Home Improvement Grants in Waterloo.
Browse cataloged grants, rebates, loans, and other assistance records for Waterloo, IA. Verify each program's current rules, service area, and status.
The Waterloo, IA directory shows 22 cataloged resources. Of those, 22 are currently open or actionable home improvement or repair assistance records; the largest published amount stored among those 22 records is $126,526, not an estimate of your award. Discovery tags include 9 senior-related records, 3 veteran-related records, and 8 marked with no income limit. These tags do not determine eligibility; verify the complete official rules.
Record set last reviewed 2026-06-09. How we verify our data.
Types of help in this city
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| Funding type | Records | What to verify | Label scope |
|---|---|---|---|
| Grants | 15 | Repayment, tax, and possible lien terms | Directory classification; confirm official terms |
| Forgivable loans | 3 | Forgiveness schedule, residency, and lien terms | Directory classification; confirm official terms |
| Rebates | 3 | Eligible purchases, upfront payment, and claim timing | Directory classification; confirm official terms |
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FEMA Hazard Mitigation Grant Program (HMGP)
HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...
FEMA Increased Cost of Compliance (ICC) Coverage
ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...
HUD Lead Hazard Control & Healthy Homes
HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...
EPA / WIIN Act Lead Service Line Replacement
EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...
Waterloo Owner-Occupied Housing Rehabilitation Program
CDBG-funded forgivable loan program for major home repairs in owner-occupied properties within Waterloo city limits. Hou...
Waterloo Emergency Home Repair Program
Provides emergency grants for urgent health and safety repairs in owner-occupied homes within Waterloo. Households at or...
Waterloo Accessibility Modification Program
CDBG-funded program providing accessibility modifications for elderly or disabled homeowners in Waterloo. Covers ramps, ...
Operation Threshold Weatherization Program
Operation Threshold provides weatherization assistance to income-qualified Black Hawk County homeowners and renters. A L...
MidAmerican Energy Home Energy Rebates
Rebates for natural gas and electric customers in Waterloo who upgrade to energy-efficient equipment. Includes furnaces,...
MidAmerican Energy Heat Pump Rebate
Rebate for MidAmerican Energy electric customers who install qualifying air-source or geothermal heat pumps in Waterloo....
MidAmerican Energy Smart Thermostat Rebate
Rebate for electric customers who purchase and install qualifying smart thermostats. Helps reduce energy usage through a...
Iowa Solar Energy Tax Credit
Iowa state tax credit for residential solar photovoltaic installations. Provides a tax credit equal to 15% of federal so...
USDA Section 504 Home Repair Loan & Grant
USDA program for very-low-income homeowners in eligible rural areas near Waterloo to repair, improve, or modernize dwell...
VA Specially Adapted Housing (SAH) Grant
Helps veterans with certain service-connected disabilities purchase or modify a home to accommodate their disability. Av...
VA Special Housing Adaptation (SHA) Grant
Helps veterans with certain service-connected disabilities adapt a family member's home in which they will reside. Cover...
Iowa LIHEAP Energy Assistance
Operation Threshold administers LIHEAP for Black Hawk County, including Waterloo. The program helps income-qualified hou...
Iowa Elderly & Disabled Property Tax Credit
Property tax credit for Iowa homeowners age 65+ or disabled with household income below $25,213 (2024). Reduces property...
Iowa HOME Investment Partnerships Program
Federal HOME funds administered by Iowa Finance Authority provide rehabilitation assistance to low-income homeowners in ...
Waterloo Senior Home Repair Program
Grant program for Black Hawk County seniors age 62+ to address minor home repairs and safety hazards. Helps elderly home...
Iowa Childhood Lead Poisoning Prevention Program
Free lead hazard assessment and remediation for families with children under age 6 living in pre-1978 homes in Waterloo....
Cedar Valley Habitat Critical Home Repair
Cedar Valley Habitat for Humanity provides critical home repairs to income-eligible homeowners in Waterloo. Focus on hea...
Rebuilding Together Cedar Valley
Volunteer-driven program providing free critical home repairs to low-income homeowners in Waterloo, with focus on elderl...
Check program coordination before building a budget
A local grant, utility rebate, or tax credit may cover different parts of a project, but administrators set their own coordination rules. Confirm compatibility and payment timing with each official source.
Build a funding plan
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Contractor listings in Waterloo
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Subscribe for this city only. If our scheduled checks detect a new stored program, an opening or closure, a deadline or funding-status change, or a correction to a stored amount, we may email you. This is not a periodic digest: no email is sent when no qualifying change is detected. Detection, coverage, and delivery are not guaranteed, so keep checking with administrators. Every alert includes an unsubscribe link.