Home Improvement Grants in Royal Oak.

Browse cataloged grants, rebates, loans, and other assistance records for Royal Oak, MI. Verify each program's current rules, service area, and status.

The Royal Oak, MI directory shows 25 cataloged resources. Of those, 21 are currently open or actionable home improvement or repair assistance records; the largest published amount stored among those 21 records is $126,526, not an estimate of your award. Discovery tags include 4 senior-related records, 2 veteran-related records, and 10 marked with no income limit. These tags do not determine eligibility; verify the complete official rules.

Record set last reviewed 2026-06-09. How we verify our data.

Types of help in this city

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Funding typeRecordsWhat to verifyLabel scope
Grants15Repayment, tax, and possible lien termsDirectory classification; confirm official terms
Forgivable loans2Forgiveness schedule, residency, and lien termsDirectory classification; confirm official terms
Rebates3Eligible purchases, upfront payment, and claim timingDirectory classification; confirm official terms

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Showing all 25 resources (21 currently open or actionable repair-assistance records)
Varies, no individual cap; projects typically $10K-$200K+

FEMA Hazard Mitigation Grant Program (HMGP)

HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...

Disaster
Up to $30,000

FEMA Increased Cost of Compliance (ICC) Coverage

ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...

Disaster
Varies by jurisdiction, typically $5,000-$15,000 per unit

HUD Lead Hazard Control & Healthy Homes

HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...

Seniors & Disability
Varies, full line replacement cost covered in many programs

EPA / WIIN Act Lead Service Line Replacement

EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...

Seniors & Disability
Up to $25,000 forgivable loan

Royal Oak Owner-Occupied Rehabilitation Program

Provides forgivable loans for major home repairs to income-eligible owner-occupied households in Royal Oak. Loan is forg...

Home Repair
Up to $10,000 grant

Royal Oak Emergency Home Repair Grant

Provides emergency repair grants for urgent health and safety issues in owner-occupied homes. Priority given to househol...

Emergency
Up to $15,000 grant

Royal Oak ADA Home Accessibility Program

Provides grants for accessibility modifications to owner-occupied homes for residents with disabilities. Covers ramps, g...

Seniors & Disability
Up to $8,000 loan

Royal Oak Water and Sewer Lateral Repair Program

Provides low-interest loans for water and sewer lateral repairs on private property. Available to all Royal Oak property...

Home Repair
Up to $9,500 in weatherization services

Michigan Weatherization Assistance Program (WAP)

Federal WAP program administered by the state provides free weatherization services to income-eligible households. Servi...

Weatherization
Free lead hazard abatement

Michigan Childhood Lead Poisoning Prevention Program

State-funded lead hazard abatement for homes with children under 6 years old, especially those with elevated blood lead ...

Home Repair
Up to $15,000 forgivable loan

MSHDA Home Repair Program

State-funded forgivable loan program for critical home repairs to income-eligible owner-occupants. Loan is forgiven afte...

Home Repair
Free in-home energy audit

DTE Energy Home Energy Analysis

Free comprehensive in-home energy assessment for DTE Energy customers. Includes installation of free energy-saving items...

Energy
Up to $50 per appliance

DTE Energy Appliance Recycling Rebate

DTE Energy will pick up and recycle your old working refrigerator or freezer and pay you $50. Free pickup and environmen...

Energy
Up to $1,200 rebate

DTE Energy Heat Pump Rebate

Rebate for installation of qualifying air-source or ground-source heat pumps in DTE Energy service territory. Reduces up...

Energy
Up to $500 rebate

DTE Energy Insulation Rebate

Rebate for adding insulation to attics, basements, and crawl spaces of DTE Energy customers. Must meet minimum R-value r...

Weatherization
Varies by need

DTE Energy Low-Income Self-Sufficiency Plan

Comprehensive energy assistance program for low-income DTE customers including enhanced weatherization, furnace repair/r...

Energy
Varies by income and heating costs

Michigan Home Heating Credit

State tax credit to help low-income Michigan residents pay heating bills. Available to homeowners and renters who meet i...

Energy
Credits for excess solar generation

DTE Solar Net Metering Program

Net metering program allowing DTE customers with solar panels to receive credits for excess electricity sent back to the...

Solar/Renewable
30% federal tax credit

Federal Residential Solar Investment Tax Credit

Federal tax credit covering 30% of the cost of installing a residential solar energy system. Applies to solar panels, in...

Solar/Renewable
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Program

Low-interest loans and grants for very low-income homeowners in eligible rural areas to repair, improve, or modernize ho...

Home Repair
Up to $126,526 (SAH) or $25,350 (SHA), FY2026

VA Specially Adapted Housing (SAH) Grant

Grants for veterans with certain service-connected disabilities to build, buy, or modify a home to meet their accessibil...

Veterans
Up to $25,350 (SHA), FY2026

VA Special Housing Adaptation (SHA) Grant

Grants for veterans with certain service-connected disabilities to adapt a home they live in or plan to live in. Covers ...

Veterans
Up to $5,000 grant

Oakland County Senior Home Repair Program

Grant program for Oakland County seniors age 60+ to address critical home repairs. Priority given to health and safety i...

Seniors & Disability
Up to $50,000 loan

Michigan Saves Home Energy Loan

Low-interest loans for home energy improvements including HVAC, insulation, windows, and solar. No down payment required...

Energy
Defer up to $1,200 per year

Michigan Property Tax Deferment for Seniors

Allows Michigan seniors age 62+ to defer a portion of property taxes on their principal residence. Deferred taxes accrue...

Property Tax Relief

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Contractor listings in Royal Oak

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Local help in Royal Oak, MI

Organizations that help Royal Oak homeowners with repairs, weatherization, and applications. We list these as a helpful resource; we are not affiliated with them and do not endorse them.

Frequently asked questions

What home-improvement assistance records are cataloged for Royal Oak, MI?

The directory includes 21 possible-program records associated with Royal Oak, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes. Inclusion does not confirm current availability or eligibility.

How are the assistance records for Royal Oak classified?

Our classifier labels 15 records as grants, 2 as forgivable loans, and 3 as rebates in Royal Oak. Classification can be incomplete; confirm the benefit type, lien, repayment, and conditions in the administrator's terms.

How do I research and apply for home repair assistance in Royal Oak?

Each program page shows the source, application route, or contact we have on file. Confirm the current route, requirements, and any costs with the administering organization before applying. The current Grant Map homeowner fee is $0.