Home Improvement Grants in Saginaw.
Browse cataloged grants, rebates, loans, and other assistance records for Saginaw, MI. Verify each program's current rules, service area, and status.
The Saginaw, MI directory shows 23 cataloged resources. Of those, 18 are currently open or actionable home improvement or repair assistance records; the largest published amount stored among those 18 records is $126,526, not an estimate of your award. Discovery tags include 3 senior-related records, 2 veteran-related records, and 9 marked with no income limit. These tags do not determine eligibility; verify the complete official rules.
Record set last reviewed 2026-06-09. How we verify our data.
Types of help in this city
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| Funding type | Records | What to verify | Label scope |
|---|---|---|---|
| Grants | 13 | Repayment, tax, and possible lien terms | Directory classification; confirm official terms |
| Forgivable loans | 1 | Forgiveness schedule, residency, and lien terms | Directory classification; confirm official terms |
| Rebates | 3 | Eligible purchases, upfront payment, and claim timing | Directory classification; confirm official terms |
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FEMA Hazard Mitigation Grant Program (HMGP)
HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...
FEMA Increased Cost of Compliance (ICC) Coverage
ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...
HUD Lead Hazard Control & Healthy Homes
HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...
EPA / WIIN Act Lead Service Line Replacement
EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...
Michigan Home Improvement Program
Low-interest loan program for Michigan homeowners to finance necessary home repairs and improvements. Loans feature comp...
Michigan Weatherization Assistance Program
Federally-funded program providing free weatherization services to income-eligible Michigan households to reduce energy ...
Michigan Childhood Lead Poisoning Prevention Program
Provides free lead hazard evaluation and control services for Michigan homes where a child under age 6 has tested with e...
Saginaw Owner-Occupied Rehabilitation Program
CDBG-funded forgivable loan for major home repairs to owner-occupied homes in Saginaw city limits with income at or belo...
Saginaw Accessibility Modification Program
Grant program to modify owner-occupied homes for accessibility needs of residents with documented disabilities. Covers r...
Saginaw Water Service Line Replacement Program
Cost-sharing program to assist Saginaw homeowners with replacement of failing or lead water service lines. City covers u...
Saginaw Sewer Lateral Assistance Program
Grant program to assist low-income homeowners with repair or replacement of failing private sewer lateral connections. H...
Consumers Energy Home Heating Credit
Annual tax credit for Michigan households with high heating costs relative to income. Available to renters and homeowner...
Consumers Energy Appliance Rebates
Rebates for purchase of energy-efficient appliances including water heaters, furnaces, and air conditioners. Available t...
Consumers Energy Heat Pump Rebate
Enhanced rebate for installation of qualifying air-source or geothermal heat pump systems. Rebate amounts vary by system...
Consumers Energy Home Insulation Rebate
Rebate for adding insulation to attics, walls, and crawl spaces in existing homes. Must meet minimum R-value requirement...
Consumers Energy Solar Gardens
Community solar program allowing Consumers Energy customers to subscribe to a share of a solar farm and receive monthly ...
USDA Section 504 Home Repair Program
Very low-interest loans and grants for low-income rural homeowners to repair, improve, or modernize homes. Grants up to ...
VA Specially Adapted Housing (SAH) Grant
Grant for veterans with certain service-connected disabilities to build, buy, or modify a home to accommodate their disa...
VA Special Housing Adaptation (SHA) Grant
Grant for veterans with certain service-connected disabilities to adapt a home for independent living. Covers modificati...
Saginaw Property Tax Poverty Exemption
Full or partial property tax exemption for owner-occupied homes in Saginaw for households experiencing poverty or financ...
Michigan Saves Home Energy Loan
Affordable financing for energy-saving home improvements including solar, insulation, HVAC, windows, and roofing. Flexib...
Low Income Household Water Assistance Program (LIHWAP)
Federal program providing assistance with past-due water and wastewater bills for low-income Michigan households. Helps ...
Michigan Homeowner Assistance Fund (MHAF)
Federal COVID-19 relief funding to help Michigan homeowners avoid foreclosure. Provides assistance with delinquent mortg...
Check program coordination before building a budget
A local grant, utility rebate, or tax credit may cover different parts of a project, but administrators set their own coordination rules. Confirm compatibility and payment timing with each official source.
Build a funding plan
Pick a project to screen resources and see what still needs verification.
Contractor listings in Saginaw
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Subscribe for this city only. If our scheduled checks detect a new stored program, an opening or closure, a deadline or funding-status change, or a correction to a stored amount, we may email you. This is not a periodic digest: no email is sent when no qualifying change is detected. Detection, coverage, and delivery are not guaranteed, so keep checking with administrators. Every alert includes an unsubscribe link.