Home Improvement Grants in Phoenix.

Browse cataloged grants, rebates, loans, and other assistance records for Phoenix, AZ. Verify each program's current rules, service area, and status.

The Phoenix, AZ directory shows 44 cataloged resources. Of those, 38 are currently open or actionable home improvement or repair assistance records; the largest published amount stored among those 38 records is $126,526, not an estimate of your award. Discovery tags include 17 senior-related records, 8 veteran-related records, and 13 marked with no income limit. These tags do not determine eligibility; verify the complete official rules.

Record set last reviewed 2026-04-03. How we verify our data.

Types of help in this city

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Funding typeRecordsWhat to verifyLabel scope
Grants27Repayment, tax, and possible lien termsDirectory classification; confirm official terms
Forgivable loans3Forgiveness schedule, residency, and lien termsDirectory classification; confirm official terms
Rebates5Eligible purchases, upfront payment, and claim timingDirectory classification; confirm official terms

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Showing all 44 resources (38 currently open or actionable repair-assistance records)
Up to $25,000

City of Phoenix Owner-Occupied Housing Rehabilitation Program (OOHRP)

Provides zero-interest, forgivable deferred loans to low- and moderate-income homeowners citywide to repair critical hom...

Home Repair
Free services, no dollar cap published

City of Phoenix Weatherization Assistance Program (WAP)

Free weatherization improvements for eligible Phoenix homeowners and renters who meet household income limits (≤ 200% Fe...

Home Repair
No cost to residents

Lead Safe Phoenix Program

Reduces childhood lead poisoning by creating lead-safe housing at no cost to residents, funded through HUD and CDBG gran...

Home Repair
Varies by project

City of Phoenix Rental Rehabilitation Program

Provides financial assistance to rehabilitate affordable rental housing in designated Target Areas to maintain safe, sec...

Home Repair
Up to $25,000 lifetime assistance

Maricopa County Emergency Home Repair Program

Helps eligible Maricopa County homeowners address emergency health and safety repairs, including qualifying heating or c...

Home Repair
No cost to eligible homeowners

Habitat for Humanity Central Arizona, Home Repair & A Brush With Kindness

Provides free or low-cost critical home repairs, accessibility modifications, and neighborhood revitalization work to in...

Home Repair
Free home safety modifications

Rebuilding Together Valley of the Sun, Safe at Home Program

Provides free home assessments and safety modifications to alleviate critical health, life, and safety issues for income...

Home Repair
Up to $30,000 in matching grant funds

Newtown CDC, WISH Down Payment Assistance Program

The Workforce Initiative Subsidy for Homeownership (WISH) program through Newtown CDC provides a 4-to-1 matching grant f...

Home Repair
Match rate varies by program

Newtown CDC, Individual Development Account (IDA) for Homeownership

Individual Development Accounts through Newtown CDC allow low-income residents to build savings matched at up to 4:1 for...

Home Repair
Free or subsidized, varies by program

Foundation for Senior Living (FSL), Home Repair & Weatherization

FSL provides home improvements, repairs, and weatherization services to seniors and people with disabilities in Phoenix ...

Home Repair
Free services, no dollar cap published

Arizona Weatherization Assistance Program (WAP)

Reduces energy costs for income-eligible Arizona households by providing free weatherization improvements to primary res...

Home Repair
3%-5% of first mortgage amount

Arizona Home Plus Down Payment Assistance Program

Arizona Home Plus provides down payment assistance of 3% to 5% of the first mortgage loan amount statewide for homebuyer...

Home Repair
Up to $4,873 reduction in assessed value (2026); 100% exemption for 100% SC-disabled vets

Arizona Property Tax Exemption, Senior, Veteran & Disabled

Arizona provides property tax exemptions to qualifying widows, widowers, persons with total and permanent disabilities, ...

Home Repair
Up to $14,000 via Efficiency Arizona (income-qualified); standard rebates vary by item

APS (Arizona Public Service) Residential Energy Efficiency Rebates

APS customers can access energy efficiency rebates through standard rebate programs and the income-qualified Efficiency ...

Energy
Up to $1,125 for AC/heat pump; $500 for heat pump water heater

SRP (Salt River Project) Residential Energy Efficiency Rebates

SRP offers year-round residential energy efficiency rebates for customers in the SRP service territory (portions of metr...

Energy
Varies by product, see current rebate schedule

Southwest Gas Arizona Residential Rebates

Southwest Gas offers rebates on energy-efficient natural gas appliances and equipment for Arizona residential customers ...

Energy
Up to $640/year for heating or cooling; $500 crisis benefit

LIHEAP, Low Income Home Energy Assistance Program (Arizona)

Federally funded program administered by Arizona DES that helps low-income households pay heating and cooling utility bi...

Home Repair
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Loans and Grants

Provides loans (up to $40,000 at 1% fixed interest over 20 years) and grants (up to $10,000 lifetime for homeowners 62+)...

Home Repair
Up to $126,526 (SAH) or $25,350 (SHA), FY2026

VA Specially Adapted Housing (SAH) Grant

The SAH grant helps veterans and service members with certain severe service-connected disabilities adapt or purchase a ...

Home Repair
Up to $25,350 (SHA), FY2026

VA Special Home Adaptation (SHA) Grant

The SHA grant helps veterans and service members with specific service-connected disabilities adapt their home to accomm...

Home Repair
Up to $6,800 (service-connected) or $2,000 (non-service-connected)

VA Home Improvements and Structural Alterations (HISA) Grant

HISA provides medically necessary home improvements and structural alterations for veterans to improve access, use of es...

Home Repair
Up to $50,961 (SAH-eligible, FY 2026); $9,100 (SHA-eligible)

VA Temporary Residence Adaptation (TRA) Grant

TRA helps veterans who qualify for SAH or SHA grants adapt a family member's home where they are temporarily living. SAH...

Home Repair
Up to $25,000 for single-family homes

FHA Title I Home Improvement Loan

FHA-insured loans for home improvement available through approved private lenders. Maximum $25,000 for single-family hom...

Home Repair
Loan limit up to $557,750 in Maricopa County (2025); Limited 203k up to $75,000 rehab costs

FHA 203(k) Rehabilitation Mortgage

FHA 203(k) insures mortgages covering both purchase and rehabilitation of a home, or refinance and rehabilitation. The S...

Home Repair
Up to $14,000 per household

Efficiency Arizona, Home Electrification & Appliance Rebates (HEAR)

Funded by the Inflation Reduction Act through Arizona's Governor's Office of Resiliency, Efficiency Arizona's HEAR progr...

Home Repair
30% of qualified system cost; no dollar cap (except fuel cells)

Federal Residential Clean Energy Credit (25D)

The 25D Residential Clean Energy Credit provides a 30% nonrefundable federal income tax credit for qualified clean energ...

Home Repair
Up to $3,200/year ($2,000 HVAC; $1,200 insulation/windows/doors)

Energy Efficient Home Improvement Credit (25C)

The 25C Energy Efficient Home Improvement Credit provides up to $3,200 per year (30% of costs) for qualifying energy eff...

Home Repair
Free weatherization services for income-qualified APS customers

APS Energy-Wise Weatherization Program

APS Energy-Wise provides free weatherization improvements and energy education to APS customers whose income is at or be...

Energy
Freezes assessed value, savings grow as market values rise

Arizona Senior Property Valuation Protection (Property Tax Freeze)

Arizona's Senior Valuation Freeze program locks the limited property value for eligible senior homeowners, preventing in...

Home Repair
Varies by program and household need

A New Leaf, Rapid Rehousing & Emergency Utility Assistance

A New Leaf provides rapid rehousing, rental assistance, and emergency utility assistance to individuals and families fac...

Home Repair
Coordinates SAH, SHA, HISA, TRA grant applications

Phoenix VA Health Care System, Adaptive Housing Coordination

The Phoenix VA Health Care System assists veterans in applying for all adaptive housing grants including SAH, SHA, HISA,...

Home Repair
Varies, no individual cap; projects typically $10K-$200K+

FEMA Hazard Mitigation Grant Program (HMGP)

HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...

Disaster
Up to $30,000

FEMA Increased Cost of Compliance (ICC) Coverage

ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...

Disaster
Average $5,000-$10,000 in services per household

DOE Weatherization Assistance Program (WAP)

WAP provides free energy efficiency improvements to low-income households across all 50 states, DC, and territories. Eli...

Energy
Varies by jurisdiction, typically $5,000-$15,000 per unit

HUD Lead Hazard Control & Healthy Homes

HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...

Seniors & Disability
Varies, full line replacement cost covered in many programs

EPA / WIIN Act Lead Service Line Replacement

EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...

Seniors & Disability
Varies by city, typically $5,000-$25,000

HUD CDBG Home Repair Programs

HUD's Community Development Block Grant (CDBG) program provides annual funding to cities, counties, and states to fund l...

Home Repair
Free, up to 3 smoke alarms installed at no cost

American Red Cross Home Fire Campaign, Free Smoke Alarms

The American Red Cross installs free smoke alarms and creates home fire escape plans through their nationwide Home Fire ...

Home Repair
Varies by state, some offer $500-$1,000 radon mitigation assistance

EPA State Indoor Radon Grants, State Radon Programs

EPA provides State and Tribal Indoor Radon Grants (SIRG) to every state to fund radon risk reduction programs. While the...

Seniors & Disability
Varies by local affiliate, loans and grants available

NeighborWorks Network, Home Repair & Modification Programs

NeighborWorks America supports a network of nearly 250 local nonprofit housing organizations across every state, DC, and...

Home Repair
National Trust grants go to nonprofits/agencies, not direct to homeowners; state HPF grants vary

National Trust for Historic Preservation, Homeowner Resources

Owners of historic homes may access funding through their State Historic Preservation Office (SHPO), which distributes H...

Historic
Loan guarantee, no dollar cap on loan amount (lender sets max)

HUD Section 184 Indian Home Loan Guarantee

The Section 184 Indian Home Loan Guarantee Program provides HUD-guaranteed mortgage financing for American Indian and Al...

Home Repair
Up to $14,000 for moderate-income; 100% coverage for low-income households

Efficiency Arizona, HEAR Income-Eligible Rebates

Efficiency Arizona delivers IRA HEAR rebates to income-qualified Arizona households for switching from gas to electric a...

Energy
Free weatherization services (cost varies by home needs)

Arizona WAP Weatherization Program

The Arizona Weatherization Assistance Program reduces heating and cooling costs for income-eligible households by provid...

Weatherization

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Local help in Phoenix, AZ

Organizations that help Phoenix homeowners with repairs, weatherization, and applications. We list these as a helpful resource; we are not affiliated with them and do not endorse them.

Frequently asked questions

What home-improvement assistance records are cataloged for Phoenix, AZ?

The directory includes 38 possible-program records associated with Phoenix, including City of Phoenix Owner-Occupied Housing Rehabilitation Program (OOHRP), City of Phoenix Weatherization Assistance Program (WAP), Lead Safe Phoenix Program. Inclusion does not confirm current availability or eligibility.

How are the assistance records for Phoenix classified?

Our classifier labels 27 records as grants, 3 as forgivable loans, and 5 as rebates in Phoenix. Classification can be incomplete; confirm the benefit type, lien, repayment, and conditions in the administrator's terms.

How do I research and apply for home repair assistance in Phoenix?

Each program page shows the source, application route, or contact we have on file. Confirm the current route, requirements, and any costs with the administering organization before applying. The current Grant Map homeowner fee is $0.