Home Improvement Grants in Middletown.

Browse cataloged grants, rebates, loans, and other assistance records for Middletown, OH. Verify each program's current rules, service area, and status.

The Middletown, OH directory shows 22 cataloged resources. Of those, 18 are currently open or actionable home improvement or repair assistance records; the largest published amount stored among those 18 records is $126,526, not an estimate of your award. Discovery tags include 5 senior-related records, 2 veteran-related records, and 6 marked with no income limit. These tags do not determine eligibility; verify the complete official rules.

Record set last reviewed 2026-06-09. How we verify our data.

Types of help in this city

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Funding typeRecordsWhat to verifyLabel scope
Grants14Repayment, tax, and possible lien termsDirectory classification; confirm official terms
Forgivable loans2Forgiveness schedule, residency, and lien termsDirectory classification; confirm official terms
Rebates1Eligible purchases, upfront payment, and claim timingDirectory classification; confirm official terms

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Showing all 22 resources (18 currently open or actionable repair-assistance records)
Varies, no individual cap; projects typically $10K-$200K+

FEMA Hazard Mitigation Grant Program (HMGP)

HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...

Disaster
Up to $30,000

FEMA Increased Cost of Compliance (ICC) Coverage

ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...

Disaster
Varies by jurisdiction, typically $5,000-$15,000 per unit

HUD Lead Hazard Control & Healthy Homes

HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...

Seniors & Disability
Varies, full line replacement cost covered in many programs

EPA / WIIN Act Lead Service Line Replacement

EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...

Seniors & Disability
Up to $9,500 in weatherization improvements

Ohio Home Weatherization Assistance Program (HWAP)

Provides free energy efficiency upgrades to qualifying low-income households in Ohio, including insulation, air sealing,...

Weatherization
Up to $15,000 grant

Ohio Housing Finance Agency Housing Repair Program

Provides grants for critical home repairs for low- to moderate-income homeowners in Ohio. Covers essential repairs inclu...

Home Repair
Forgivable loan up to $20,000

Butler County CDBG Housing Rehabilitation

CDBG-funded forgivable loan for substantial home repairs for low-income homeowners in Butler County. Loan is forgiven af...

Home Repair
Free lead hazard removal

Ohio Lead Hazard Reduction Program

State and HUD-funded program to remove lead-based paint hazards in homes built before 1978 where children under age 6 re...

Home Repair
Up to $450 in instant rebates

Duke Energy Home Energy House Call

Free home energy assessment and installation of energy-saving products including LED bulbs, faucet aerators, water heate...

Energy
Up to $650 rebate

Duke Energy Smart Saver Heat Pump Rebate

Rebate for installation of qualifying high-efficiency electric heat pump systems. Up to $650 for air-source heat pumps m...

Energy
Up to $500 rebate

Duke Energy Smart Saver Water Heater Rebate

Rebate for installation of qualifying high-efficiency electric water heaters including heat pump water heaters. Rebate a...

Energy
Up to $100 rebate

Duke Energy Smart Thermostat Rebate

Rebate for purchase and installation of qualifying ENERGY STAR smart thermostats. Smart thermostats optimize heating and...

Energy
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Loan & Grant

Low-interest loans and grants for very low-income homeowners to repair, improve, or modernize their homes in eligible ru...

Seniors & Disability
Up to $126,526 (SAH) or $25,350 (SHA), FY2026

VA Specially Adapted Housing (SAH) Grant

Helps veterans with certain service-connected disabilities purchase or modify a home to accommodate their disabilities. ...

Veterans
Up to $25,350 (SHA), FY2026

VA Special Housing Adaptation (SHA) Grant

Helps veterans with certain service-connected disabilities adapt a family member's home where they reside. Covers access...

Veterans
Up to $12,000 grant

Middletown ADA Accessibility Modification Program

CDBG-funded grant for accessibility modifications for low-income homeowners with disabilities in Middletown. Covers whee...

Seniors & Disability
Up to $5,000 grant

Middletown Senior Home Repair Program

Grant program for seniors age 62 and older to address critical home repairs including roofing, plumbing, electrical, HVA...

Seniors & Disability
Up to $3,500 grant

Middletown Sewer Lateral Repair Assistance

Assistance for low- to moderate-income homeowners to repair or replace failing private sewer laterals. Prevents sewage b...

Emergency
Up to $60,000 in assistance

Save the Dream Ohio - Mortgage Assistance

Federal Homeowner Assistance Fund providing mortgage payment assistance, mortgage reinstatement, and help with property ...

Emergency
25% state tax credit on qualified expenses

Ohio Historic Preservation Tax Credit

State tax credit equal to 25% of qualified rehabilitation expenditures for certified historic buildings. Can be combined...

Historic
Forgivable loan up to $30,000

Middletown Vacant Property Revitalization Program

Forgivable loan to purchase and rehabilitate vacant or foreclosed properties in Middletown. Loan is forgiven after 10 ye...

Home Repair
30% federal tax credit

Federal Solar Investment Tax Credit (ITC)

Federal tax credit equal to 30% of the cost of installing a residential solar energy system. No maximum credit amount. C...

Solar/Renewable

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Local help in Middletown, OH

Organizations that help Middletown homeowners with repairs, weatherization, and applications. We list these as a helpful resource; we are not affiliated with them and do not endorse them.

Frequently asked questions

What home-improvement assistance records are cataloged for Middletown, OH?

The directory includes 18 possible-program records associated with Middletown, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes. Inclusion does not confirm current availability or eligibility.

How are the assistance records for Middletown classified?

Our classifier labels 14 records as grants, 2 as forgivable loans, and 1 as rebates in Middletown. Classification can be incomplete; confirm the benefit type, lien, repayment, and conditions in the administrator's terms.

How do I research and apply for home repair assistance in Middletown?

Each program page shows the source, application route, or contact we have on file. Confirm the current route, requirements, and any costs with the administering organization before applying. The current Grant Map homeowner fee is $0.