Seattle HomeWise Home Repair Loan Program

Seattle Office of Housing

Available Home Repair

About This Program

The Grant Map catalogs Seattle HomeWise Home Repair Loan Program in its Seattle, WA research directory. The record carries audience tags for homeowners; those tags do not establish eligibility or current service coverage.

The Seattle Office of Housing provides 0% interest deferred-payment loans to income-qualified homeowners (below 80% AMI) for critical health, safety, and structural repairs. Loan amounts range from $3,000 to $24,000, with some borrowers qualifying for fully deferred repayment until sale or title transfer. Priority repairs include roof replacement, electrical upgrades, plumbing, furnace replacement, accessibility modifications, and hazardous materials abatement.

Based on a typical roof or heating system repair at program midpoint; actual loan amount depends on scope of work and credit review.

The cited program-specific URL responded on 2026-07-21; confirm current terms.

Record set last reviewed 2026-04-03. How we verify our data.

Other published resources for Seattle, WA, are listed below. Review each separately and ask the administrators whether they can coordinate funding for the same work:

Key Details

  • 0% interest, deferred repayment until home sale or transfer
  • Loans from $3,000 up to $24,000
  • Must own and occupy within Seattle city limits
  • Household income below 80% AMI required
  • Apply online at civiform.seattle.gov or call (206) 684-0244

How to Apply

Review possible next steps Open Cited Source Track this program

Program phone: (206) 684-0244

Some programs require contractor estimates, licenses, or inspections. A cited link may be general, so confirm the current rules with the administrator before hiring; a directory match does not guarantee contractor eligibility or funding.

You may need a contractor or estimate

Some programs for this project type ask for a license, inspection, or written estimate. Confirm the rule before contacting a contractor in Seattle.

Get matched with a contractor

Each administrator sets its contractor rules. Confirm exact requirements directly; the cited URL may be a general agency page.

Your application paperwork

Documents you will likely need

  • Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
  • A government-issued photo ID for every owner on title.
  • Household income proof (recent pay stubs, last year's tax return, or benefit award letters for everyone in the home).
  • A written estimate from a licensed contractor for the work (many programs require this to apply).
  • A recent utility bill for the home (energy and weatherization programs use it to confirm service and usage).
  • Photos of the problem area or the work to be done.
  • The program's own application form, completed (use the official link or phone number on this page).
Download this checklist (PDF)

Requirements vary by program and locality. Confirm the exact rules and application route with the administrator. We can help you prepare your paperwork, but you submit it yourself.

Deadline: Rolling

Questions about this program?

Email us at no charge. Messages are reviewed manually, but a response time is not guaranteed.

Email us about this program
Report a problem with this listing

Frequently asked questions

What amount is listed for Seattle HomeWise Home Repair Loan Program in Seattle, WA?

The Grant Map record states: Up to $24,000. Confirm the current amount and eligible costs with the administrator.

What audience tags are recorded for Seattle HomeWise Home Repair Loan Program in Seattle?

The directory record carries audience tags for homeowners. It also carries a low-income tag. These tags do not establish eligibility; confirm the complete current rules with the administrator.

How do I apply for Seattle HomeWise Home Repair Loan Program in Seattle, WA?

Confirm the application route directly with Seattle Office of Housing; use the cited source on this page as a starting point or call (206) 684-0244. Confirm any fee or cost with the administrator.

Need a Contractor for This Project?

Browse local listings or request an introduction. The Grant Map does not guarantee licensing, program experience, work quality, or funding.

Get matched with a pro, free Browse Seattle, WA contractors

Find More Programs in Seattle, WA

This is one of several kinds of assistance that may be available. Review other programs separately and confirm whether their administrators allow coordination for the same work.

See All Programs