URA Down Payment & Closing Cost Assistance
City of Pittsburgh / URA (Housing Opportunity Fund)
About This Program
The Grant Map catalogs URA Down Payment & Closing Cost Assistance in its Pittsburgh, PA research directory. The record carries audience tags for homeowners; those tags do not establish eligibility or current service coverage.
0% interest deferred second mortgage for first-time homebuyers in Pittsburgh. Up to $7,500 if below 80% AMI (5-year deferred); up to $5,000 if 80-115% AMI (10-year deferred). No payments during deferred term if you remain owner-occupant.
First-time buyer, income below 115% AMI, Pittsburgh address
The cited program-specific URL responded on 2026-07-21; confirm current terms.
Record set last reviewed 2026-04-01. How we verify our data.
Other published resources for Pittsburgh, PA, are listed below. Review each separately and ask the administrators whether they can coordinate funding for the same work:
- URA Homeowner Assistance Program Up to $35,000 grant
- OwnPGH Homeownership Program Up to $90,000 grant
- URA Home Accessibility Program for Independence (HAPI) Up to $15,000 per single-unit home
- URA Residential Facade Improvement Program Up to $8,000 matching grant
Key Details
- Below 80% AMI: up to $7,500, 5-year deferred, 0% interest
- 80-115% AMI: up to $5,000, 10-year deferred, 0% interest
- Liquid assets may not exceed $20,000 after closing
- Lender submits application on buyer's behalf
How to Apply
Some programs require contractor estimates, licenses, or inspections. A cited link may be general, so confirm the current rules with the administrator before hiring; a directory match does not guarantee contractor eligibility or funding.
You may need a contractor or estimate
Some programs for this project type ask for a license, inspection, or written estimate. Confirm the rule before contacting a contractor in Pittsburgh.
Get matched with a contractorEach administrator sets its contractor rules. Confirm exact requirements directly; the cited URL may be a general agency page.
Your application paperwork
Documents you will likely need
- Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
- A government-issued photo ID for every owner on title.
- Household income proof (recent pay stubs, last year's tax return, or benefit award letters for everyone in the home).
- A written estimate from a licensed contractor for the work (many programs require this to apply).
- Photos of the problem area or the work to be done.
- The program's own application form, completed (use the official link or phone number on this page).
Requirements vary by program and locality. Confirm the exact rules and application route with the administrator. We can help you prepare your paperwork, but you submit it yourself.
Deadline: Rolling, lender must apply 21+ business days before closing
Questions about this program?
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Frequently asked questions
What amount is listed for URA Down Payment & Closing Cost Assistance in Pittsburgh, PA?
The Grant Map record states: Up to $7,500 (below 80% AMI) or $5,000 (80-115% AMI). Confirm the current amount and eligible costs with the administrator.
What audience tags are recorded for URA Down Payment & Closing Cost Assistance in Pittsburgh?
The directory record carries audience tags for homeowners. These tags do not establish eligibility; confirm the complete current rules with the administrator.
How do I apply for URA Down Payment & Closing Cost Assistance in Pittsburgh, PA?
Confirm the application route directly with City of Pittsburgh / URA (Housing Opportunity Fund); use the cited source on this page as a starting point or call 412-255-6694. Confirm any fee or cost with the administrator.
Need a Contractor for This Project?
Browse local listings or request an introduction. The Grant Map does not guarantee licensing, program experience, work quality, or funding.
More ways to save on this project
Rebates and discounts that may reduce project cost. Confirm eligibility and coordination rules before including one in your budget.
Find More Programs in Pittsburgh, PA
This is one of several kinds of assistance that may be available. Review other programs separately and confirm whether their administrators allow coordination for the same work.
See All Programs