Home Improvement Grants in Des Moines.
Browse cataloged grants, rebates, loans, and other assistance records for Des Moines, IA. Verify each program's current rules, service area, and status.
The Des Moines, IA directory shows 41 cataloged resources. Of those, 39 are currently open or actionable home improvement or repair assistance records; the largest published amount stored among those 39 records is $126,526, not an estimate of your award. Discovery tags include 9 senior-related records, 5 veteran-related records, and 20 marked with no income limit. These tags do not determine eligibility; verify the complete official rules.
Record set last reviewed 2026-06-12. How we verify our data.
Types of help in this city
Swipe horizontally or use the arrow keys to review every column.
| Funding type | Records | What to verify | Label scope |
|---|---|---|---|
| Grants | 29 | Repayment, tax, and possible lien terms | Directory classification; confirm official terms |
| Forgivable loans | 6 | Forgiveness schedule, residency, and lien terms | Directory classification; confirm official terms |
| Rebates | 1 | Eligible purchases, upfront payment, and claim timing | Directory classification; confirm official terms |
Not sure which program fits? Email us what you need. It is free, and we will point you to the right programs and where to go next.
Invest DSM Block Challenge Grant
Teams of 5 or more neighbors unlock dollar for dollar matching grants for street-visible exterior work. $1,000 per prope...
Invest DSM Homeowner Renovation
Grants for homeowners. No credit check, no income requirements. Must include an exterior component.
ION Home Improvement Program
Forgivable loans ($20K at below 50% AMI) or 50/50 lien funding (up to $40K at 51-80% AMI) for critical home repairs.
MidAmerican Energy Rebates
Rebates on ENERGY STAR windows, insulation, HVAC, water heaters, smart thermostats. Free HomeCheck for pre-2005 homes.
MidAmerican Free HomeCheck
For homes built before 2005. A technician installs LED bulbs, aerators, pipe insulation, smart power strips on the spot....
Lead Hazard Removal
$6M HUD grant for lead abatement. Covers testing, removal, and clearance at no cost. Pre-1978 homes. 160 homes over 4 ye...
Weatherization Assistance (WAP)
Free insulation, air sealing, furnace repair for households at or below 200% FPL. Renters need landlord permission.
Neighborhood Finance Corporation
Forgivable loan up to $10,000 (forgiven after 5 years) plus up to $50,000 deferred loan. No income limit. Credit 600+.
Habitat for Humanity Home Preservation
No-cost critical repairs. Roof, plumbing, electrical, accessibility, weatherization. Forgivable loan for qualifying home...
Polk County Emergency Home Repair
Urgent repairs: roof leaks, furnace failure, plumbing. Income at or below 80% AMI, home value under $242K, assets under ...
FHA Title 1 Home Improvement Loan
Up to $25,000 for home improvements. Unsecured up to $7,500 (signature only). No equity requirement. Fills the gap when ...
FHA 203(k) Rehab Mortgage
Finance purchase + renovation in one loan. Limited 203(k) covers up to $75,000 non-structural repairs. HUD allows combin...
Iowa State Historic Tax Credit
25% state tax credit on qualified rehabilitation costs for historic properties. Applies to owner-occupied homes in histo...
Residential Clean Energy Credit
30% credit on solar panels, battery storage, geothermal. Check current status, some energy credits were modified in 2025...
LIHEAP Energy Assistance
Iowa received $52.9M for FY2026. Frees up money for home improvements. Income at or below 200% FPL.
VA Specially Adapted Housing (SAH) Grant
For veterans with permanent total service-connected disability. Buy, build, or modify home for wheelchair access, ramps,...
VA HISA Grant
Most accessible VA grant, any service-connected disability. Covers ramps, grab bars, accessible bathrooms. Applied throu...
Disabled Veteran Property Tax Exemption
100% permanent VA rating or TDIU at 100% = zero property taxes. File once with Polk County Assessor. Surviving spouses a...
Iowa Military Property Tax Exemption
For any veteran who served during a qualifying war period or 18+ months peacetime. Stacks with other programs.
Rebuilding Together Greater Des Moines
100% free volunteer labor for critical home repairs. Priority for veterans, elderly, disabled. Over 4,250 homes repaired...
Polk County Aging in Place Program
Launched May 2025. Occupational therapist visits for fall-risk assessment, then funds: grab bars, ramps, lever handles, ...
Iowa Elderly Property Tax Credit
Age 65+ with household income under $26,895. File with Polk County Treasurer.
Iowa Rent Reimbursement
Age 65+ or 18+ with disability. Household income under $26,895. Reimburses rent paid at tax-paying properties.
USDA Section 504 Grant
Grants up to $10,000 for homeowners age 62+. Loans up to $40,000 at 1% interest. Check USDA eligibility map, some areas ...
Iowa HCBS Waiver Home Modifications
Medicaid-funded home modifications: ramps, grab bars, roll-in showers, door widening, kitchen mods. Must be enrolled in ...
Able Up Iowa Forgivable Loans
Low-interest and forgivable loans for home modifications. Ramps, roll-in showers, stair glides, lowered countertops. Age...
Iowa Disabled Homeowner Property Tax Credit
Totally disabled, age 18+, household income under $26,895. File with Polk County Treasurer.
Weatherization for Renters
Free insulation, air sealing, heating improvements for rental units. Landlord permission required. Applied automatically...
Iowa Homestead Tax Credit
Every Iowa homeowner should file this. Reduces your taxable property value. File once with the Polk County Assessor, sta...
Iowa 65+ Homestead Exemption
Starting 2024, homeowners age 65+ get $6,500 reduction in taxable property value. Stacks with the Elderly Property Tax C...
HOME, Inc. Home Repair Grant
Forgivable grants for major home system repairs: furnace, water heater, electrical, roof, siding, windows, HVAC. Des Moi...
Habitat Rock the Block
Entire blocks get free exterior repairs, painting, and landscaping in a single weekend volunteer blitz. Separate applica...
FHLB Affordable Housing Program
Federal Home Loan Bank provides competitive grants through member financial institutions for affordable housing purchase...
FEMA Hazard Mitigation Grant Program (HMGP)
HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...
FEMA Increased Cost of Compliance (ICC) Coverage
ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...
HUD Lead Hazard Control & Healthy Homes
HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...
EPA / WIIN Act Lead Service Line Replacement
EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...
American Red Cross Home Fire Campaign, Free Smoke Alarms
The American Red Cross installs free smoke alarms and creates home fire escape plans through their nationwide Home Fire ...
EPA State Indoor Radon Grants, State Radon Programs
EPA provides State and Tribal Indoor Radon Grants (SIRG) to every state to fund radon risk reduction programs. While the...
NeighborWorks Network, Home Repair & Modification Programs
NeighborWorks America supports a network of nearly 250 local nonprofit housing organizations across every state, DC, and...
National Trust for Historic Preservation, Homeowner Resources
Owners of historic homes may access funding through their State Historic Preservation Office (SHPO), which distributes H...
Check program coordination before building a budget
A local grant, utility rebate, or tax credit may cover different parts of a project, but administrators set their own coordination rules. Confirm compatibility and payment timing with each official source.
Build a funding plan
Pick a project to screen resources and see what still needs verification.
Contractor listings in Des Moines
Browse claimed businesses and clearly labeled public-record listings. Always verify licensing, insurance, references, and fit before hiring.
No contractors listed yet, be the first in this market.
Request a local contractor match
Tell us about your project. With your permission, we will share it with active contractors serving your city. A match is an introduction, not an endorsement or proof of program experience.
Request city program-change alerts
Subscribe for this city only. If our scheduled checks detect a new stored program, an opening or closure, a deadline or funding-status change, or a correction to a stored amount, we may email you. This is not a periodic digest: no email is sent when no qualifying change is detected. Detection, coverage, and delivery are not guaranteed, so keep checking with administrators. Every alert includes an unsubscribe link.