Home Improvement Grants in Portsmouth.

Browse cataloged grants, rebates, loans, and other assistance records for Portsmouth, VA. Verify each program's current rules, service area, and status.

The Portsmouth, VA directory shows 25 cataloged resources. Of those, 24 are currently open or actionable home improvement or repair assistance records; the largest published amount stored among those 24 records is $126,526, not an estimate of your award. Discovery tags include 7 senior-related records, 2 veteran-related records, and 10 marked with no income limit. These tags do not determine eligibility; verify the complete official rules.

Record set last reviewed 2026-06-09. How we verify our data.

Types of help in this city

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Funding typeRecordsWhat to verifyLabel scope
Grants16Repayment, tax, and possible lien termsDirectory classification; confirm official terms
Forgivable loans4Forgiveness schedule, residency, and lien termsDirectory classification; confirm official terms
Rebates3Eligible purchases, upfront payment, and claim timingDirectory classification; confirm official terms

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Showing all 25 resources (24 currently open or actionable repair-assistance records)
Varies, no individual cap; projects typically $10K-$200K+

FEMA Hazard Mitigation Grant Program (HMGP)

HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...

Disaster
Up to $30,000

FEMA Increased Cost of Compliance (ICC) Coverage

ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...

Disaster
Varies by jurisdiction, typically $5,000-$15,000 per unit

HUD Lead Hazard Control & Healthy Homes

HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...

Seniors & Disability
Varies, full line replacement cost covered in many programs

EPA / WIIN Act Lead Service Line Replacement

EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...

Seniors & Disability
Up to $8,500 per home

Virginia Weatherization Assistance Program (WAP)

Federally funded program providing free weatherization improvements to low-income households in Portsmouth. Services inc...

Weatherization
Forgivable loan up to $40,000

Portsmouth Owner-Occupied Rehabilitation Program

City of Portsmouth program providing major home rehabilitation assistance to low-income owner-occupants. Forgivable loan...

Home Repair
Up to $10,000 grant

Portsmouth Emergency Home Repair Program

Provides emergency repair grants for owner-occupied homes in Portsmouth facing immediate health or safety hazards. Cover...

Emergency
Up to $15,000 grant

Portsmouth Accessibility Modification Program

Provides grants for accessibility modifications to owner-occupied homes in Portsmouth for residents with disabilities or...

Seniors & Disability
Up to $5,000 forgivable loan

Portsmouth Sewer Lateral Repair Assistance

Provides financial assistance to Portsmouth homeowners for repair or replacement of private sewer laterals. Forgivable l...

Home Repair
Up to $800 rebate

Dominion Energy Heat Pump Rebate

Rebate for Portsmouth residents served by Dominion Energy who install high-efficiency heat pump systems. Rebate amount v...

Energy
Up to $500 rebate

Dominion Energy Insulation and Air Sealing Rebate

Rebate program for Portsmouth homeowners who add insulation or air sealing improvements to their homes. Must complete en...

Weatherization
Up to $600 rebate

Dominion Energy Water Heater Rebate

Rebate for Portsmouth homeowners who install high-efficiency electric heat pump water heaters. Rebate amount varies by t...

Energy
Credit for excess solar generation

Dominion Energy Net Metering for Solar

Net metering program for Portsmouth homeowners with rooftop solar systems. Excess electricity generated is credited to y...

Solar/Renewable
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Loan

Low-interest loan for very low-income homeowners in eligible rural areas near Portsmouth to repair, improve, or moderniz...

Home Repair
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Grant

Grant for very low-income seniors (62+) in eligible rural areas near Portsmouth to remove health and safety hazards. Cov...

Seniors & Disability
Up to $126,526 (SAH) or $25,350 (SHA), FY2026

VA Specially Adapted Housing (SAH) Grant

Grant for eligible veterans with certain service-connected disabilities to build, remodel, or purchase an adapted home i...

Veterans
Up to $25,350 (SHA), FY2026

VA Special Housing Adaptation (SHA) Grant

Grant for eligible veterans with certain service-connected disabilities to adapt a family member's home where the vetera...

Veterans
25% state tax credit on qualified expenses

Virginia Historic Rehabilitation Tax Credit

State tax credit for rehabilitation of owner-occupied historic homes in Portsmouth's designated historic districts. Prov...

Historic
Partial or full property tax exemption

Portsmouth Senior Real Estate Tax Relief

Property tax relief for Portsmouth homeowners age 65 and older or permanently disabled with limited income and net worth...

Property Tax Relief
Up to $35,000 forgivable loan

Portsmouth HOME Investment Program

Federally funded HOME program providing rehabilitation assistance to low-income Portsmouth homeowners. Forgivable loan c...

Home Repair
Loan up to $45,000

Virginia Housing Accessibility and Rehabilitation Program

Low-interest loan program for moderate-income Portsmouth homeowners to make home repairs, accessibility modifications, o...

Home Repair
Free efficiency upgrades

Dominion Energy Income-Qualified Energy Efficiency

Free energy efficiency upgrades for income-qualified Portsmouth residents served by Dominion Energy. Includes LED bulbs,...

Weatherization
30% federal tax credit

Federal Residential Solar Tax Credit (ITC)

Federal tax credit covering 30% of the cost of installing solar panels and battery storage systems on Portsmouth homes. ...

Solar/Renewable
Grant up to $7,500

Portsmouth Senior Home Repair Assistance

Grant program specifically for Portsmouth homeowners age 60 and older to address critical home repairs. Covers emergency...

Seniors & Disability
Up to $8,000 forgivable loan

Portsmouth Window Replacement Assistance

Provides assistance to Portsmouth homeowners for replacement of old, inefficient windows with ENERGY STAR rated units. F...

Weatherization

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Local help in Portsmouth, VA

Organizations that help Portsmouth homeowners with repairs, weatherization, and applications. We list these as a helpful resource; we are not affiliated with them and do not endorse them.

Frequently asked questions

What home-improvement assistance records are cataloged for Portsmouth, VA?

The directory includes 24 possible-program records associated with Portsmouth, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes. Inclusion does not confirm current availability or eligibility.

How are the assistance records for Portsmouth classified?

Our classifier labels 16 records as grants, 4 as forgivable loans, and 3 as rebates in Portsmouth. Classification can be incomplete; confirm the benefit type, lien, repayment, and conditions in the administrator's terms.

How do I research and apply for home repair assistance in Portsmouth?

Each program page shows the source, application route, or contact we have on file. Confirm the current route, requirements, and any costs with the administering organization before applying. The current Grant Map homeowner fee is $0.