Home Improvement Grants in Traverse City.

Browse cataloged grants, rebates, loans, and other assistance records for Traverse City, MI. Verify each program's current rules, service area, and status.

The Traverse City, MI directory shows 25 cataloged resources. Of those, 21 are currently open or actionable home improvement or repair assistance records; the largest published amount stored among those 21 records is $126,526, not an estimate of your award. Discovery tags include 4 senior-related records, 2 veteran-related records, and 8 marked with no income limit. These tags do not determine eligibility; verify the complete official rules.

Record set last reviewed 2026-06-09. How we verify our data.

Types of help in this city

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Funding typeRecordsWhat to verifyLabel scope
Grants16Repayment, tax, and possible lien termsDirectory classification; confirm official terms
Forgivable loans2Forgiveness schedule, residency, and lien termsDirectory classification; confirm official terms
Rebates2Eligible purchases, upfront payment, and claim timingDirectory classification; confirm official terms

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Showing all 25 resources (21 currently open or actionable repair-assistance records)
Varies, no individual cap; projects typically $10K-$200K+

FEMA Hazard Mitigation Grant Program (HMGP)

HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...

Disaster
Up to $30,000

FEMA Increased Cost of Compliance (ICC) Coverage

ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...

Disaster
Varies by jurisdiction, typically $5,000-$15,000 per unit

HUD Lead Hazard Control & Healthy Homes

HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...

Seniors & Disability
Varies, full line replacement cost covered in many programs

EPA / WIIN Act Lead Service Line Replacement

EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...

Seniors & Disability
Up to $8,000 per household

Michigan State Weatherization Assistance Program (WAP)

Federally-funded weatherization program administered by the State of Michigan to reduce energy costs for income-eligible...

Weatherization
Free lead abatement services

MSHDA Lead Hazard Reduction Program

State-administered lead hazard reduction program for pre-1978 homes with children under age 6. Services include lead-saf...

Home Repair
Forgivable loan up to $30,000

Traverse City Owner-Occupied Rehabilitation Program

CDBG-funded rehabilitation loans for owner-occupied homes in Traverse City. Forgivable loan for major repairs including ...

Home Repair
Up to $10,000 grant

Traverse City Emergency Home Repair Grant

Emergency repair grant for owner-occupied homes in Traverse City with urgent health and safety hazards. Covers immediate...

Emergency
Up to $15,000 grant

Traverse City Accessibility Modification Program

CDBG-funded accessibility modifications for owner-occupied homes in Traverse City where a disabled or elderly resident l...

Seniors & Disability
Up to $3,700 in rebates

Consumers Energy Home Energy Efficiency Rebates

Rebates for Consumers Energy customers who install qualifying energy-efficient upgrades. Includes insulation ($200-$1,20...

Energy
Up to $2,500 heat pump rebate

Consumers Energy Heat Pump Rebate Program

Enhanced rebates for qualified air-source and geothermal heat pumps for Consumers Energy customers. Rebates of $500-$2,5...

Energy
Free home energy upgrades

Consumers Energy Income-Qualified Weatherization

Free energy-efficiency upgrades for income-qualified Consumers Energy customers. Includes insulation, air sealing, LED l...

Weatherization
Up to $2,000 solar incentive

Cherryland Electric Cooperative Solar Incentive

Incentive for Cherryland Electric Cooperative members installing residential solar photovoltaic systems. Members in cert...

Solar/Renewable
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Loan & Grant

USDA program for very low-income homeowners in eligible rural areas near Traverse City to repair or improve their homes....

Seniors & Disability
Up to $126,526 (SAH) or $25,350 (SHA), FY2026

VA Specially Adapted Housing (SAH) Grant

Helps veterans with certain service-connected disabilities purchase or modify a home to meet their accessibility needs. ...

Veterans
Up to $25,350 (SHA), FY2026

VA Special Housing Adaptation (SHA) Grant

Assists veterans with certain service-connected disabilities to adapt a home to meet accessibility needs. For veterans w...

Veterans
Up to $25,000 rehabilitation grant

MSHDA HOME Investment Partnerships Program

Federally funded HOME program administered by MSHDA for home rehabilitation and repair for low-income homeowners. Funds ...

Home Repair
Up to $1,600 tax credit

Michigan Homestead Property Tax Credit

Refundable Michigan income tax credit for homeowners and renters whose property taxes exceed a percentage of their incom...

Property Tax Relief
Grant up to $5,000

Traverse City Water Service Line Replacement Program

City program to assist homeowners with water service line repairs or replacements from the main to the home. Priority fo...

Home Repair
Up to $3,000 loan

Traverse City Sewer Lateral Repair Assistance

Low-interest loan program for homeowners needing to repair or replace their private sewer lateral line. Loan repaid thro...

Home Repair
Up to $5,000 grant

Northwest Michigan Community Action Senior Home Repair

Emergency and minor home repair grants for low-income seniors age 60+ in Grand Traverse County. Covers accessibility mod...

Seniors & Disability
Up to $20,000 per household

Grand Traverse Band Tribal Housing Assistance

Home repair and rehabilitation assistance for enrolled members of the Grand Traverse Band living in the service area. In...

Home Repair
Up to $50,000 per project

Michigan Community Housing Assistance Program (CHAP)

State-funded program providing forgivable loans for major home repairs and rehabilitation for low-to-moderate income hom...

Home Repair
Up to $30,000 loan

Michigan Saves Home Energy Loan

Low-interest loan program for homeowners in Michigan to finance energy-efficiency and renewable energy upgrades. Covers ...

Energy
Up to $75,000 per household

Michigan Disaster Recovery Home Repair

State disaster recovery program activated following federally declared disasters. Provides grants for home repairs and r...

Disaster

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Local help in Traverse City, MI

Organizations that help Traverse City homeowners with repairs, weatherization, and applications. We list these as a helpful resource; we are not affiliated with them and do not endorse them.

Frequently asked questions

What home-improvement assistance records are cataloged for Traverse City, MI?

The directory includes 21 possible-program records associated with Traverse City, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes. Inclusion does not confirm current availability or eligibility.

How are the assistance records for Traverse City classified?

Our classifier labels 16 records as grants, 2 as forgivable loans, and 2 as rebates in Traverse City. Classification can be incomplete; confirm the benefit type, lien, repayment, and conditions in the administrator's terms.

How do I research and apply for home repair assistance in Traverse City?

Each program page shows the source, application route, or contact we have on file. Confirm the current route, requirements, and any costs with the administering organization before applying. The current Grant Map homeowner fee is $0.