Home Improvement Grants in Pontiac.

Browse cataloged grants, rebates, loans, and other assistance records for Pontiac, MI. Verify each program's current rules, service area, and status.

The Pontiac, MI directory shows 25 cataloged resources. Of those, 23 are currently open or actionable home improvement or repair assistance records; the largest published amount stored among those 23 records is $126,526, not an estimate of your award. Discovery tags include 5 senior-related records, 2 veteran-related records, and 12 marked with no income limit. These tags do not determine eligibility; verify the complete official rules.

Record set last reviewed 2026-06-09. How we verify our data.

Types of help in this city

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Funding typeRecordsWhat to verifyLabel scope
Grants16Repayment, tax, and possible lien termsDirectory classification; confirm official terms
Forgivable loans2Forgiveness schedule, residency, and lien termsDirectory classification; confirm official terms
Rebates4Eligible purchases, upfront payment, and claim timingDirectory classification; confirm official terms

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Showing all 25 resources (23 currently open or actionable repair-assistance records)
Varies, no individual cap; projects typically $10K-$200K+

FEMA Hazard Mitigation Grant Program (HMGP)

HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...

Disaster
Up to $30,000

FEMA Increased Cost of Compliance (ICC) Coverage

ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...

Disaster
Varies by jurisdiction, typically $5,000-$15,000 per unit

HUD Lead Hazard Control & Healthy Homes

HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...

Seniors & Disability
Varies, full line replacement cost covered in many programs

EPA / WIIN Act Lead Service Line Replacement

EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...

Seniors & Disability
Up to $8,000 in weatherization services

Michigan Weatherization Assistance Program (WAP)

Provides free energy efficiency improvements to income-eligible households in Michigan, including insulation, air sealin...

Weatherization
Up to $25,000 forgivable loan

MSHDA MI Home Repair Program

Provides forgivable loans to low-income Michigan homeowners for critical home repairs that address health, safety, and c...

Home Repair
Up to $30,000 deferred loan

City of Pontiac Owner-Occupied Rehabilitation Program

CDBG-funded deferred loan program for low-income Pontiac homeowners to address major health and safety deficiencies. Loa...

Home Repair
Up to $10,000 grant

Pontiac Emergency Home Repair Grant

Provides emergency home repair grants for very low-income Pontiac homeowners facing urgent health and safety issues. Cov...

Emergency
Up to $5,000 for water lateral repair

Oakland County Water Service Lateral Repair Program

Provides financial assistance to Oakland County homeowners for repair or replacement of leaking water service laterals (...

Home Repair
Up to $6,000 for sewer lateral repair

Oakland County Sewer Service Lateral Assistance

Provides 50% cost-share assistance to Oakland County homeowners for repair or replacement of failing sewer service later...

Home Repair
Up to $15,000 for accessibility modifications

Oakland County Home Accessibility Modification Program

Provides grants to low-income Oakland County homeowners with disabilities or seniors needing home modifications for acce...

Seniors & Disability
Free in-home energy assessment

DTE Energy Home Energy Analysis

Free in-home energy assessment for DTE Energy customers. Includes installation of free energy-saving devices (LED bulbs,...

Energy
Up to $500 furnace rebate

DTE Energy High-Efficiency Furnace Rebate

Cash rebate for DTE Energy natural gas customers who purchase and install a qualifying high-efficiency furnace (95% AFUE...

Energy
Up to $400 insulation rebate

DTE Energy Insulation Rebate

Cash rebate for DTE Energy electric customers who add qualifying insulation to their home. Covers attic, basement, and c...

Weatherization
Up to $300 water heater rebate

DTE Energy Water Heater Rebate

Cash rebate for DTE natural gas customers who purchase and install a qualifying high-efficiency natural gas water heater...

Energy
Up to $100 smart thermostat rebate

DTE Energy Smart Thermostat Rebate

Cash rebate for DTE Energy electric or natural gas customers who purchase and install a qualifying smart thermostat. Sma...

Energy
Free or heavily discounted HVAC replacement

DTE Energy Income-Qualified HVAC Replacement

Income-qualified DTE customers can receive free or heavily discounted furnace and air conditioning replacement if their ...

Energy
Up to $700 heating credit

Michigan Home Heating Credit

Michigan state tax credit that helps low-income homeowners and renters pay heating costs. Credit amount is based on hous...

Energy
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Program

Low-interest loans up to $40,000 and grants up to $10,000 for very low-income homeowners in eligible rural areas to repa...

Home Repair
Up to $126,526 (SAH) or $25,350 (SHA), FY2026

VA Specially Adapted Housing (SAH) Grant

Helps veterans with certain service-connected disabilities build, buy, or modify a home to meet their adaptive needs. El...

Veterans
Up to $25,350 (SHA), FY2026

VA Special Housing Adaptation (SHA) Grant

Helps veterans with certain service-connected disabilities adapt a home they already own or in which they will live. Eli...

Veterans
Up to $50,000 loan

Michigan Saves Home Energy Loan

Low-interest financing for Michigan homeowners to make energy-efficient improvements including solar panels, insulation,...

Solar/Renewable
30% of solar system cost

Federal Solar Investment Tax Credit (ITC)

Federal tax credit for homeowners who install solar photovoltaic systems. Covers 30% of total system cost including equi...

Solar/Renewable
Free lead hazard assessment and abatement

Michigan Childhood Lead Poisoning Prevention Program

Provides free lead hazard assessments and abatement services to Michigan homes where a child under 6 has an elevated blo...

Home Repair
Up to $7,500 grant

Oakland County Senior Home Repair Program

Provides emergency home repair grants to Oakland County homeowners age 60 and older with moderate income. Covers critica...

Seniors & Disability

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Local help in Pontiac, MI

Organizations that help Pontiac homeowners with repairs, weatherization, and applications. We list these as a helpful resource; we are not affiliated with them and do not endorse them.

Frequently asked questions

What home-improvement assistance records are cataloged for Pontiac, MI?

The directory includes 23 possible-program records associated with Pontiac, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes. Inclusion does not confirm current availability or eligibility.

How are the assistance records for Pontiac classified?

Our classifier labels 16 records as grants, 2 as forgivable loans, and 4 as rebates in Pontiac. Classification can be incomplete; confirm the benefit type, lien, repayment, and conditions in the administrator's terms.

How do I research and apply for home repair assistance in Pontiac?

Each program page shows the source, application route, or contact we have on file. Confirm the current route, requirements, and any costs with the administering organization before applying. The current Grant Map homeowner fee is $0.