Home Improvement Grants in Sturgis.

Browse cataloged grants, rebates, loans, and other assistance records for Sturgis, MI. Verify each program's current rules, service area, and status.

The Sturgis, MI directory shows 26 cataloged resources. Of those, 22 are currently open or actionable home improvement or repair assistance records; the largest published amount stored among those 22 records is $126,526, not an estimate of your award. Discovery tags include 7 senior-related records, 2 veteran-related records, and 8 marked with no income limit. These tags do not determine eligibility; verify the complete official rules.

Record set last reviewed 2026-06-09. How we verify our data.

Types of help in this city

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Funding typeRecordsWhat to verifyLabel scope
Grants14Repayment, tax, and possible lien termsDirectory classification; confirm official terms
Forgivable loans3Forgiveness schedule, residency, and lien termsDirectory classification; confirm official terms
Rebates4Eligible purchases, upfront payment, and claim timingDirectory classification; confirm official terms

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Showing all 26 resources (22 currently open or actionable repair-assistance records)
Varies, no individual cap; projects typically $10K-$200K+

FEMA Hazard Mitigation Grant Program (HMGP)

HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...

Disaster
Up to $30,000

FEMA Increased Cost of Compliance (ICC) Coverage

ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...

Disaster
Varies by jurisdiction, typically $5,000-$15,000 per unit

HUD Lead Hazard Control & Healthy Homes

HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...

Seniors & Disability
Varies, full line replacement cost covered in many programs

EPA / WIIN Act Lead Service Line Replacement

EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...

Seniors & Disability
Up to $8,000 per home

Michigan Weatherization Assistance Program

Federally funded weatherization program providing free energy-efficiency upgrades to income-eligible Michigan households...

Weatherization
Deferred loan up to $20,000

MSHDA Home Repair Program

Provides 0% deferred loans to income-eligible Michigan homeowners for critical home repairs. Loan is deferred with no mo...

Home Repair
Grant up to $5,000

Sturgis CDBG Emergency Repair Grant

Emergency repair grants for income-eligible Sturgis homeowners facing immediate health and safety hazards. Covers essent...

Emergency
Forgivable loan up to $15,000

Sturgis Owner-Occupied Rehabilitation Program

Forgivable loans for comprehensive rehabilitation of owner-occupied homes in Sturgis. Loan is forgiven after 5 years of ...

Home Repair
Free lead hazard removal

Sturgis Lead-Based Paint Hazard Control

Free lead hazard removal for St. Joseph County homes built before 1978 with children under 6 years old. Services include...

Home Repair
Grant up to $10,000

Sturgis ADA Accessibility Grant

Provides grants to modify homes for accessibility for disabled or senior residents. Covers wheelchair ramps, bathroom mo...

Seniors & Disability
Grant up to $3,000

Sturgis Sewer Lateral Repair Program

Grants for repair or replacement of failing sewer laterals connecting homes to the city sewer system. Available to incom...

Home Repair
Up to $1,500 in rebates

Indiana Michigan Power Home Energy Efficiency Rebates

Rebates for energy-efficient appliances and improvements for Indiana Michigan Power customers in Sturgis. Includes heat ...

Energy
Up to $1,000 rebate

Indiana Michigan Power Heat Pump Rebate

Enhanced rebate for qualifying air-source and geothermal heat pumps installed by Indiana Michigan Power customers. Rebat...

Energy
Up to $2,200 in rebates

Consumers Energy Home Performance Rebates

Comprehensive home energy rebates for natural gas customers. Includes rebates for furnaces, water heaters, insulation, a...

Energy
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Loan & Grant

Low-interest loans and grants for very-low-income homeowners in eligible rural areas to repair, improve, or modernize ho...

Home Repair
Up to $126,526 (SAH) or $25,350 (SHA), FY2026

VA Specially Adapted Housing (SAH) Grant

Grants for eligible veterans with certain service-connected disabilities to build, remodel, or purchase an adapted home....

Veterans
Up to $25,350 (SHA), FY2026

VA Special Housing Adaptation (SHA) Grant

Grants for veterans with certain service-connected disabilities to make adaptations to their residence. Available to vet...

Veterans
Up to $30,000 forgivable loan

Michigan HOME Investment Partnership

Federal HOME funds administered through MSHDA for owner-occupied rehabilitation. Provides forgivable loans for comprehen...

Home Repair
Grant up to $2,500

Michigan Senior Home Repair Grant

Minor home repair grants for seniors age 60+ to make safety and accessibility improvements. Covers grab bars, handrails,...

Seniors & Disability
Up to $20,000 grant

Michigan Individual Home Repair Program

Emergency home repair grants activated following presidential disaster declarations in Michigan. Assists homeowners with...

Disaster
Loan up to $50,000

Michigan Saves Home Energy Loan

Low-interest loans for energy efficiency and renewable energy improvements. Covers solar panels, geothermal systems, HVA...

Solar/Renewable
30% tax credit

Federal Solar Investment Tax Credit (ITC)

Federal tax credit covering 30% of the cost of solar panel systems, including installation and battery storage. Credit c...

Solar/Renewable
Credit up to $1,500

Michigan Homestead Property Tax Credit

Michigan tax credit for homeowners and renters to offset property taxes or rent. Available to households with total hous...

Property Tax Relief
Up to $850 emergency assistance

Michigan State Emergency Relief (SER) - Energy

Emergency assistance for households facing energy shutoff or depletion of primary heat source. Helps pay heating bills, ...

Energy
Loan up to $15,000

Michigan Septic System Repair Loan

Low-interest loans to repair or replace failing septic systems. Available through participating Michigan counties for ho...

Home Repair
Up to $300 rebate

Indiana Michigan Power Water Heater Rebate

Rebates for energy-efficient electric water heaters including heat pump water heaters. Rebate amount varies based on wat...

Energy

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Local help in Sturgis, MI

Organizations that help Sturgis homeowners with repairs, weatherization, and applications. We list these as a helpful resource; we are not affiliated with them and do not endorse them.

Frequently asked questions

What home-improvement assistance records are cataloged for Sturgis, MI?

The directory includes 22 possible-program records associated with Sturgis, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes. Inclusion does not confirm current availability or eligibility.

How are the assistance records for Sturgis classified?

Our classifier labels 14 records as grants, 3 as forgivable loans, and 4 as rebates in Sturgis. Classification can be incomplete; confirm the benefit type, lien, repayment, and conditions in the administrator's terms.

How do I research and apply for home repair assistance in Sturgis?

Each program page shows the source, application route, or contact we have on file. Confirm the current route, requirements, and any costs with the administering organization before applying. The current Grant Map homeowner fee is $0.