Home Improvement Grants in Red Oak.

Browse cataloged grants, rebates, loans, and other assistance records for Red Oak, TX. Verify each program's current rules, service area, and status.

The Red Oak, TX directory shows 22 cataloged resources. Of those, 20 are currently open or actionable home improvement or repair assistance records; the largest published amount stored among those 20 records is $126,526, not an estimate of your award. Discovery tags include 6 senior-related records, 2 veteran-related records, and 10 marked with no income limit. These tags do not determine eligibility; verify the complete official rules.

Record set last reviewed 2026-06-09. How we verify our data.

Types of help in this city

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Funding typeRecordsWhat to verifyLabel scope
Grants12Repayment, tax, and possible lien termsDirectory classification; confirm official terms
Forgivable loans2Forgiveness schedule, residency, and lien termsDirectory classification; confirm official terms
Rebates5Eligible purchases, upfront payment, and claim timingDirectory classification; confirm official terms

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Showing all 22 resources (20 currently open or actionable repair-assistance records)
Varies, no individual cap; projects typically $10K-$200K+

FEMA Hazard Mitigation Grant Program (HMGP)

HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...

Disaster
Up to $30,000

FEMA Increased Cost of Compliance (ICC) Coverage

ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...

Disaster
Varies by jurisdiction, typically $5,000-$15,000 per unit

HUD Lead Hazard Control & Healthy Homes

HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...

Seniors & Disability
Varies, full line replacement cost covered in many programs

EPA / WIIN Act Lead Service Line Replacement

EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...

Seniors & Disability
Up to $8,000 in weatherization services

Texas Weatherization Assistance Program (WAP)

Federal and state-funded weatherization services for income-qualified households in Ellis County. Provides energy audits...

Weatherization
Forgivable loan up to $30,000

Ellis County Owner-Occupied Housing Rehabilitation Program

Forgivable rehabilitation loans for income-qualified homeowners in Ellis County to address health and safety hazards, co...

Home Repair
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Loan & Grant

Low-interest loans and grants for very low-income homeowners in eligible rural areas to repair, improve, or modernize ho...

Home Repair
Up to $126,526 (SAH) or $25,350 (SHA), FY2026

VA Specially Adapted Housing (SAH) Grant

Grant for veterans with certain service-connected disabilities to purchase or modify a home to meet their needs. Covers ...

Veterans
Up to $25,350 (SHA), FY2026

VA Special Housing Adaptation (SHA) Grant

Grant for veterans with certain service-connected disabilities (blindness in both eyes or loss of use of both hands) to ...

Veterans
Up to $1,200 rebate

Oncor Electric Heat Pump Rebate Program

Rebates for residential customers who install qualifying high-efficiency electric heat pumps. Rebate amount varies by sy...

Energy
Up to $85 instant rebate

Oncor Smart Thermostat Program

Instant rebate on qualifying smart thermostats purchased through Oncor's online marketplace. Smart thermostats help redu...

Energy
Up to $400 rebate

Oncor Home Insulation Rebate

Rebate for adding insulation to existing homes in the Oncor service territory. Covers attic, wall, and floor insulation ...

Weatherization
Up to $350

Atmos Energy High-Efficiency Furnace Rebate

Rebate for residential customers who install qualifying high-efficiency natural gas furnaces with AFUE rating of 95% or ...

Energy
Up to $300

Atmos Energy Tankless Water Heater Rebate

Rebate for residential customers who install qualifying natural gas tankless water heaters with Energy Factor of 0.82 or...

Energy
100% property tax exemption on solar value

Texas Solar Energy Property Tax Exemption

Texas law exempts the added home value from solar panel installation from property tax assessment. Solar installations d...

Solar/Renewable
30% tax credit on solar installation costs

Federal Residential Solar Investment Tax Credit (ITC)

Federal tax credit equal to 30% of the cost of installing a solar energy system on your home. Covers solar panels, insta...

Solar/Renewable
Up to $10,000 grant

Ellis County Emergency Home Repair Program

Emergency repair grants for urgent health and safety hazards in owner-occupied homes of very low-income Ellis County res...

Emergency
Free lead hazard removal

Texas Lead-Based Paint Hazard Reduction Program

State and federally funded lead hazard reduction services for homes built before 1978 with children under age 6. Provide...

Home Repair
Up to $25,000 for homeowner rehabilitation

Texas HOME Investment Partnerships Program

Federal HOME funds administered by the state for homeowner rehabilitation in eligible communities. Provides grants or fo...

Home Repair
Up to $7,500 for accessibility modifications

Texas Department of Aging and Disability Services - Home Modifications

Grants for home accessibility modifications for persons with disabilities and seniors to promote independent living. Cov...

Seniors & Disability
Up to $2,000 in appliance rebates

Texas ENERGY STAR Appliance Rebate Program

Rebates for Texas residents who purchase ENERGY STAR certified appliances including refrigerators, dishwashers, clothes ...

Energy
Up to $7,500 for mold remediation

Texas Mold Assessment and Remediation Grant

Grants for mold assessment, testing, and remediation in homes of income-qualified residents. Addresses underlying moistu...

Home Repair

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Local help in Red Oak, TX

Organizations that help Red Oak homeowners with repairs, weatherization, and applications. We list these as a helpful resource; we are not affiliated with them and do not endorse them.

Frequently asked questions

What home-improvement assistance records are cataloged for Red Oak, TX?

The directory includes 20 possible-program records associated with Red Oak, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes. Inclusion does not confirm current availability or eligibility.

How are the assistance records for Red Oak classified?

Our classifier labels 12 records as grants, 2 as forgivable loans, and 5 as rebates in Red Oak. Classification can be incomplete; confirm the benefit type, lien, repayment, and conditions in the administrator's terms.

How do I research and apply for home repair assistance in Red Oak?

Each program page shows the source, application route, or contact we have on file. Confirm the current route, requirements, and any costs with the administering organization before applying. The current Grant Map homeowner fee is $0.