Home Improvement Grants in Traverse City.
Browse cataloged grants, rebates, loans, and other assistance records for Traverse City, MI. Verify each program's current rules, service area, and status.
The Traverse City, MI directory shows 25 cataloged resources. Of those, 21 are currently open or actionable home improvement or repair assistance records; the largest published amount stored among those 21 records is $126,526, not an estimate of your award. Discovery tags include 4 senior-related records, 2 veteran-related records, and 8 marked with no income limit. These tags do not determine eligibility; verify the complete official rules.
Record set last reviewed 2026-06-09. How we verify our data.
Types of help in this city
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| Funding type | Records | What to verify | Label scope |
|---|---|---|---|
| Grants | 16 | Repayment, tax, and possible lien terms | Directory classification; confirm official terms |
| Forgivable loans | 2 | Forgiveness schedule, residency, and lien terms | Directory classification; confirm official terms |
| Rebates | 2 | Eligible purchases, upfront payment, and claim timing | Directory classification; confirm official terms |
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FEMA Hazard Mitigation Grant Program (HMGP)
HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...
FEMA Increased Cost of Compliance (ICC) Coverage
ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...
HUD Lead Hazard Control & Healthy Homes
HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...
EPA / WIIN Act Lead Service Line Replacement
EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...
Michigan State Weatherization Assistance Program (WAP)
Federally-funded weatherization program administered by the State of Michigan to reduce energy costs for income-eligible...
MSHDA Lead Hazard Reduction Program
State-administered lead hazard reduction program for pre-1978 homes with children under age 6. Services include lead-saf...
Traverse City Owner-Occupied Rehabilitation Program
CDBG-funded rehabilitation loans for owner-occupied homes in Traverse City. Forgivable loan for major repairs including ...
Traverse City Emergency Home Repair Grant
Emergency repair grant for owner-occupied homes in Traverse City with urgent health and safety hazards. Covers immediate...
Traverse City Accessibility Modification Program
CDBG-funded accessibility modifications for owner-occupied homes in Traverse City where a disabled or elderly resident l...
Consumers Energy Home Energy Efficiency Rebates
Rebates for Consumers Energy customers who install qualifying energy-efficient upgrades. Includes insulation ($200-$1,20...
Consumers Energy Heat Pump Rebate Program
Enhanced rebates for qualified air-source and geothermal heat pumps for Consumers Energy customers. Rebates of $500-$2,5...
Consumers Energy Income-Qualified Weatherization
Free energy-efficiency upgrades for income-qualified Consumers Energy customers. Includes insulation, air sealing, LED l...
Cherryland Electric Cooperative Solar Incentive
Incentive for Cherryland Electric Cooperative members installing residential solar photovoltaic systems. Members in cert...
USDA Section 504 Home Repair Loan & Grant
USDA program for very low-income homeowners in eligible rural areas near Traverse City to repair or improve their homes....
VA Specially Adapted Housing (SAH) Grant
Helps veterans with certain service-connected disabilities purchase or modify a home to meet their accessibility needs. ...
VA Special Housing Adaptation (SHA) Grant
Assists veterans with certain service-connected disabilities to adapt a home to meet accessibility needs. For veterans w...
MSHDA HOME Investment Partnerships Program
Federally funded HOME program administered by MSHDA for home rehabilitation and repair for low-income homeowners. Funds ...
Michigan Homestead Property Tax Credit
Refundable Michigan income tax credit for homeowners and renters whose property taxes exceed a percentage of their incom...
Traverse City Water Service Line Replacement Program
City program to assist homeowners with water service line repairs or replacements from the main to the home. Priority fo...
Traverse City Sewer Lateral Repair Assistance
Low-interest loan program for homeowners needing to repair or replace their private sewer lateral line. Loan repaid thro...
Northwest Michigan Community Action Senior Home Repair
Emergency and minor home repair grants for low-income seniors age 60+ in Grand Traverse County. Covers accessibility mod...
Grand Traverse Band Tribal Housing Assistance
Home repair and rehabilitation assistance for enrolled members of the Grand Traverse Band living in the service area. In...
Michigan Community Housing Assistance Program (CHAP)
State-funded program providing forgivable loans for major home repairs and rehabilitation for low-to-moderate income hom...
Michigan Saves Home Energy Loan
Low-interest loan program for homeowners in Michigan to finance energy-efficiency and renewable energy upgrades. Covers ...
Michigan Disaster Recovery Home Repair
State disaster recovery program activated following federally declared disasters. Provides grants for home repairs and r...
Check program coordination before building a budget
A local grant, utility rebate, or tax credit may cover different parts of a project, but administrators set their own coordination rules. Confirm compatibility and payment timing with each official source.
Build a funding plan
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Contractor listings in Traverse City
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Subscribe for this city only. If our scheduled checks detect a new stored program, an opening or closure, a deadline or funding-status change, or a correction to a stored amount, we may email you. This is not a periodic digest: no email is sent when no qualifying change is detected. Detection, coverage, and delivery are not guaranteed, so keep checking with administrators. Every alert includes an unsubscribe link.