Home Improvement Grants in Saginaw.

Browse cataloged grants, rebates, loans, and other assistance records for Saginaw, TX. Verify each program's current rules, service area, and status.

The Saginaw, TX directory shows 26 cataloged resources. Of those, 23 are currently open or actionable home improvement or repair assistance records; the largest published amount stored among those 23 records is $126,526, not an estimate of your award. Discovery tags include 7 senior-related records, 2 veteran-related records, and 13 marked with no income limit. These tags do not determine eligibility; verify the complete official rules.

Record set last reviewed 2026-06-09. How we verify our data.

Types of help in this city

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Funding typeRecordsWhat to verifyLabel scope
Grants15Repayment, tax, and possible lien termsDirectory classification; confirm official terms
Forgivable loans1Forgiveness schedule, residency, and lien termsDirectory classification; confirm official terms
Rebates6Eligible purchases, upfront payment, and claim timingDirectory classification; confirm official terms

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Showing all 26 resources (23 currently open or actionable repair-assistance records)
Varies, no individual cap; projects typically $10K-$200K+

FEMA Hazard Mitigation Grant Program (HMGP)

HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...

Disaster
Up to $30,000

FEMA Increased Cost of Compliance (ICC) Coverage

ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...

Disaster
Varies by jurisdiction, typically $5,000-$15,000 per unit

HUD Lead Hazard Control & Healthy Homes

HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...

Seniors & Disability
Varies, full line replacement cost covered in many programs

EPA / WIIN Act Lead Service Line Replacement

EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...

Seniors & Disability
Up to $8,000 in energy improvements

Texas Weatherization Assistance Program (WAP)

Provides free weatherization services to income-eligible households to reduce energy costs. Services include insulation,...

Weatherization
Up to $35,000 forgivable loan

Texas HOME Owner-Occupied Rehabilitation Program

Provides forgivable loans for major home repairs and rehabilitation to low-income homeowners. Loan is forgiven after 5 y...

Home Repair
Up to $15,000 grant

Tarrant County CDBG Emergency Repair Program

Provides emergency home repair grants to low-income homeowners in unincorporated Tarrant County and participating cities...

Emergency
Up to $1,500 rebate

Oncor HVAC Efficiency Rebate

Rebates for qualifying high-efficiency central air conditioning and heat pump systems. Must meet minimum SEER2 and EER2 ...

Energy
Up to $500 rebate

Oncor Home Insulation Rebate

Rebates for adding attic or wall insulation to qualifying homes. Must meet minimum R-value requirements and be installed...

Weatherization
Up to $400 rebate

Oncor Window Replacement Rebate

Rebates for installing ENERGY STAR certified windows. Minimum of 10 windows must be replaced. Helps reduce cooling and h...

Energy
Up to $850 rebate

Atmos Energy High-Efficiency Furnace Rebate

Rebates for purchasing and installing qualifying high-efficiency natural gas furnaces with AFUE rating of 95% or higher....

Energy
Up to $500 rebate

Atmos Energy Tankless Water Heater Rebate

Rebates for purchasing and installing ENERGY STAR certified tankless gas water heaters with energy factor of 0.90 or hig...

Energy
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Program

Provides loans and grants to very low-income homeowners in eligible rural areas to repair, improve, or modernize homes a...

Home Repair
Up to $126,526 (SAH) or $25,350 (SHA), FY2026

VA Specially Adapted Housing (SAH) Grant

Helps veterans with certain service-connected disabilities purchase or modify a home to accommodate their disabilities. ...

Veterans
Up to $25,350 (SHA), FY2026

VA Special Housing Adaptation (SHA) Grant

Helps veterans with certain service-connected disabilities adapt a family member's home in which they will reside. Eligi...

Veterans
Up to $25,000 loan

Texas Veterans Land Board Home Improvement Program

Low-interest home improvement loans for Texas veterans who already own their home. Funds can be used for repairs, improv...

Veterans
Up to $5,000 grant

City of Saginaw Senior Home Repair Assistance

Provides emergency repair assistance to senior homeowners age 62 and older within Saginaw city limits. Grant funds help ...

Seniors & Disability
Up to $10,000 grant

City of Saginaw Accessibility Modification Program

Provides grants for accessibility modifications to enable disabled or elderly residents to remain safely in their homes....

Seniors & Disability
100% property tax exemption on added value

Texas Solar Panel Property Tax Exemption

Exempts the added property value from solar panel installation from property taxes. Homeowners do not pay additional pro...

Solar/Renewable
30% of system cost

Federal Solar Investment Tax Credit (ITC)

Federal tax credit covering 30% of the cost of installing a residential solar energy system. Credit applies to solar pan...

Solar/Renewable
Free lead hazard removal

Tarrant County Lead-Based Paint Hazard Control

HUD-funded program to identify and remediate lead-based paint hazards in homes built before 1978 in Tarrant County. Prio...

Home Repair
Low-interest home purchase and improvement loans

Texas Vet Housing Assistance Program

Provides low-interest home loans and repair financing for eligible Texas veterans. Includes down payment assistance and ...

Veterans
Additional $10,000 homestead exemption

Tarrant County Over-65 Property Tax Exemption

Provides an additional $10,000 homestead exemption for homeowners age 65 or older, reducing property taxes. Also freezes...

Property Tax Relief
Additional $10,000 homestead exemption

Tarrant County Disability Property Tax Exemption

Provides an additional $10,000 homestead exemption for disabled homeowners receiving Social Security disability benefits...

Property Tax Relief
Up to $5,000 grant

City of Saginaw Sewer Lateral Repair Program

Provides financial assistance to income-eligible homeowners for repair or replacement of damaged sewer lateral lines on ...

Home Repair
Up to $85 rebate

Oncor Smart Thermostat Rebate

Rebate for purchasing and installing qualifying smart thermostats that optimize energy usage. Device must be ENERGY STAR...

Energy

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Local help in Saginaw, TX

Organizations that help Saginaw homeowners with repairs, weatherization, and applications. We list these as a helpful resource; we are not affiliated with them and do not endorse them.

Frequently asked questions

What home-improvement assistance records are cataloged for Saginaw, TX?

The directory includes 23 possible-program records associated with Saginaw, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes. Inclusion does not confirm current availability or eligibility.

How are the assistance records for Saginaw classified?

Our classifier labels 15 records as grants, 1 as forgivable loans, and 6 as rebates in Saginaw. Classification can be incomplete; confirm the benefit type, lien, repayment, and conditions in the administrator's terms.

How do I research and apply for home repair assistance in Saginaw?

Each program page shows the source, application route, or contact we have on file. Confirm the current route, requirements, and any costs with the administering organization before applying. The current Grant Map homeowner fee is $0.