Home Improvement Grants in Houston.

Browse cataloged grants, rebates, loans, and other assistance records for Houston, TX. Verify each program's current rules, service area, and status.

The Houston, TX directory shows 56 cataloged resources. Of those, 51 are currently open or actionable home improvement or repair assistance records; the largest published amount stored among those 51 records is $135,000, not an estimate of your award. Discovery tags include 19 senior-related records, 10 veteran-related records, and 18 marked with no income limit. These tags do not determine eligibility; verify the complete official rules.

Record set last reviewed 2026-04-03. How we verify our data.

Types of help in this city

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Funding typeRecordsWhat to verifyLabel scope
Grants43Repayment, tax, and possible lien termsDirectory classification; confirm official terms
Forgivable loans6Forgiveness schedule, residency, and lien termsDirectory classification; confirm official terms
Rebates1Eligible purchases, upfront payment, and claim timingDirectory classification; confirm official terms

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Showing all 56 resources (51 currently open or actionable repair-assistance records)
Varies by repair scope

City of Houston Single-Family Home Repair Program

The City of Houston's HCD administers multiple home repair programs providing assistance for minor, moderate, and substa...

Home Repair
Up to $50,000 in down payment and closing cost assistance

City of Houston Homebuyer Assistance Program (HAP)

The HAP provides up to $50,000 in down payment and closing cost assistance to income-qualified first-time homebuyers pur...

Home Repair
Funded per HUD Lead Hazard Reduction grants

Houston Lead-Based Paint Hazard Control Program

The Houston Health Department's Lead-Based Paint Hazard Control Program reduces lead hazards in privately-owned or renta...

Home Repair
Up to $20,000 for minor repairs (seniors/disabled only)

Harris County Home Repair Program

Harris County's Home Repair Program addresses health and safety hazards in homes owned and occupied by low-income reside...

Home Repair
Up to $135,000 for full home reconstruction

Harris County Single-Family Reconstruction Program

The Harris County Single-Family Reconstruction Program rebuilds unsafe, uninhabitable single-family homes for low-to-mod...

Home Repair
Up to $40,000 for septic/water well repair or replacement

Harris County Septic & Water Well Repair Program

Harris County provides grants of up to $40,000 to repair or replace failing water wells and septic systems that pose hea...

Home Repair
Reduced-cost critical repairs (roof, plumbing focus)

Houston Habitat for Humanity, Critical Home Repair

Houston Habitat for Humanity's Critical Home Repair Program addresses urgent roof and plumbing repairs for low-income ho...

Home Repair
Up to $60,000 for roof, HVAC, water heater, accessibility, and safety repairs

Habitat for Humanity NW Harris County, ARPA Rehabilitation Program

Funded through the American Rescue Plan Act (ARPA) in partnership with Harris County HCD, this program delivers up to $6...

Home Repair
Free critical repairs (value varies by project)

Rebuilding Together Houston, Free Home Repairs

Rebuilding Together Houston has provided no-cost home repairs to low-income Houston-area homeowners for more than 30 yea...

Home Repair
Varies by program component

Avenue CDC, Homebuyer Education & Affordable Homes

Avenue CDC serves over 7,000 Houstonians annually through affordable homeownership, family asset building, and community...

Home Repair
Up to $1,800 annually for utility bill assistance

BakerRipley Comprehensive Energy Assistance Program (CEAP)

BakerRipley distributes TDHCA's Comprehensive Energy Assistance Program (CEAP/LIHEAP) funds to help low-income household...

Home Repair
Free legal services (no monetary grant)

Houston Volunteer Lawyers, Housing Legal Aid

Houston Volunteer Lawyers (HVL), the pro bono arm of the Houston Bar Association, connects low-income Harris County resi...

Home Repair
Up to $12,000 in weatherization improvements

Texas WAP, Weatherization Assistance Program

TDHCA's Weatherization Assistance Program installs energy-saving materials, including insulation, weather-stripping, cau...

Home Repair
Up to $12,600 heating/cooling; up to $1,800 crisis; WAP up to $12,000

Texas CEAP/LIHEAP, Energy Bill Assistance

TDHCA's Comprehensive Energy Assistance Program (CEAP) is the Texas implementation of the federal Low Income Home Energy...

Home Repair
Up to 5% of loan amount as DPA (plus 40% MCC tax credit)

TDHCA My First Texas Home, Down Payment Assistance

TDHCA's My First Texas Home program provides down payment and closing cost assistance of up to 5% of the mortgage loan a...

Home Repair
Full reconstruction funding (varies by local subrecipient)

TDHCA Homeowner Reconstruction Assistance (HRA)

TDHCA's Homeowner Reconstruction Assistance program, funded through HUD's HOME Investment Partnerships Program, funds lo...

Home Repair
3-5% down payment grant (does not need to be repaid)

TSAHC Homes for Texas Heroes Program

TSAHC's Homes for Texas Heroes provides 3-5% down payment grants (true grants, no repayment required) paired with 30-yea...

Home Repair
$100,000 school district exemption; additional local exemptions available

Texas Homestead Property Tax Exemption

Texas law requires school districts to provide a $100,000 residence homestead exemption on property values, reducing sch...

Home Repair
Additional $60,000 school exemption + tax freeze for 65+/disabled

Texas Over-65 & Disabled Person Property Tax Exemption

Texans age 65 or older, or those with a qualifying disability, receive an additional $60,000 school district property ta...

Home Repair
Partial exemption to full 100% exemption for 100% P&T veterans

Texas Disabled Veteran Property Tax Exemption

Texas provides property tax exemptions to disabled veterans scaled to their VA disability rating. Veterans with a 100% P...

Home Repair
25% state tax credit on qualified rehabilitation expenses

Texas Historic Preservation Tax Credit (THPTC)

The Texas Historic Preservation Tax Credit provides a 25% state tax credit for the rehabilitation of certified historic ...

Home Repair
Up to $126,526 (SAH) or $25,350 (SHA), FY2026

VA Specially Adapted Housing (SAH) Grant

The VA's SAH grant helps veterans with specific service-connected disabilities build, buy, or modify a home to meet thei...

Home Repair
Up to $25,350 (SHA), FY2026

VA Special Home Adaptation (SHA) Grant

The SHA grant assists veterans who have qualifying service-connected disabilities, such as blindness in both eyes with 2...

Home Repair
Up to $6,800 (service-connected) or $2,000 (non-service-connected)

VA HISA Grant, Home Improvements & Structural Alterations

The VA HISA grant provides funding for home improvements and structural alterations needed for a veteran's medical treat...

Home Repair
Up to $50,961 (SAH-eligible) or $9,100 (SHA-eligible) for FY 2026

VA TRA Grant, Temporary Residence Adaptation

The TRA grant allows SAH- or SHA-eligible veterans to adapt a temporary residence (such as a family member's home) while...

Home Repair
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Loans & Grants

The USDA Section 504 program provides loans up to $40,000 at 1% interest (20-year term) to very-low-income homeowners to...

Home Repair
Up to FHA loan limit for Harris County (~$524,225 for 2025)

FHA 203(k) Rehabilitation Mortgage

The FHA 203(k) program allows homebuyers and homeowners to finance up to 110% of a home's post-renovation value for purc...

Home Repair
Up to $25,000 for single-family home improvements

FHA Title I Property Improvement Loan

FHA Title I loans provide HUD-insured financing through approved private lenders for permanent home improvements. Loans ...

Home Repair
30% of cost of solar, wind, battery, geothermal systems, no dollar cap

Federal Residential Clean Energy Credit (ITC)

Homeowners who install qualified clean energy systems, solar panels, small wind turbines, battery storage (3 kWh+), geot...

Home Repair
Up to $3,200/year ($1,200 general + $2,000 heat pump/biomass)

Federal Energy Efficient Home Improvement Credit (25C)

Homeowners can claim a 30% annual federal tax credit up to $3,200 per year for qualified energy-efficiency improvements ...

Home Repair
Free A/C tune-up (value $150-$200)

CenterPoint Energy CoolSaver A/C Tune-Up Program

CenterPoint Energy's CoolSaver Program provides a free comprehensive A/C tune-up to customers in CenterPoint's Houston e...

Energy
Up to $500 heat pump rebate; $75 smart thermostat rebate; other rebates available

CenterPoint Energy Residential Rebate Programs

CenterPoint Energy's Standard Offer Program (SOP) and residential rebate programs offer cash-back incentives for energy-...

Energy
Free whole-house energy audit and weatherization upgrades

CenterPoint Energy Low-Income Weatherization (Agencies in Action)

CenterPoint Energy's Agencies in Action program provides free whole-house energy audits and weatherization upgrades to i...

Energy
Fair market value of home (pre-flood value)

Harris County Flood Control Voluntary Home Buyout Program

The Harris County Flood Control District operates voluntary home buyout programs using FEMA and HUD CDBG-DR funding, pur...

Home Repair
Up to $65,000 for mortgage/utility/HOA/insurance arrears

TDHCA Homeowner Assistance Fund (HAF)

TDHCA's Homeowner Assistance Fund (HAF), funded by the American Rescue Plan Act, helps Texas homeowners who experienced ...

Home Repair
Down payment assistance paired with 30-year fixed-rate mortgage

Harris County Housing Finance Corporation Down Payment Assistance

The Harris County Housing Finance Corporation administers down payment assistance programs for Harris County homebuyers ...

Home Repair
Varies by damage assessment (minor repair to full reconstruction)

City of Houston Disaster Recovery Home Repair (Winter Storm URI / DR21)

HCD's Disaster Recovery Division administers HUD CDBG-DR funded programs for homeowners impacted by declared disasters, ...

Home Repair
City/county-administered; HUD awards up to $4M+ to local grantees

HUD Lead Hazard Control & Healthy Homes Supplemental Grant

HUD's Lead Hazard Reduction Grant Program funds local governments and nonprofits to remediate lead paint and other housi...

Home Repair
20% of Qualified Rehabilitation Expenditures (no cap)

Federal Historic Tax Credit (20% Rehabilitation Credit)

The Federal Historic Rehabilitation Tax Credit provides a 20% federal income tax credit for certified rehabilitations of...

Home Repair
Varies, no individual cap; projects typically $10K-$200K+

FEMA Hazard Mitigation Grant Program (HMGP)

HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...

Disaster
Up to $30,000

FEMA Increased Cost of Compliance (ICC) Coverage

ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...

Disaster
Average $5,000-$10,000 in services per household

DOE Weatherization Assistance Program (WAP)

WAP provides free energy efficiency improvements to low-income households across all 50 states, DC, and territories. Eli...

Energy
Varies by jurisdiction, typically $5,000-$15,000 per unit

HUD Lead Hazard Control & Healthy Homes

HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...

Seniors & Disability
Varies, full line replacement cost covered in many programs

EPA / WIIN Act Lead Service Line Replacement

EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...

Seniors & Disability
Varies by city, typically $5,000-$25,000

HUD CDBG Home Repair Programs

HUD's Community Development Block Grant (CDBG) program provides annual funding to cities, counties, and states to fund l...

Home Repair
Free, up to 3 smoke alarms installed at no cost

American Red Cross Home Fire Campaign, Free Smoke Alarms

The American Red Cross installs free smoke alarms and creates home fire escape plans through their nationwide Home Fire ...

Home Repair
Varies by state, some offer $500-$1,000 radon mitigation assistance

EPA State Indoor Radon Grants, State Radon Programs

EPA provides State and Tribal Indoor Radon Grants (SIRG) to every state to fund radon risk reduction programs. While the...

Seniors & Disability
Varies by local affiliate, loans and grants available

NeighborWorks Network, Home Repair & Modification Programs

NeighborWorks America supports a network of nearly 250 local nonprofit housing organizations across every state, DC, and...

Home Repair
National Trust grants go to nonprofits/agencies, not direct to homeowners; state HPF grants vary

National Trust for Historic Preservation, Homeowner Resources

Owners of historic homes may access funding through their State Historic Preservation Office (SHPO), which distributes H...

Historic
Loan guarantee, no dollar cap on loan amount (lender sets max)

HUD Section 184 Indian Home Loan Guarantee

The Section 184 Indian Home Loan Guarantee Program provides HUD-guaranteed mortgage financing for American Indian and Al...

Home Repair
Up to $22,500

Amy Young Barrier Removal Program (AYBR)

The AYBR Program provides one-time grants of up to $22,500 to households with a Person with a Disability who need home m...

Seniors & Disability
Up to $50,000

Texas Veterans Home Improvement Program (VLB VHIP)

The Veterans Home Improvement Program offers below-market interest rate loans to qualified Texas veterans and active-dut...

Veterans
Free ramp (no cost to recipient)

Texas Ramp Project, Free Wheelchair Ramps

The Texas Ramp Project is a nonprofit that builds free custom wheelchair ramps for low-income individuals with disabilit...

Seniors & Disability
Average $5,000 in free home improvements

CPS Energy Casa Verde Weatherization Program

CPS Energy's Casa Verde program provides free weatherization improvements, including insulation, air sealing, solar scre...

Energy
Award varies by repair scope; contact GLO for the per-homeowner cap

Texas GLO 2024 Disasters Homeowner Assistance Program (HAP)

The Texas GLO 2024 Disasters Homeowner Assistance Program provides repair and reconstruction assistance to owner-occupie...

Home Repair
Up to $65,000

City of Houston Emergency Home Repair Program

Houston's Emergency Home Repair Program provides forgivable loans up to $65,000 to income-qualified homeowners for emerg...

Emergency

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Local help in Houston, TX

Organizations that help Houston homeowners with repairs, weatherization, and applications. We list these as a helpful resource; we are not affiliated with them and do not endorse them.

Frequently asked questions

What home-improvement assistance records are cataloged for Houston, TX?

The directory includes 51 possible-program records associated with Houston, including City of Houston Single-Family Home Repair Program, City of Houston Homebuyer Assistance Program (HAP), Houston Lead-Based Paint Hazard Control Program. Inclusion does not confirm current availability or eligibility.

How are the assistance records for Houston classified?

Our classifier labels 43 records as grants, 6 as forgivable loans, and 1 as rebates in Houston. Classification can be incomplete; confirm the benefit type, lien, repayment, and conditions in the administrator's terms.

How do I research and apply for home repair assistance in Houston?

Each program page shows the source, application route, or contact we have on file. Confirm the current route, requirements, and any costs with the administering organization before applying. The current Grant Map homeowner fee is $0.