Home Improvement Grants in Richardson.

Browse cataloged grants, rebates, loans, and other assistance records for Richardson, TX. Verify each program's current rules, service area, and status.

The Richardson, TX directory shows 24 cataloged resources. Of those, 21 are currently open or actionable home improvement or repair assistance records; the largest published amount stored among those 21 records is $126,526, not an estimate of your award. Discovery tags include 6 senior-related records, 2 veteran-related records, and 11 marked with no income limit. These tags do not determine eligibility; verify the complete official rules.

Record set last reviewed 2026-06-09. How we verify our data.

Types of help in this city

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Funding typeRecordsWhat to verifyLabel scope
Grants14Repayment, tax, and possible lien termsDirectory classification; confirm official terms
Forgivable loans1Forgiveness schedule, residency, and lien termsDirectory classification; confirm official terms
Rebates5Eligible purchases, upfront payment, and claim timingDirectory classification; confirm official terms

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Showing all 24 resources (21 currently open or actionable repair-assistance records)
Varies, no individual cap; projects typically $10K-$200K+

FEMA Hazard Mitigation Grant Program (HMGP)

HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...

Disaster
Up to $30,000

FEMA Increased Cost of Compliance (ICC) Coverage

ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...

Disaster
Varies by jurisdiction, typically $5,000-$15,000 per unit

HUD Lead Hazard Control & Healthy Homes

HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...

Seniors & Disability
Varies, full line replacement cost covered in many programs

EPA / WIIN Act Lead Service Line Replacement

EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...

Seniors & Disability
Forgivable loan up to $30,000

Richardson CDBG Owner-Occupied Rehabilitation Program

Provides forgivable loans for major home repairs to low- and moderate-income homeowners in Richardson. The loan is forgi...

Home Repair
Up to $8,500 grant

Richardson Emergency Home Repair Grant

Provides emergency repair grants to address immediate health and safety hazards for very low-income homeowners in Richar...

Emergency
Up to $15,000 grant

Richardson ADA Accessibility Modification Program

Provides grants for accessibility modifications to owner-occupied homes in Richardson for residents with disabilities. E...

Seniors & Disability
Up to $10,000 grant

Richardson Senior Home Repair Program

Provides home repair grants for senior homeowners age 62 and older in Richardson with low to moderate incomes. Covers es...

Seniors & Disability
Up to $8,000 in weatherization services

Texas Weatherization Assistance Program (WAP)

Federal weatherization program administered by the state of Texas to reduce energy costs for low-income households. Serv...

Weatherization
Up to $1,200 rebate

Oncor Electric Heat Pump Rebate Program

Rebate for Richardson homeowners and renters served by Oncor who install qualifying energy-efficient electric heat pump ...

Energy
Up to $500 in rebates

Oncor Home Energy Efficiency Program

Comprehensive rebate program for Richardson residents served by Oncor who implement multiple energy efficiency improveme...

Energy
$85 rebate per thermostat

Oncor Smart Thermostat Rebate

Rebate for Richardson residents in the Oncor service area who purchase and install qualifying ENERGY STAR certified smar...

Energy
Up to $450 rebate

Atmos Energy Efficient Furnace Rebate

Rebate for Richardson residents served by Atmos Energy who install high-efficiency natural gas furnaces. Rebate amounts ...

Energy
Up to $150 rebate

Atmos Energy Water Heater Rebate

Rebate for Richardson residents in the Atmos Energy service area who replace existing water heaters with high-efficiency...

Energy
30% of system cost

Federal Residential Solar Investment Tax Credit (ITC)

Federal tax credit for Richardson homeowners who install solar photovoltaic systems. The credit equals 30% of the total ...

Solar/Renewable
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Loan & Grant

Federal loans and grants for very low-income homeowners in eligible rural areas near Richardson to repair, improve, or m...

Home Repair
Up to $126,526 (SAH) or $25,350 (SHA), FY2026

VA Specially Adapted Housing (SAH) Grant

Grant for eligible veterans with certain service-connected disabilities to build, buy, or modify a home to accommodate t...

Veterans
Up to $25,350 (SHA), FY2026

VA Special Housing Adaptation (SHA) Grant

Grant for eligible veterans with certain service-connected disabilities to adapt a family member's home where they resid...

Veterans
Up to $25,000 loan

Texas Veterans Home Improvement Program (VHLP)

Low-interest home improvement loan for Texas veterans who served on active duty for more than 90 days and received an ho...

Veterans
Free lead hazard removal

Dallas County Lead-Based Paint Hazard Control Program

HUD-funded program to identify and remove lead-based paint hazards in Dallas County homes, including Richardson, built b...

Home Repair
Varies by disaster damage

Texas General Land Office Homeowner Assistance Program

Federal CDBG Disaster Recovery funds administered by Texas GLO to help homeowners recover from presidentially declared d...

Disaster
Up to $1,500 annually

Texas Home Energy Assistance Program (HEAP)

Provides financial assistance to help low-income Richardson households pay their energy bills during extreme weather. Pr...

Energy
Up to $110,000 exemption

Richardson Senior Property Tax Exemption

Property tax exemption for Richardson homeowners age 65 or older on their primary residence. The exemption reduces the t...

Property Tax Relief
Up to $110,000 exemption

Richardson Disability Property Tax Exemption

Property tax exemption for Richardson homeowners with a disability as defined by the Social Security Administration on t...

Property Tax Relief

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Local help in Richardson, TX

Organizations that help Richardson homeowners with repairs, weatherization, and applications. We list these as a helpful resource; we are not affiliated with them and do not endorse them.

Frequently asked questions

What home-improvement assistance records are cataloged for Richardson, TX?

The directory includes 21 possible-program records associated with Richardson, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes. Inclusion does not confirm current availability or eligibility.

How are the assistance records for Richardson classified?

Our classifier labels 14 records as grants, 1 as forgivable loans, and 5 as rebates in Richardson. Classification can be incomplete; confirm the benefit type, lien, repayment, and conditions in the administrator's terms.

How do I research and apply for home repair assistance in Richardson?

Each program page shows the source, application route, or contact we have on file. Confirm the current route, requirements, and any costs with the administering organization before applying. The current Grant Map homeowner fee is $0.