Arizona Home Plus Down Payment Assistance Program
Arizona Industrial Development Authority (AzIDA)
About This Program
The Grant Map catalogs Arizona Home Plus Down Payment Assistance Program in its Phoenix, AZ research directory. Directory placement does not confirm current service coverage or eligibility; verify both with the program administrator.
Arizona Home Plus provides down payment assistance of 3% to 5% of the first mortgage loan amount statewide for homebuyers using FHA, VA, USDA, or Conventional loans. Income limit is $146,503 or below (gross annual income). Available in all Arizona counties, cities, and zip codes; funding never exhausted. Paired with a 30-year fixed-rate first mortgage from a participating lender.
DPA is a grant or forgivable second mortgage depending on loan type and lender. No repayment for the grant option if you remain in the home per program terms.
The cited general URL responded on 2026-07-21; it does not confirm this program or amount.
Record set last reviewed 2026-04-03. How we verify our data.
Other published resources for Phoenix, AZ, are listed below. Review each separately and ask the administrators whether they can coordinate funding for the same work:
- City of Phoenix Owner-Occupied Housing Rehabilitation Program (OOHRP) Up to $25,000
- City of Phoenix Weatherization Assistance Program (WAP) Free services, no dollar cap published
- Lead Safe Phoenix Program No cost to residents
- City of Phoenix Rental Rehabilitation Program Varies by project
Key Details
- Down payment assistance, 3% to 5% of first mortgage amount
- Available statewide; all Arizona counties and zip codes
- Income limit ≤ $146,503 gross annual household income
- Works with FHA, VA, USDA, and Conventional loans
- No sunset date; funding never exhausted
How to Apply
Some programs require contractor estimates, licenses, or inspections. A cited link may be general, so confirm the current rules with the administrator before hiring; a directory match does not guarantee contractor eligibility or funding.
You may need a contractor or estimate
Some programs for this project type ask for a license, inspection, or written estimate. Confirm the rule before contacting a contractor in Phoenix.
Get matched with a contractorEach administrator sets its contractor rules. Confirm exact requirements directly; the cited URL may be a general agency page.
Your application paperwork
Documents you will likely need
- Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
- A government-issued photo ID for every owner on title.
- Household income proof (recent pay stubs, last year's tax return, or benefit award letters for everyone in the home).
- Proof of military service (DD-214) and, for disability-based grants, your VA disability rating letter.
- A written estimate from a licensed contractor for the work (many programs require this to apply).
- Photos of the problem area or the work to be done.
- The program's own application form, completed (use the official link or phone number on this page).
Requirements vary by program and locality. Confirm the exact rules and application route with the administrator. We can help you prepare your paperwork, but you submit it yourself.
Deadline: No sunset date, ongoing
Questions about this program?
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Frequently asked questions
What amount is listed for Arizona Home Plus Down Payment Assistance Program in Phoenix, AZ?
The Grant Map record states: 3%-5% of first mortgage amount. Confirm the current amount and eligible costs with the administrator.
What audience tags are recorded for Arizona Home Plus Down Payment Assistance Program in Phoenix?
The record carries discovery tags. It carries a veteran-related tag. These tags do not establish eligibility; confirm the complete current rules with the administrator.
How do I apply for Arizona Home Plus Down Payment Assistance Program in Phoenix, AZ?
Confirm the application route directly with Arizona Industrial Development Authority (AzIDA); use the cited source on this page as a starting point. Confirm any fee or cost with the administrator.
Need a Contractor for This Project?
Browse local listings or request an introduction. The Grant Map does not guarantee licensing, program experience, work quality, or funding.
More ways to save on this project
Rebates and discounts that may reduce project cost. Confirm eligibility and coordination rules before including one in your budget.
Find More Programs in Phoenix, AZ
This is one of several kinds of assistance that may be available. Review other programs separately and confirm whether their administrators allow coordination for the same work.
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