King County Housing Repair, Deferred Payment Loan

King County Dept. of Community & Human Services

Available Home Repair

About This Program

The Grant Map catalogs King County Housing Repair, Deferred Payment Loan in its Seattle, WA research directory. The record carries audience tags for homeowners; those tags do not establish eligibility or current service coverage.

King County's Housing Repair Program offers 0% interest deferred-payment loans up to $34,000 for low-income homeowners outside Seattle city limits (excluding Bellevue, Federal Way, Kent, and Auburn) for major health and safety repairs. Covered repairs include roof replacement, new septic systems, plumbing and electrical upgrades, and structural issues. Repayment is due when the home is sold, title is transferred, or it is no longer the primary residence.

Average loan is estimated at $20,000-$34,000 for major system repairs; actual amount depends on repair scope.

The cited program-specific URL responded on 2026-07-21; confirm current terms.

Record set last reviewed 2026-04-03. How we verify our data.

Other published resources for Seattle, WA, are listed below. Review each separately and ask the administrators whether they can coordinate funding for the same work:

Key Details

  • 0% interest, repaid only when home is sold or transferred
  • Up to $34,000 for major health and safety repairs
  • Serves King County OUTSIDE Seattle, Bellevue, Federal Way, Kent, Auburn
  • Covers roofs, septic, plumbing, electrical, structural issues
  • Call 206-263-9095 Mon-Fri 8am-3pm to apply

How to Apply

Review possible next steps Open Cited Source Track this program

Program phone: 206-263-9095

Some programs require contractor estimates, licenses, or inspections. A cited link may be general, so confirm the current rules with the administrator before hiring; a directory match does not guarantee contractor eligibility or funding.

You may need a contractor or estimate

Some programs for this project type ask for a license, inspection, or written estimate. Confirm the rule before contacting a contractor in Seattle.

Get matched with a contractor

Each administrator sets its contractor rules. Confirm exact requirements directly; the cited URL may be a general agency page.

Your application paperwork

Documents you will likely need

  • Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
  • A government-issued photo ID for every owner on title.
  • Household income proof (recent pay stubs, last year's tax return, or benefit award letters for everyone in the home).
  • A written estimate from a licensed contractor for the work (many programs require this to apply).
  • Photos of the problem area or the work to be done.
  • The program's own application form, completed (use the official link or phone number on this page).
Download this checklist (PDF)

Requirements vary by program and locality. Confirm the exact rules and application route with the administrator. We can help you prepare your paperwork, but you submit it yourself.

Deadline: Rolling

Questions about this program?

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Frequently asked questions

What amount is listed for King County Housing Repair, Deferred Payment Loan in Seattle, WA?

The Grant Map record states: Up to $34,000. Confirm the current amount and eligible costs with the administrator.

What audience tags are recorded for King County Housing Repair, Deferred Payment Loan in Seattle?

The directory record carries audience tags for homeowners. It also carries a low-income tag. These tags do not establish eligibility; confirm the complete current rules with the administrator.

How do I apply for King County Housing Repair, Deferred Payment Loan in Seattle, WA?

Confirm the application route directly with King County Dept. of Community & Human Services; use the cited source on this page as a starting point or call 206-263-9095. Confirm any fee or cost with the administrator.

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