PHFA Homeowners Energy Efficiency Loan (HEELP)
Pennsylvania Housing Finance Agency (PHFA)
About This Program
The Grant Map catalogs PHFA Homeowners Energy Efficiency Loan (HEELP) in its Pittsburgh, PA research directory. The record carries audience tags for homeowners; those tags do not establish eligibility or current service coverage.
1% fixed APR loan for energy efficiency improvements. $1,000-$10,000 over 10 years. Income limit 80% AMI. Covers air sealing, insulation, windows, doors, HVAC, and roof. No prepayment penalty. Monthly payment: ~$44 for $5K, $88 for $10K.
Below 80% AMI, PA homeowner
Record set last reviewed 2026-04-01. How we verify our data.
Other published resources for Pittsburgh, PA, are listed below. Review each separately and ask the administrators whether they can coordinate funding for the same work:
- URA Homeowner Assistance Program Up to $35,000 grant
- OwnPGH Homeownership Program Up to $90,000 grant
- URA Down Payment & Closing Cost Assistance Up to $7,500 (below 80% AMI) or $5,000 (80-115% AMI)
- URA Home Accessibility Program for Independence (HAPI) Up to $15,000 per single-unit home
Key Details
- 1% fixed APR, 10-year term, no prepayment penalty
- Income limit: 80% AMI by household size
- Covers insulation, windows, HVAC, roof replacements
- Monthly payment: ~$44/$5K or ~$88/$10K borrowed
How to Apply
Source check inconclusive. Our automated check on could not determine whether the cited page responds. The page is not marked unavailable; opening it does not verify the program, amount, eligibility, or availability.
Track this programProgram phone: 1-855-827-3466
Some programs require contractor estimates, licenses, or inspections. A cited link may be general, so confirm the current rules with the administrator before hiring; a directory match does not guarantee contractor eligibility or funding.
You may need a contractor or estimate
Some programs for this project type ask for a license, inspection, or written estimate. Confirm the rule before contacting a contractor in Pittsburgh.
Get matched with a contractorEach administrator sets its contractor rules. Confirm exact requirements directly; the cited URL may be a general agency page.
Your application paperwork
Documents you will likely need
- Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
- A government-issued photo ID for every owner on title.
- Household income proof (recent pay stubs, last year's tax return, or benefit award letters for everyone in the home).
- A written estimate from a licensed contractor for the work (many programs require this to apply).
- Photos of the problem area or the work to be done.
- The program's own application form, completed (use the official link or phone number on this page).
Requirements vary by program and locality. Confirm the exact rules and application route with the administrator. We can help you prepare your paperwork, but you submit it yourself.
Deadline: Year-round through PHFA-approved lenders
Questions about this program?
Email us at no charge. Messages are reviewed manually, but a response time is not guaranteed.
Email us about this programReport a problem with this listing
Frequently asked questions
What amount is listed for PHFA Homeowners Energy Efficiency Loan (HEELP) in Pittsburgh, PA?
The Grant Map record states: Up to $10,000 at 1% APR. Confirm the current amount and eligible costs with the administrator.
What audience tags are recorded for PHFA Homeowners Energy Efficiency Loan (HEELP) in Pittsburgh?
The directory record carries audience tags for homeowners. It also carries a low-income tag. These tags do not establish eligibility; confirm the complete current rules with the administrator.
How do I apply for PHFA Homeowners Energy Efficiency Loan (HEELP) in Pittsburgh, PA?
Confirm the application route directly with Pennsylvania Housing Finance Agency (PHFA); use the cited source on this page as a starting point or call 1-855-827-3466. Confirm any fee or cost with the administrator.
Need a Contractor for This Project?
Browse local listings or request an introduction. The Grant Map does not guarantee licensing, program experience, work quality, or funding.
More ways to save on this project
Rebates and discounts that may reduce project cost. Confirm eligibility and coordination rules before including one in your budget.
Find More Programs in Pittsburgh, PA
This is one of several kinds of assistance that may be available. Review other programs separately and confirm whether their administrators allow coordination for the same work.
See All Programs