Home Improvement Grants in Troy.

Browse cataloged grants, rebates, loans, and other assistance records for Troy, MI. Verify each program's current rules, service area, and status.

The Troy, MI directory shows 25 cataloged resources. Of those, 23 are currently open or actionable home improvement or repair assistance records; the largest published amount stored among those 23 records is $126,526, not an estimate of your award. Discovery tags include 5 senior-related records, 3 veteran-related records, and 14 marked with no income limit. These tags do not determine eligibility; verify the complete official rules.

Record set last reviewed 2026-06-09. How we verify our data.

Types of help in this city

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Funding typeRecordsWhat to verifyLabel scope
Grants11Repayment, tax, and possible lien termsDirectory classification; confirm official terms
Forgivable loans3Forgiveness schedule, residency, and lien termsDirectory classification; confirm official terms
Rebates8Eligible purchases, upfront payment, and claim timingDirectory classification; confirm official terms

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Showing all 25 resources (23 currently open or actionable repair-assistance records)
Varies, no individual cap; projects typically $10K-$200K+

FEMA Hazard Mitigation Grant Program (HMGP)

HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...

Disaster
Up to $30,000

FEMA Increased Cost of Compliance (ICC) Coverage

ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...

Disaster
Varies by jurisdiction, typically $5,000-$15,000 per unit

HUD Lead Hazard Control & Healthy Homes

HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...

Seniors & Disability
Varies, full line replacement cost covered in many programs

EPA / WIIN Act Lead Service Line Replacement

EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...

Seniors & Disability
Up to $8,000 in weatherization services

Michigan Weatherization Assistance Program (WAP)

Provides free weatherization services to income-eligible Michigan households to reduce energy costs. Services include in...

Weatherization
Loans up to $50,000

MSHDA Home Improvement Loan Program

Provides affordable financing for home improvements to Michigan homeowners with income up to 120% AMI. Fixed-rate loans ...

Home Repair
Free lead hazard control services

Michigan Childhood Lead Poisoning Prevention Program

Provides lead hazard control services to Michigan homes where children under 6 with elevated blood lead levels reside. S...

Home Repair
Free or $100 virtual assessment

DTE Energy Home Energy Analysis

Professional energy assessment for DTE customers that identifies energy-saving opportunities. Includes instant rebates o...

Energy
Up to $2,100 rebate

DTE Energy Home Insulation Rebate

Rebates for DTE customers who install qualifying insulation and air sealing improvements. Must complete a Home Energy An...

Weatherization
Up to $1,500 rebate

DTE Energy Heat Pump Rebate

Rebates for DTE electric customers who install qualifying high-efficiency air-source or ground-source heat pumps. Equipm...

Energy
Up to $120 rebate

DTE Energy Smart Thermostat Program

Rebates for purchasing and installing qualifying smart thermostats. Additional rebates available for enrolling in DTE's ...

Energy
Up to $500 rebate

DTE Energy Electric Water Heater Rebate

Rebates for DTE customers who purchase and install qualifying high-efficiency electric water heaters, including heat pum...

Energy
Free energy upgrades

DTE Energy Low-Income Energy Assistance

Free energy-efficiency upgrades for income-qualified DTE customers. Services include insulation, air sealing, furnace re...

Energy
Up to $600 rebate

Consumers Energy High-Efficiency Furnace Rebate

Rebates for Consumers Energy natural gas customers who install qualifying high-efficiency furnaces (95% AFUE or higher)....

Energy
Up to $800 rebate

Consumers Energy High-Efficiency Boiler Rebate

Rebates for Consumers Energy natural gas customers who install qualifying high-efficiency boilers (90% AFUE or higher). ...

Energy
Up to $300 rebate

Consumers Energy Gas Water Heater Rebate

Rebates for Consumers Energy natural gas customers who purchase and install qualifying high-efficiency natural gas water...

Energy
Forgivable loans up to $30,000

Oakland County Home Rehabilitation Program

Provides forgivable loans to low- and moderate-income homeowners in Oakland County for major home repairs and rehabilita...

Home Repair
Up to $10,000 grant

Oakland County Emergency Home Repair

Provides emergency repair grants for low-income homeowners facing urgent health and safety hazards. Priority given to el...

Emergency
Up to $25,000 for accessibility modifications

Oakland County Accessibility Modification Program

Provides forgivable loans to homeowners for accessibility modifications enabling disabled household members to remain in...

Seniors & Disability
Up to $15,000 grant or loan

Oakland County Senior Home Repair Program

Assists senior homeowners (age 62+) with home repairs to maintain safe, accessible housing. Program offers grants or for...

Seniors & Disability
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Program

Provides loans and grants to very low-income homeowners in eligible rural areas to repair, improve, or modernize homes a...

Home Repair
Up to $126,526 (SAH) or $25,350 (SHA), FY2026

VA Specially Adapted Housing (SAH) Grant

Helps veterans with certain service-connected disabilities purchase or modify a home to meet their accessibility needs. ...

Veterans
Up to $25,350 (SHA), FY2026

VA Special Housing Adaptation (SHA) Grant

Helps veterans with certain service-connected disabilities adapt a family member's home to meet their accessibility need...

Veterans
100% property tax exemption

Michigan Disabled Veterans Property Tax Exemption

Provides complete property tax exemption for Michigan veterans who are 100% disabled as a result of military service. Mu...

Property Tax Relief
Up to $1,500 tax credit

Michigan Homestead Property Tax Credit

Refundable state tax credit for Michigan homeowners and renters whose property taxes exceed a certain percentage of thei...

Property Tax Relief

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Local help in Troy, MI

Organizations that help Troy homeowners with repairs, weatherization, and applications. We list these as a helpful resource; we are not affiliated with them and do not endorse them.

Frequently asked questions

What home-improvement assistance records are cataloged for Troy, MI?

The directory includes 23 possible-program records associated with Troy, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes. Inclusion does not confirm current availability or eligibility.

How are the assistance records for Troy classified?

Our classifier labels 11 records as grants, 3 as forgivable loans, and 8 as rebates in Troy. Classification can be incomplete; confirm the benefit type, lien, repayment, and conditions in the administrator's terms.

How do I research and apply for home repair assistance in Troy?

Each program page shows the source, application route, or contact we have on file. Confirm the current route, requirements, and any costs with the administering organization before applying. The current Grant Map homeowner fee is $0.