Home Improvement Grants in Richmond.

Browse cataloged grants, rebates, loans, and other assistance records for Richmond, IN. Verify each program's current rules, service area, and status.

The Richmond, IN directory shows 23 cataloged resources. Of those, 19 are currently open or actionable home improvement or repair assistance records; the largest published amount stored among those 19 records is $126,526, not an estimate of your award. Discovery tags include 6 senior-related records, 2 veteran-related records, and 7 marked with no income limit. These tags do not determine eligibility; verify the complete official rules.

Record set last reviewed 2026-06-09. How we verify our data.

Types of help in this city

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Funding typeRecordsWhat to verifyLabel scope
Grants15Repayment, tax, and possible lien termsDirectory classification; confirm official terms
Forgivable loans2Forgiveness schedule, residency, and lien termsDirectory classification; confirm official terms
Rebates1Eligible purchases, upfront payment, and claim timingDirectory classification; confirm official terms

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Showing all 23 resources (19 currently open or actionable repair-assistance records)
Varies, no individual cap; projects typically $10K-$200K+

FEMA Hazard Mitigation Grant Program (HMGP)

HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...

Disaster
Up to $30,000

FEMA Increased Cost of Compliance (ICC) Coverage

ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...

Disaster
Varies by jurisdiction, typically $5,000-$15,000 per unit

HUD Lead Hazard Control & Healthy Homes

HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...

Seniors & Disability
Varies, full line replacement cost covered in many programs

EPA / WIIN Act Lead Service Line Replacement

EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...

Seniors & Disability
Up to $8,000 in weatherization improvements

Indiana Weatherization Assistance Program (WAP)

State-administered federal program that provides free weatherization services to low-income households in Wayne County. ...

Weatherization
Forgivable loan up to $30,000

Richmond Owner-Occupied Rehabilitation Program

CDBG-funded program providing forgivable loans for major home repairs to income-qualified Richmond homeowners. Loan is f...

Home Repair
Grant up to $20,000

Richmond ADA/Accessibility Modification Program

Provides grants for accessibility modifications to Richmond homes occupied by persons with disabilities or seniors. Cove...

Seniors & Disability
Grant up to $5,000

Richmond Sanitary Sewer Lateral Assistance

Provides cost-share grants to help Richmond homeowners repair or replace failing sanitary sewer laterals on private prop...

Home Repair
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Program

USDA program offering low-interest loans and grants to very-low-income rural homeowners (including areas around Richmond...

Home Repair
Up to $126,526 (SAH) or $25,350 (SHA), FY2026

VA Specially Adapted Housing (SAH) Grant

Helps veterans with certain service-connected disabilities purchase or modify a home to accommodate their disability. Av...

Veterans
Up to $25,350 (SHA), FY2026

VA Special Housing Adaptation (SHA) Grant

Helps veterans with certain service-connected disabilities adapt a home to accommodate their disability. Available to ve...

Veterans
Varies by project, up to $50,000

Indiana HOME Investment Partnerships Program

Federal HOME funds administered through Indiana to provide owner-occupied rehabilitation assistance. Typically structure...

Home Repair
Up to $700 rebate

Duke Energy Indiana HVAC Rebate

Rebates for Duke Energy Indiana residential customers who install qualifying high-efficiency central air conditioners or...

Energy
Up to $100 rebate

Duke Energy Smart Thermostat Rebate

Rebate for Duke Energy Indiana customers who purchase and install a qualifying ENERGY STAR certified smart thermostat. S...

Energy
Up to $550 rebate

Duke Energy Heat Pump Water Heater Rebate

Rebate for Duke Energy Indiana customers who install an ENERGY STAR certified heat pump water heater. Heat pump water he...

Energy
Up to $400 rebate

Duke Energy Insulation & Air Sealing Rebate

Rebate for Duke Energy Indiana customers who add insulation and air sealing to their homes. Requires a pre-work energy a...

Weatherization
Up to $1,250 rebate

Duke Energy Indiana Solar Rebate Program

Rebate for Duke Energy Indiana customers who install qualifying grid-tied solar photovoltaic systems. Rebate is $250 per...

Solar/Renewable
Free lead hazard removal for qualifying homes

Indiana Lead-Based Paint Hazard Reduction

State program funded by HUD to identify and remediate lead-based paint hazards in homes built before 1978 where children...

Home Repair
Grant up to $10,000

Richmond Senior Home Repair Grant

Targeted CDBG grant program for Richmond homeowners age 62 and older needing critical home repairs. Covers emergency rep...

Seniors & Disability
Assessment fee: $75 (valued at $500)

Duke Energy Indiana Home Energy Assessment

Comprehensive home energy assessment by a certified professional for Duke Energy Indiana customers. Identifies energy sa...

Energy
Varies, typically up to $900

Indiana Low-Income Home Energy Assistance (LIHEAP)

Federal program helping low-income households with home heating and cooling costs. Provides direct payment to utility co...

Energy
Grant up to $6,000

Richmond Emergency Furnace Replacement

Emergency CDBG grant for Richmond homeowners facing imminent health or safety risk due to non-functioning heating system...

Emergency
20% state tax credit on qualified expenses

Indiana Historic Preservation Tax Credit

State income tax credit equal to 20% of qualified rehabilitation expenditures for historic properties listed on National...

Historic

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Local help in Richmond, IN

Organizations that help Richmond homeowners with repairs, weatherization, and applications. We list these as a helpful resource; we are not affiliated with them and do not endorse them.

Frequently asked questions

What home-improvement assistance records are cataloged for Richmond, IN?

The directory includes 19 possible-program records associated with Richmond, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes. Inclusion does not confirm current availability or eligibility.

How are the assistance records for Richmond classified?

Our classifier labels 15 records as grants, 2 as forgivable loans, and 1 as rebates in Richmond. Classification can be incomplete; confirm the benefit type, lien, repayment, and conditions in the administrator's terms.

How do I research and apply for home repair assistance in Richmond?

Each program page shows the source, application route, or contact we have on file. Confirm the current route, requirements, and any costs with the administering organization before applying. The current Grant Map homeowner fee is $0.