Home Improvement Grants in Temple.

Browse cataloged grants, rebates, loans, and other assistance records for Temple, TX. Verify each program's current rules, service area, and status.

The Temple, TX directory shows 25 cataloged resources. Of those, 21 are currently open or actionable home improvement or repair assistance records; the largest published amount stored among those 21 records is $126,526, not an estimate of your award. Discovery tags include 4 senior-related records, 2 veteran-related records, and 12 marked with no income limit. These tags do not determine eligibility; verify the complete official rules.

Record set last reviewed 2026-06-09. How we verify our data.

Types of help in this city

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Funding typeRecordsWhat to verifyLabel scope
Grants17Repayment, tax, and possible lien termsDirectory classification; confirm official terms
Forgivable loans1Forgiveness schedule, residency, and lien termsDirectory classification; confirm official terms
Rebates2Eligible purchases, upfront payment, and claim timingDirectory classification; confirm official terms

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Showing all 25 resources (21 currently open or actionable repair-assistance records)
Varies, no individual cap; projects typically $10K-$200K+

FEMA Hazard Mitigation Grant Program (HMGP)

HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...

Disaster
Up to $30,000

FEMA Increased Cost of Compliance (ICC) Coverage

ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...

Disaster
Varies by jurisdiction, typically $5,000-$15,000 per unit

HUD Lead Hazard Control & Healthy Homes

HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...

Seniors & Disability
Varies, full line replacement cost covered in many programs

EPA / WIIN Act Lead Service Line Replacement

EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...

Seniors & Disability
Up to $12,000 per household

Texas Weatherization Assistance Program (WAP)

Federally funded program that reduces energy costs by improving home energy efficiency for low-income households. Servic...

Weatherization
Up to $35,000 per home

Texas CDBG Owner-Occupied Housing Rehabilitation

State-funded program that provides grants and forgivable loans to repair, rehabilitate, or reconstruct owner-occupied ho...

Home Repair
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Loan & Grant

Provides loans and grants to very-low-income homeowners in eligible rural areas to repair, improve, or modernize their h...

Home Repair
Up to $126,526 (SAH) or $25,350 (SHA), FY2026

VA Specially Adapted Housing (SAH) Grant

Helps veterans with certain service-connected disabilities purchase or modify a home to accommodate their disability. Av...

Veterans
Up to $25,350 (SHA), FY2026

VA Special Housing Adaptation (SHA) Grant

Helps veterans with certain service-connected disabilities adapt a family member's home in which they will reside. For v...

Veterans
$60 rebate for AC tune-up

Oncor AC Tune-Up Program

Oncor offers a $60 rebate for residential customers who complete a qualifying air conditioning tune-up by a licensed HVA...

Energy
$50 per appliance recycled

Oncor Refrigerator/Freezer Recycling Program

Oncor pays $50 for each working refrigerator or freezer you recycle, and provides free pickup. Recycling old, inefficien...

Energy
Free energy assessment + up to $300 in free products

Oncor Home Energy Checkup

Free in-home energy assessment by a trained professional who will install energy-saving products on the spot, including ...

Energy
Up to $1,200 for high-efficiency equipment

Atmos Energy Efficiency Rebates

Atmos Energy offers rebates for residential customers who install qualifying high-efficiency natural gas equipment, incl...

Energy
Up to $10,000 grant

Temple Senior Home Repair Program

Provides emergency and critical home repair grants for Temple homeowners age 62 and older with income at or below 80% AM...

Seniors & Disability
Up to $15,000 for accessibility modifications

Temple ADA Home Accessibility Grant

CDBG-funded grant program for low-income Temple homeowners with disabilities to make accessibility modifications to thei...

Seniors & Disability
Up to $5,000 for emergency sewer repairs

Temple Emergency Sewer Line Repair Assistance

Provides emergency financial assistance to low-income Temple homeowners for sewer lateral repairs on private property th...

Emergency
Up to $3,000 assistance for water line replacement

Temple Water Service Line Replacement Program

Temple Utilities offers cost-sharing assistance to homeowners who need to replace aging or failing water service lines f...

Home Repair
Up to $8,000 for critical repairs

TexCap Home Repair Program (Bell County)

TexCap provides home repair assistance to low-income homeowners in Bell County, including Temple, focusing on critical h...

Home Repair
Loans up to $25,000 at low interest

Texas Veterans Home Improvement Program

Low-interest home improvement loan program for Texas veterans. Funds can be used for repairs, improvements, or additions...

Veterans
Free lead hazard assessment and remediation

Texas Lead-Based Paint Hazard Reduction Program

State-funded program that provides free lead hazard assessments and remediation for income-qualified families with child...

Home Repair
Up to $75,000 for disaster recovery repairs

Texas General Land Office Housing Repair (GLO)

State-administered disaster recovery program using HUD CDBG-DR funds. Provides grants for home repairs, reconstruction, ...

Disaster
Credit for excess solar generation

Oncor Net Metering / Solar Buyback

Oncor provides net metering for residential solar customers, allowing you to receive credits for excess electricity your...

Solar/Renewable
30% of solar system cost (through 2032)

Federal Residential Solar Tax Credit (ITC)

Federal tax credit for 30% of the cost of installing a residential solar energy system, including solar panels and batte...

Solar/Renewable
100% property tax exemption on solar value

Texas Solar Property Tax Exemption

Texas law exempts the added home value from solar panel installations from property taxes. Solar equipment does not incr...

Property Tax Relief
Reduces taxable value by $100,000+ depending on jurisdiction

Temple Homestead Property Tax Exemption

Texas homeowners are entitled to a homestead exemption that reduces the taxable value of their primary residence for sch...

Property Tax Relief

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Local help in Temple, TX

Organizations that help Temple homeowners with repairs, weatherization, and applications. We list these as a helpful resource; we are not affiliated with them and do not endorse them.

Frequently asked questions

What home-improvement assistance records are cataloged for Temple, TX?

The directory includes 21 possible-program records associated with Temple, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes. Inclusion does not confirm current availability or eligibility.

How are the assistance records for Temple classified?

Our classifier labels 17 records as grants, 1 as forgivable loans, and 2 as rebates in Temple. Classification can be incomplete; confirm the benefit type, lien, repayment, and conditions in the administrator's terms.

How do I research and apply for home repair assistance in Temple?

Each program page shows the source, application route, or contact we have on file. Confirm the current route, requirements, and any costs with the administering organization before applying. The current Grant Map homeowner fee is $0.