Arizona Home Plus Down Payment Assistance Program

Arizona Industrial Development Authority (AzIDA)

Available Home Repair

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Availability: Available
Listed amount: 3%-5% of first mortgage amount

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About This Program

The Grant Map catalogs Arizona Home Plus Down Payment Assistance Program in its Phoenix, AZ research directory. Directory placement does not confirm current service coverage or eligibility; verify both with the program administrator.

Arizona Home Plus provides down payment assistance of 3% to 5% of the first mortgage loan amount statewide for homebuyers using FHA, VA, USDA, or Conventional loans. Income limit is $146,503 or below (gross annual income). Available in all Arizona counties, cities, and zip codes; funding never exhausted. Paired with a 30-year fixed-rate first mortgage from a participating lender.

DPA is a grant or forgivable second mortgage depending on loan type and lender. No repayment for the grant option if you remain in the home per program terms.

Each program administrator alone decides its combination rules. The Grant Map has not verified those rules.

Record set last reviewed 2026-04-03. How we verify our data.

Other published resources for Phoenix, AZ, are listed below. Review each separately and ask the administrators whether they can coordinate funding for the same work:

City of Phoenix Owner-Occupied Housing Rehabilitation Program (OOHRP) Up to $25,000
City of Phoenix Weatherization Assistance Program (WAP) Free services, no dollar cap published
Lead Safe Phoenix Program No cost to residents
City of Phoenix Rental Rehabilitation Program Varies by project

Key Details

Down payment assistance, 3% to 5% of first mortgage amount
Available statewide; all Arizona counties and zip codes
Income limit ≤ $146,503 gross annual household income
Works with FHA, VA, USDA, and Conventional loans
No sunset date; funding never exhausted

How to Apply

Confirm the current application route with the administrator. Verified official forms and steps appear below when available.

Prepare your application

Review the likely documents and download a blank preparation checklist. The blank PDF does not include saved personal details.

Documents you will likely need

Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
A government-issued photo ID for every owner on title.
Household income proof (recent pay stubs, last year's tax return, or benefit award letters for everyone in the home).
Proof of military service (DD-214) and, for disability-based grants, your VA disability rating letter.
A written estimate from a licensed contractor for the work (many programs require this to apply).
Photos of the problem area or the work to be done.
The program's own application form, completed (use the official link or phone number on this page).

Download blank checklist (PDF)

Already sent us your project details? Sign in to download a preparation sheet with those details. For supported VA programs, you can also get a partially completed official form.

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Requirements vary by program and locality. Confirm the exact rules and application route with the administrator. We can help you prepare your paperwork, but you submit it yourself.

Automated source check blocked. The cited site blocked or rate-limited our automated check on 2026-09-17. The page may still work in your browser; opening it does not verify the program, amount, eligibility, or availability.

Review contractor options Track this program

Some programs require contractor estimates, licenses, or inspections. A cited link may be general, so confirm the current rules with the administrator before hiring; a directory match does not guarantee contractor eligibility or funding.

You may need a contractor or estimate

Some programs for this project type ask for a license, inspection, or written estimate. Confirm the rule before contacting a contractor in Phoenix.

Get matched with a contractor

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Deadline: No sunset date, ongoing

Questions about this program?

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Frequently asked questions

What amount is listed for Arizona Home Plus Down Payment Assistance Program in Phoenix, AZ?

The Grant Map record states: 3%-5% of first mortgage amount. Confirm the current amount and eligible costs with the administrator.

What audience tags are recorded for Arizona Home Plus Down Payment Assistance Program in Phoenix?

The record carries discovery tags. It carries a veteran-related tag. These tags do not establish eligibility; confirm the complete current rules with the administrator.

How do I apply for Arizona Home Plus Down Payment Assistance Program in Phoenix, AZ?

Confirm the application route directly with Arizona Industrial Development Authority (AzIDA); use the cited source on this page as a starting point. Confirm any fee or cost with the administrator.

Need a Contractor for This Project?

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Find More Programs in Phoenix, AZ

This is one of several kinds of assistance that may be available. Review other programs separately and confirm whether their administrators allow coordination for the same work.

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