Home Improvement Grants in Richmond.

Browse cataloged grants, rebates, loans, and other assistance records for Richmond, VA. Verify each program's current rules, service area, and status.

The Richmond, VA directory shows 41 cataloged resources. Of those, 37 are currently open or actionable home improvement or repair assistance records; the largest published amount stored among those 37 records is $126,526, not an estimate of your award. Discovery tags include 12 senior-related records, 8 veteran-related records, and 15 marked with no income limit. These tags do not determine eligibility; verify the complete official rules.

Record set last reviewed 2026-04-01. How we verify our data.

Types of help in this city

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Funding typeRecordsWhat to verifyLabel scope
Grants33Repayment, tax, and possible lien termsDirectory classification; confirm official terms
Forgivable loans1Forgiveness schedule, residency, and lien termsDirectory classification; confirm official terms
Rebates1Eligible purchases, upfront payment, and claim timingDirectory classification; confirm official terms

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Showing all 41 resources (37 currently open or actionable repair-assistance records)
Grant (amount varies by project)

Richmond Healthy Homes Program

Essential health and safety repairs for owner-occupants: HVAC, roof, plumbing, electrical, accessibility modifications, ...

Home Repair
Varies by project scope

Richmond CDBG Home Rehabilitation

Federal CDBG funds ($4.46M FY20) administered through Richmond HCD and partner nonprofits for residential rehabilitation...

Home Repair
Varies, rehabilitation + reconstruction

Richmond HOME Investment Partnership

HUD HOME funds ($1.46M FY20) for homeowner rehabilitation and reconstruction in Richmond. Delivered through approved par...

Home Repair
100% free repairs

project:HOMES Critical Repair Program

No-cost critical home repairs for income-qualified homeowners in Richmond, Chesterfield, Henrico, Colonial Heights, Hope...

Home Repair
100% free energy upgrades

project:HOMES Energy Conservation Program

Free insulation, air sealing, HVAC improvements, leak repairs, low-flow toilets, LED lighting for 30+ Central Virginia c...

Home Repair
100% free repairs

Rebuilding Together Richmond

Critical Home Repair Program (CDBG-funded): roof repair, HVAC, mold remediation, plumbing, wheelchair ramps, tub-to-show...

Home Repair
100% free critical repairs

Habitat for Humanity of Greater Richmond

Critical home repairs and neighborhood revitalization for income-qualified homeowners in Richmond metro area. HOME and C...

Home Repair
100% free energy upgrades

Dominion Energy Income & Age Qualifying Program

No-cost installation of LED bulbs, insulation, air/duct sealing, heat pump tune-ups, water heater improvements, pipe ins...

Home Repair
Up to $600 bill assistance + free weatherization

Dominion EnergyShare® Weatherization

Bill payment assistance up to $600 (heating) or $300 (cooling) for any Dominion customer facing hardship. No income rest...

Energy
Up to $400 per product (heat pump water heater)

Dominion Energy Home Efficiency Rebates

Instant rebates on heat pump water heaters ($250-$400), variable speed pool pumps ($300), smart thermostats ($50 each), ...

Energy
Free (~$8,000 avg value)

Virginia Weatherization Assistance Program (WAP)

Free insulation, air sealing, furnace repair/replacement, and energy audits for households at or below 200% FPL. In the ...

Energy
Up to $8,000

Virginia Housing Granting Freedom

Grants up to $8,000 for accessibility modifications to the homes of veterans, active military, and permanently disabled ...

Veterans
Up to 2% of purchase price (non-repayable)

Virginia Housing Military Enhanced Grant

Enhanced down payment grant for active-duty military and veterans using a Virginia Housing mortgage. Reduces barrier to ...

Veterans
Up to $126,526 (SAH) or $25,350 (SHA), FY2026

VA Specially Adapted Housing (SAH) Grant

For veterans with permanent, total service-connected disability. Buy, build, or modify home for wheelchair access, roll-...

Veterans
Up to $25,350 (SHA), FY2026

VA Special Home Adaptation (SHA) Grant

For veterans with loss of use of both hands, certain severe burns, or respiratory injuries. Buy, build, or modify perman...

Veterans
Up to $6,800 (service-connected) or $2,000 (non-service-connected)

VA HISA Grant (Home Improvements & Structural Alterations)

Most accessible VA home grant, any service-connected disability qualifies. Covers ramps, grab bars, accessible bathrooms...

Veterans
25% of qualified rehab costs

Virginia Historic Rehabilitation Tax Credit

25% state income tax credit on qualified rehabilitation expenses for certified historic structures. Applies to owner-occ...

Historic
Up to $3,200/year

Energy Efficient Home Improvement Credit (25C)

30% federal tax credit on insulation, doors, windows, HVAC, heat pumps, water heaters, home energy audits. Annual caps: ...

Energy
30% of costs (no cap)

Residential Clean Energy Credit (25D)

30% federal tax credit on solar panels, battery storage, geothermal, solar water heaters, wind systems, fuel cells. No a...

Energy
Up to $75,000 (Limited); Standard: higher

FHA 203(k) Rehabilitation Mortgage

Finance a fixer-upper purchase and renovation in one loan. Limited 203(k) covers up to $75,000 in non-structural repairs...

Home Repair
Up to $25,000

FHA Title I Home Improvement Loan

Up to $25,000 for home improvements. Unsecured up to $7,500 (signature only, no equity required). No income limit. Fills...

Home Repair
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Grant & Loan

Grants up to $10,000 for homeowners age 62+ in eligible rural areas. Loans up to $40,000 at 1% interest. Check USDA elig...

Seniors & Disability
Pays heating/cooling bills

LIHEAP Energy Assistance

Federal LIHEAP funding through Virginia DSS pays heating and cooling costs, freeing money for home repairs. Income at or...

Energy
Varies by project scope

Henrico County CDBG/HOME Rehabilitation

Henrico County administers federal CDBG and HOME funds for homeowner rehabilitation and repair through the Community Rev...

Home Repair
Varies

Henrico Homeowner Rehabilitation & Repair

Dedicated homeowner rehabilitation and repair assistance program through Henrico Community Revitalization. Targets healt...

Home Repair
Varies

Chesterfield County Home Repair Assistance

Chesterfield County provides home repair and housing assistance through DSS and community partners including project:HOM...

Home Repair
Varies

RRHA Homeownership & Resident Services

Richmond Redevelopment & Housing Authority (600 E Broad St) administers homeownership and resident self-sufficiency prog...

Home Repair
Gap financing (developer/nonprofit applications)

Richmond Affordable Housing Trust Fund

Richmond AHTF provides gap financing for affordable housing production and preservation. Nonprofits and developers apply...

Home Repair
Partial to full exemption on property taxes

Virginia Real Estate Tax Relief for Elderly & Disabled

Virginia Code §58.1-3210 allows localities to exempt or defer real estate taxes for residents 65+ or permanently disable...

Seniors & Disability
100% property tax exemption

Virginia Disabled Veteran Property Tax Exemption

Virginia Constitution Article X, Section 6-A: 100% real property tax exemption for veterans with 100% service-connected ...

Veterans
Varies by waiver and need

Virginia Medicaid HCBS Home Modifications

Virginia Medicaid Home and Community Based Services (HCBS) waivers fund home modifications: ramps, grab bars, roll-in sh...

Seniors & Disability
Varies, no individual cap; projects typically $10K-$200K+

FEMA Hazard Mitigation Grant Program (HMGP)

HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...

Disaster
Up to $30,000

FEMA Increased Cost of Compliance (ICC) Coverage

ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...

Disaster
Average $5,000-$10,000 in services per household

DOE Weatherization Assistance Program (WAP)

WAP provides free energy efficiency improvements to low-income households across all 50 states, DC, and territories. Eli...

Energy
Varies by jurisdiction, typically $5,000-$15,000 per unit

HUD Lead Hazard Control & Healthy Homes

HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...

Seniors & Disability
Varies, full line replacement cost covered in many programs

EPA / WIIN Act Lead Service Line Replacement

EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...

Seniors & Disability
Free, up to 3 smoke alarms installed at no cost

American Red Cross Home Fire Campaign, Free Smoke Alarms

The American Red Cross installs free smoke alarms and creates home fire escape plans through their nationwide Home Fire ...

Home Repair
Varies by state, some offer $500-$1,000 radon mitigation assistance

EPA State Indoor Radon Grants, State Radon Programs

EPA provides State and Tribal Indoor Radon Grants (SIRG) to every state to fund radon risk reduction programs. While the...

Seniors & Disability
Varies by local affiliate, loans and grants available

NeighborWorks Network, Home Repair & Modification Programs

NeighborWorks America supports a network of nearly 250 local nonprofit housing organizations across every state, DC, and...

Home Repair
National Trust grants go to nonprofits/agencies, not direct to homeowners; state HPF grants vary

National Trust for Historic Preservation, Homeowner Resources

Owners of historic homes may access funding through their State Historic Preservation Office (SHPO), which distributes H...

Historic
Loan guarantee, no dollar cap on loan amount (lender sets max)

HUD Section 184 Indian Home Loan Guarantee

The Section 184 Indian Home Loan Guarantee Program provides HUD-guaranteed mortgage financing for American Indian and Al...

Home Repair

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Local help in Richmond, VA

Organizations that help Richmond homeowners with repairs, weatherization, and applications. We list these as a helpful resource; we are not affiliated with them and do not endorse them.

Frequently asked questions

What home-improvement assistance records are cataloged for Richmond, VA?

The directory includes 37 possible-program records associated with Richmond, including Richmond Healthy Homes Program, Richmond CDBG Home Rehabilitation, Richmond HOME Investment Partnership. Inclusion does not confirm current availability or eligibility.

How are the assistance records for Richmond classified?

Our classifier labels 33 records as grants, 1 as forgivable loans, and 1 as rebates in Richmond. Classification can be incomplete; confirm the benefit type, lien, repayment, and conditions in the administrator's terms.

How do I research and apply for home repair assistance in Richmond?

Each program page shows the source, application route, or contact we have on file. Confirm the current route, requirements, and any costs with the administering organization before applying. The current Grant Map homeowner fee is $0.