Home Improvement Grants in Mishawaka.

Browse cataloged grants, rebates, loans, and other assistance records for Mishawaka, IN. Verify each program's current rules, service area, and status.

The Mishawaka, IN directory shows 24 cataloged resources. Of those, 23 are currently open or actionable home improvement or repair assistance records; the largest published amount stored among those 23 records is $126,526, not an estimate of your award. Discovery tags include 6 senior-related records, 2 veteran-related records, and 11 marked with no income limit. These tags do not determine eligibility; verify the complete official rules.

Record set last reviewed 2026-06-09. How we verify our data.

Types of help in this city

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Funding typeRecordsWhat to verifyLabel scope
Grants17Repayment, tax, and possible lien termsDirectory classification; confirm official terms
Forgivable loans2Forgiveness schedule, residency, and lien termsDirectory classification; confirm official terms
Rebates2Eligible purchases, upfront payment, and claim timingDirectory classification; confirm official terms

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Showing all 24 resources (23 currently open or actionable repair-assistance records)
Varies, no individual cap; projects typically $10K-$200K+

FEMA Hazard Mitigation Grant Program (HMGP)

HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...

Disaster
Up to $30,000

FEMA Increased Cost of Compliance (ICC) Coverage

ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...

Disaster
Varies by jurisdiction, typically $5,000-$15,000 per unit

HUD Lead Hazard Control & Healthy Homes

HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...

Seniors & Disability
Varies, full line replacement cost covered in many programs

EPA / WIIN Act Lead Service Line Replacement

EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...

Seniors & Disability
Up to $24,999 forgivable loan

Mishawaka Owner-Occupied Rehabilitation Program

Provides forgivable loans to income-qualified owner-occupants in Mishawaka for comprehensive home repairs including roof...

Home Repair
Up to $15,000 grant

Mishawaka ADA Accessibility Modification Grant

Grant program for accessibility modifications including wheelchair ramps, widened doorways, grab bars, accessible bathro...

Seniors & Disability
Up to $10,000 grant

Mishawaka Emergency Home Repair Program

Provides emergency grants for immediate health and safety hazards in owner-occupied homes including furnace failure, roo...

Emergency
Up to $7,500 grant/loan

Mishawaka Sewer Lateral Repair Program

Financial assistance for repair or replacement of private sewer lateral lines from home to city main for Mishawaka homeo...

Home Repair
Average $8,000 in weatherization

Indiana Weatherization Assistance Program (WAP)

Federally-funded program administered by IHCDA providing free weatherization services including insulation, air sealing,...

Weatherization
Free lead hazard abatement

Indiana Lead-Based Paint Hazard Reduction Program

HUD-funded lead hazard reduction program for homes built before 1978 with children under age 6 or pregnant women. Provid...

Home Repair
Up to $35,000 forgivable loan

Indiana HOME Investment Partnerships Program

Federal HOME funds allocated to Indiana for owner-occupied rehabilitation, administered through local Community Developm...

Home Repair
Up to $3,500 in rebates

NIPSCO Energy Efficiency Rebate Program

Rebates for NIPSCO gas and electric customers who install qualifying energy-efficient equipment including furnaces, wate...

Energy
Up to $800 rebate

NIPSCO Heat Pump Rebate

Rebate for NIPSCO electric customers who install qualifying high-efficiency electric heat pumps. Eligible heat pumps mus...

Energy
Free energy efficiency upgrades

NIPSCO Income-Qualified Energy Efficiency Program

Free energy efficiency services for income-qualified NIPSCO customers including home energy assessment, insulation, air ...

Energy
Utility bill credits for excess solar

Indiana Net Metering for Solar

Indiana requires utilities including NIPSCO to offer net metering, allowing homeowners with solar panels to receive cred...

Solar/Renewable
30% tax credit

Federal Residential Solar Tax Credit (ITC)

Federal tax credit covering 30% of the cost of solar panel installation (and battery storage if charged by solar) for re...

Solar/Renewable
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Program

USDA loans and grants for very low-income rural homeowners to repair, improve, or modernize their homes. Grants up to $1...

Home Repair
Up to $126,526 (SAH) or $25,350 (SHA), FY2026

VA Specially Adapted Housing (SAH) Grant

Grant for veterans with certain service-connected disabilities to build, buy, or modify a home to meet their disability-...

Veterans
Up to $25,350 (SHA), FY2026

VA Special Housing Adaptation (SHA) Grant

Grant for veterans with certain service-connected disabilities (such as blindness or loss of use of both hands) to adapt...

Veterans
Up to 50% assessed value deduction

Indiana Over-65 Property Tax Deduction

Indiana property tax deduction for homeowners age 65+ with income below $30,000 (single) or $40,000 (joint). Reduces ass...

Property Tax Relief
Up to 60% assessed value deduction

Indiana Homestead Standard Deduction

Indiana's standard homestead property tax deduction for owner-occupied primary residences. Reduces assessed value by up ...

Property Tax Relief
State tax deduction on mortgage interest

Indiana Mortgage Interest Deduction

Indiana allows homeowners to deduct mortgage interest paid on their primary residence from state income taxes. Works in ...

Property Tax Relief
Up to $10,000 loan

Indiana Individual Septic System Assistance

Low-interest loan program through Indiana State Department of Health for homeowners who need to repair or replace failin...

Home Repair
Up to $5,000 grant

St. Joseph County Senior Home Repair Program

Grant program for senior homeowners (60+) in St. Joseph County for minor home repairs and modifications that enable them...

Seniors & Disability

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Local help in Mishawaka, IN

Organizations that help Mishawaka homeowners with repairs, weatherization, and applications. We list these as a helpful resource; we are not affiliated with them and do not endorse them.

Frequently asked questions

What home-improvement assistance records are cataloged for Mishawaka, IN?

The directory includes 23 possible-program records associated with Mishawaka, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes. Inclusion does not confirm current availability or eligibility.

How are the assistance records for Mishawaka classified?

Our classifier labels 17 records as grants, 2 as forgivable loans, and 2 as rebates in Mishawaka. Classification can be incomplete; confirm the benefit type, lien, repayment, and conditions in the administrator's terms.

How do I research and apply for home repair assistance in Mishawaka?

Each program page shows the source, application route, or contact we have on file. Confirm the current route, requirements, and any costs with the administering organization before applying. The current Grant Map homeowner fee is $0.