbs, water-saving ...

Energy
20% state tax credit on qualified expenses

Maryland Historic Preservation Tax Credit

State tax credit equal to 20% of qualified rehabilitation expenses for owner-occupied residential properties listed on t...

Historic
Free assessment plus up to $250 in products

BGE Quick Home Energy Check-Up

Free in-home energy assessment for BGE customers. Technician installs free LED bulbs, faucet aerators, low-flow showerhe...

Energy
Up to $17,000 per unit

Maryland Lead Poisoning Prevention Program (Rental)

Grant and loan program to help landlords and homeowners reduce lead hazards in rental properties built before 1978. Cove...

Home Repair

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Local help in Annapolis, MD

Organizations that help Annapolis homeowners with repairs, weatherization, and applications. We list these as a helpful resource; we are not affiliated with them and do not endorse them.

Frequently asked questions

What home-improvement assistance records are cataloged for Annapolis, MD?

The directory includes 24 possible-program records associated with Annapolis, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes. Inclusion does not confirm current availability or eligibility.

How are the assistance records for Annapolis classified?

Our classifier labels 15 records as grants, 3 as forgivable loans, and 4 as rebates in Annapolis. Classification can be incomplete; confirm the benefit type, lien, repayment, and conditions in the administrator's terms.

How do I research and apply for home repair assistance in Annapolis?

Each program page shows the source, application route, or contact we have on file. Confirm the current route, requirements, and any costs with the administering organization before applying. The current Grant Map homeowner fee is $0.