Home Improvement Grants in Saginaw Township.

Browse cataloged grants, rebates, loans, and other assistance records for Saginaw Township, MI. Verify each program's current rules, service area, and status.

The Saginaw Township, MI directory shows 26 cataloged resources. Of those, 22 are currently open or actionable home improvement or repair assistance records; the largest published amount stored among those 22 records is $126,526, not an estimate of your award. Discovery tags include 4 senior-related records, 2 veteran-related records, and 9 marked with no income limit. These tags do not determine eligibility; verify the complete official rules.

Record set last reviewed 2026-06-09. How we verify our data.

Types of help in this city

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Funding typeRecordsWhat to verifyLabel scope
Grants16Repayment, tax, and possible lien termsDirectory classification; confirm official terms
Forgivable loans1Forgiveness schedule, residency, and lien termsDirectory classification; confirm official terms
Rebates4Eligible purchases, upfront payment, and claim timingDirectory classification; confirm official terms

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Showing all 26 resources (22 currently open or actionable repair-assistance records)
Varies, no individual cap; projects typically $10K-$200K+

FEMA Hazard Mitigation Grant Program (HMGP)

HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...

Disaster
Up to $30,000

FEMA Increased Cost of Compliance (ICC) Coverage

ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...

Disaster
Varies by jurisdiction, typically $5,000-$15,000 per unit

HUD Lead Hazard Control & Healthy Homes

HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...

Seniors & Disability
Varies, full line replacement cost covered in many programs

EPA / WIIN Act Lead Service Line Replacement

EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...

Seniors & Disability
Up to $8,000 in energy upgrades

Michigan Weatherization Assistance Program (WAP)

Federally funded weatherization program administered by Michigan that provides free energy-efficiency improvements to lo...

Weatherization
Up to $6,000 grant

MSHDA Furnace & Boiler Replacement Program

State grant program for emergency furnace or boiler replacement when existing heating system is broken or unsafe. Provid...

Home Repair
Forgivable loan up to $24,999

Saginaw County Owner-Occupied Rehabilitation Program

CDBG-funded program providing forgivable loans for major home repairs to low- and moderate-income homeowners in Saginaw ...

Home Repair
Up to $7,500 grant

Saginaw County Emergency Home Repair Grant

Emergency repair grants for owner-occupied homes in Saginaw County addressing immediate health and safety hazards. Cover...

Emergency
Up to $8,300 in rebates

Consumers Energy Home Efficiency Rebates

Utility rebates for energy-efficiency improvements including insulation, air sealing, furnaces, water heaters, and smart...

Weatherization
Free efficiency upgrades

Consumers Energy Income Qualified Efficiency Program

Free energy-efficiency upgrades for income-qualified Consumers Energy customers, including LED bulbs, water heater wrap,...

Energy
Up to $2,500 rebate

Consumers Energy Heat Pump Rebate

Rebates for installation of ENERGY STAR certified air-source or geothermal heat pumps. Available to Consumers Energy ele...

Weatherization
Loans up to $50,000

Michigan Saves Home Energy Loan

Low-interest financing for residential energy improvements including solar panels, heat pumps, insulation, and windows. ...

Solar/Renewable
Free lead hazard removal

Michigan Childhood Lead Poisoning Prevention Program

State program providing free lead hazard reduction services for homes where a child with elevated blood lead levels resi...

Home Repair
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Loan & Grant

Low-interest loans and grants for very low-income homeowners to repair, improve, or modernize their homes in eligible ru...

Seniors & Disability
Up to $126,526 (SAH) or $25,350 (SHA), FY2026

VA Specially Adapted Housing (SAH) Grant

Grant for veterans with certain service-connected disabilities to buy, build, or modify a home to accommodate their disa...

Veterans
Up to $25,350 (SHA), FY2026

VA Special Housing Adaptation (SHA) Grant

Grant for veterans with certain service-connected disabilities to modify a home for accessibility. Covers adaptations su...

Veterans
Varies by project scope

Michigan HOME Rental Rehabilitation Program

Federal HOME funds administered by MSHDA for landlords to rehabilitate rental units serving low-income tenants. Properti...

Home Repair
Up to $5,000 grant

Michigan Barrier Elimination Program

Grant program for low-income households with a disabled family member to make accessibility modifications. Covers wheelc...

Seniors & Disability
Up to $2,000 grant

Senior Home Repair Grant (Tri-County Aging Consortium)

Grant for minor home repairs and modifications for seniors age 60+ in the Tri-County region. Covers items such as wheelc...

Seniors & Disability
Up to $5,000 low-interest loan

Saginaw Township Sewer Lateral Assistance Program

Low-interest loan program for Saginaw Township residents to repair or replace damaged sewer laterals from the home to th...

Home Repair
Up to $550 rebate

Consumers Energy Electric Water Heater Rebate

Rebate for installation of ENERGY STAR certified electric heat pump water heaters. Available to Consumers Energy electri...

Weatherization
Up to $5,000 grant

Michigan Septic System Repair Grant

Grant for low-income homeowners to repair or replace failing septic systems that pose health hazards. Available in areas...

Home Repair
Up to $1,000 rebate

Consumers Energy Window & Door Rebate

Rebates for installation of ENERGY STAR certified windows and doors. Available to Consumers Energy customers in Saginaw ...

Weatherization
Defer taxes until property sale

Michigan Property Tax Deferment (65+ & Disabled)

Allows seniors 65+ and disabled homeowners to defer property taxes as a lien against the home. Deferred taxes plus inter...

Property Tax Relief
Up to $1,600 tax credit

Michigan Homestead Property Tax Credit

Refundable state income tax credit for Michigan homeowners and renters whose property taxes exceed a percentage of their...

Property Tax Relief
18-mill property tax exemption

Michigan Principal Residence Exemption (PRE)

Exemption from 18 mills of school operating taxes for your primary residence in Saginaw Township. Reduces property tax b...

Property Tax Relief

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Local help in Saginaw Township, MI

Organizations that help Saginaw Township homeowners with repairs, weatherization, and applications. We list these as a helpful resource; we are not affiliated with them and do not endorse them.

Frequently asked questions

What home-improvement assistance records are cataloged for Saginaw Township, MI?

The directory includes 22 possible-program records associated with Saginaw Township, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes. Inclusion does not confirm current availability or eligibility.

How are the assistance records for Saginaw Township classified?

Our classifier labels 16 records as grants, 1 as forgivable loans, and 4 as rebates in Saginaw Township. Classification can be incomplete; confirm the benefit type, lien, repayment, and conditions in the administrator's terms.

How do I research and apply for home repair assistance in Saginaw Township?

Each program page shows the source, application route, or contact we have on file. Confirm the current route, requirements, and any costs with the administering organization before applying. The current Grant Map homeowner fee is $0.