Home Improvement Grants in Southgate.

Browse cataloged grants, rebates, loans, and other assistance records for Southgate, MI. Verify each program's current rules, service area, and status.

The Southgate, MI directory shows 25 cataloged resources. Of those, 22 are currently open or actionable home improvement or repair assistance records; the largest published amount stored among those 22 records is $126,526, not an estimate of your award. Discovery tags include 4 senior-related records, 2 veteran-related records, and 10 marked with no income limit. These tags do not determine eligibility; verify the complete official rules.

Record set last reviewed 2026-06-09. How we verify our data.

Types of help in this city

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Funding typeRecordsWhat to verifyLabel scope
Grants16Repayment, tax, and possible lien termsDirectory classification; confirm official terms
Forgivable loans1Forgiveness schedule, residency, and lien termsDirectory classification; confirm official terms
Rebates4Eligible purchases, upfront payment, and claim timingDirectory classification; confirm official terms

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Showing all 25 resources (22 currently open or actionable repair-assistance records)
Varies, no individual cap; projects typically $10K-$200K+

FEMA Hazard Mitigation Grant Program (HMGP)

HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...

Disaster
Up to $30,000

FEMA Increased Cost of Compliance (ICC) Coverage

ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...

Disaster
Varies by jurisdiction, typically $5,000-$15,000 per unit

HUD Lead Hazard Control & Healthy Homes

HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...

Seniors & Disability
Varies, full line replacement cost covered in many programs

EPA / WIIN Act Lead Service Line Replacement

EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...

Seniors & Disability
Forgivable loan up to $30,000

Southgate Owner-Occupied Rehabilitation Program

CDBG-funded forgivable loan program for major home repairs to income-eligible owner-occupied homes in Southgate. Loan is...

Home Repair
Up to $10,000 grant

Southgate Emergency Home Repair Grant

Emergency repair grant for owner-occupied homes in Southgate facing immediate health and safety hazards. Covers urgent r...

Emergency
Up to $15,000 grant

Southgate Accessibility Modification Program

CDBG-funded grant program to make accessibility modifications to owner-occupied homes in Southgate for disabled or elder...

Seniors & Disability
Free lead hazard removal

Southgate Lead Hazard Reduction Program

HUD-funded program administered by Wayne County to reduce lead-based paint hazards in qualifying homes built before 1978...

Home Repair
Up to $7,500 per home

Michigan Weatherization Assistance Program (WAP)

Federally funded weatherization program administered by the State of Michigan providing free energy efficiency upgrades ...

Weatherization
Low-interest loans up to $20,000

MSHDA Home Improvement Loan Program

Low-interest loan program through MSHDA for necessary home improvements for income-eligible Michigan homeowners. Loans a...

Home Repair
Free home energy audit

DTE Energy Home Energy Analysis

Free home energy audit for DTE Energy customers in Southgate. Professional energy advisor identifies energy-saving oppor...

Energy
Up to $1,200 in rebates

DTE Energy HVAC Equipment Rebates

Cash rebates for DTE Energy customers in Southgate who install qualifying high-efficiency furnaces, air conditioners, he...

Energy
Up to $2,500 rebate

DTE Energy Heat Pump Rebates

Enhanced rebates for qualifying ductless mini-split and air-source heat pump installations. DTE Energy offers higher inc...

Energy
Up to $750 rebate

DTE Energy Insulation Rebates

Cash rebates for DTE Energy customers who add insulation to attics, walls, or crawl spaces. Rebate amounts based on squa...

Weatherization
$0.09/kWh credit for solar generation

DTE Solar Current Program

Net metering program for DTE Energy customers who install rooftop solar panels in Southgate. Receive credits on electric...

Solar/Renewable
Up to $500 rebate

DTE Energy Water Heater Rebates

Cash rebates for DTE Energy customers who install qualifying high-efficiency water heaters, including tankless, heat pum...

Energy
Up to $5,000 grant

Wayne County Senior Home Repair Program

Grant program for senior homeowners age 60+ in Wayne County facing minor home repair needs. Covers emergency repairs and...

Seniors & Disability
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Program

USDA program offering low-interest loans and grants for very low-income homeowners to repair, improve, or modernize home...

Seniors & Disability
Up to $126,526 (SAH) or $25,350 (SHA), FY2026

VA Specially Adapted Housing (SAH) Grant

Grant for veterans with certain service-connected disabilities to purchase or modify a home to meet accessibility needs....

Veterans
Up to $25,350 (SHA), FY2026

VA Special Housing Adaptation (SHA) Grant

Grant for veterans with certain service-connected disabilities to modify a home for accessibility. Covers adaptations li...

Veterans
Free lead abatement services

Michigan Lead Abatement Program

State-funded program to eliminate lead hazards in homes with children under 6 or elevated blood lead levels. Provides co...

Home Repair
Up to $8,000 grant

Southgate Sewer Lateral Repair Assistance

Grant program for income-eligible Southgate homeowners facing emergency sewer lateral repairs. Covers the cost of repair...

Emergency
Up to $6,000 grant

Southgate Water Service Line Replacement

Grant to assist income-eligible Southgate homeowners with water service line repairs or replacement. Covers the cost of ...

Emergency
Loans up to $50,000

Michigan Saves Home Energy Loan

Low-interest financing for energy efficiency and renewable energy improvements to Michigan homes. Loans available for HV...

Energy
Up to 100% property tax exemption

Southgate Poverty Property Tax Exemption

Property tax exemption for Southgate homeowners experiencing poverty or financial hardship. Qualified applicants may rec...

Property Tax Relief

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Local help in Southgate, MI

Organizations that help Southgate homeowners with repairs, weatherization, and applications. We list these as a helpful resource; we are not affiliated with them and do not endorse them.

Frequently asked questions

What home-improvement assistance records are cataloged for Southgate, MI?

The directory includes 22 possible-program records associated with Southgate, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes. Inclusion does not confirm current availability or eligibility.

How are the assistance records for Southgate classified?

Our classifier labels 16 records as grants, 1 as forgivable loans, and 4 as rebates in Southgate. Classification can be incomplete; confirm the benefit type, lien, repayment, and conditions in the administrator's terms.

How do I research and apply for home repair assistance in Southgate?

Each program page shows the source, application route, or contact we have on file. Confirm the current route, requirements, and any costs with the administering organization before applying. The current Grant Map homeowner fee is $0.