Home Improvement Grants in Terrell.

Browse cataloged grants, rebates, loans, and other assistance records for Terrell, TX. Verify each program's current rules, service area, and status.

The Terrell, TX directory shows 26 cataloged resources. Of those, 24 are currently open or actionable home improvement or repair assistance records; the largest published amount stored among those 24 records is $126,526, not an estimate of your award. Discovery tags include 6 senior-related records, 3 veteran-related records, and 13 marked with no income limit. These tags do not determine eligibility; verify the complete official rules.

Record set last reviewed 2026-06-09. How we verify our data.

Types of help in this city

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Funding typeRecordsWhat to verifyLabel scope
Grants15Repayment, tax, and possible lien termsDirectory classification; confirm official terms
Forgivable loans1Forgiveness schedule, residency, and lien termsDirectory classification; confirm official terms
Rebates6Eligible purchases, upfront payment, and claim timingDirectory classification; confirm official terms

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Showing all 26 resources (24 currently open or actionable repair-assistance records)
Varies, no individual cap; projects typically $10K-$200K+

FEMA Hazard Mitigation Grant Program (HMGP)

HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...

Disaster
Up to $30,000

FEMA Increased Cost of Compliance (ICC) Coverage

ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...

Disaster
Varies by jurisdiction, typically $5,000-$15,000 per unit

HUD Lead Hazard Control & Healthy Homes

HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...

Seniors & Disability
Varies, full line replacement cost covered in many programs

EPA / WIIN Act Lead Service Line Replacement

EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...

Seniors & Disability
Up to $8,500 in weatherization services

Texas Weatherization Assistance Program (WAP)

Federal weatherization program administered by TDHCA to reduce energy costs for low-income households. Provides home ene...

Weatherization
Up to $35,000 forgivable loan

TDHCA HOME Owner-Occupied Rehabilitation

HOME Investment Partnerships Program funds administered through Kaufman County or local partners for major home repairs ...

Home Repair
Up to $7,500 grant

Terrell CDBG Emergency Home Repair

City-administered CDBG program providing emergency home repairs for very low-income owner-occupied households in Terrell...

Emergency
Up to $15,000 grant

Terrell ADA Home Modification Program

CDBG-funded accessibility modifications for Terrell homeowners with disabilities or elderly residents. Includes wheelcha...

Seniors & Disability
Up to $1,500 rebate

Oncor Electric Weatherization Program

Oncor's free weatherization program for income-qualified customers in Terrell. Provides attic insulation, air sealing, d...

Weatherization
Up to $800 rebate

Oncor HVAC Efficiency Rebate

Rebate for Oncor residential customers who install qualifying high-efficiency central air conditioning systems. System m...

Energy
Up to $1,500 rebate

Oncor Heat Pump Rebate Program

Rebate for installing qualifying electric heat pumps in Oncor service territory. Higher rebates available for ENERGY STA...

Energy
Up to $3,000 rebate

Oncor Residential Solar Rebate

Oncor offers rebates for residential solar photovoltaic systems installed in Terrell and service area. Rebate is based o...

Solar/Renewable
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Grants & Loans

USDA program offering grants up to $10,000 for very low-income seniors (62+) to remove health and safety hazards. Also o...

Seniors & Disability
Up to $126,526 (SAH) or $25,350 (SHA), FY2026

VA Specially Adapted Housing (SAH) Grant

Grant for veterans with certain service-connected disabilities to construct or modify a home to meet their adaptive need...

Veterans
Up to $25,350 (SHA), FY2026

VA Special Housing Adaptation (SHA) Grant

Grant for veterans with certain service-connected disabilities to adapt a family member's home where they reside. Covers...

Veterans
Free lead hazard removal

Texas Lead-Based Paint Hazard Reduction

State-administered HUD program to remove lead hazards in homes built before 1978 with children under 6 years old. Servic...

Home Repair
Up to $5,000 grant

Kaufman County Senior Home Repair

County program offering minor home repair grants for low-income senior homeowners (60+) in unincorporated Kaufman County...

Seniors & Disability
Up to $4,000 grant/loan

Terrell Sewer Lateral Repair Assistance

City program assisting owner-occupied homeowners with repair or replacement of private sewer laterals. May be grant or l...

Home Repair
Up to $400 rebate

Atmos Energy Water Heater Rebate

Rebate for Atmos Energy customers in Terrell who install qualifying natural gas tankless or high-efficiency storage wate...

Energy
Up to $750 rebate

Atmos Energy High-Efficiency Furnace Rebate

Rebate for Atmos Energy customers who install qualifying high-efficiency natural gas furnaces. Furnace must meet minimum...

Energy
30% of system cost

Federal Residential Solar Investment Tax Credit

Federal tax credit covering 30% of the cost of solar photovoltaic systems installed on residential properties for instal...

Solar/Renewable
Additional $10,000 exemption

Texas Senior Property Tax Exemption

Texas homeowners age 65 or older qualify for an additional $10,000 homestead exemption beyond the standard exemption. Al...

Property Tax Relief
Additional $10,000 exemption

Texas Disability Property Tax Exemption

Texas homeowners receiving Social Security disability benefits qualify for an additional $10,000 homestead exemption. Re...

Property Tax Relief
Up to $12,000 exemption

Texas Veteran Property Tax Exemption

Disabled veterans receive partial or total property tax exemption based on disability rating. 100% service-connected dis...

Property Tax Relief
Up to $10,000 grant

TDHCA Emergency Home Repair Program

TDHCA emergency repair grants for low-income Texas homeowners to address urgent health and safety issues. Administered t...

Emergency
Up to $85 rebate

Oncor Smart Thermostat Rebate

Rebate for Oncor customers who purchase and install qualifying ENERGY STAR certified smart thermostats. Helps reduce ene...

Energy

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Local help in Terrell, TX

Organizations that help Terrell homeowners with repairs, weatherization, and applications. We list these as a helpful resource; we are not affiliated with them and do not endorse them.

Frequently asked questions

What home-improvement assistance records are cataloged for Terrell, TX?

The directory includes 24 possible-program records associated with Terrell, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes. Inclusion does not confirm current availability or eligibility.

How are the assistance records for Terrell classified?

Our classifier labels 15 records as grants, 1 as forgivable loans, and 6 as rebates in Terrell. Classification can be incomplete; confirm the benefit type, lien, repayment, and conditions in the administrator's terms.

How do I research and apply for home repair assistance in Terrell?

Each program page shows the source, application route, or contact we have on file. Confirm the current route, requirements, and any costs with the administering organization before applying. The current Grant Map homeowner fee is $0.