Home Improvement Grants in Michigan City.

Browse cataloged grants, rebates, loans, and other assistance records for Michigan City, IN. Verify each program's current rules, service area, and status.

The Michigan City, IN directory shows 25 cataloged resources. Of those, 22 are currently open or actionable home improvement or repair assistance records; the largest published amount stored among those 22 records is $126,526, not an estimate of your award. Discovery tags include 8 senior-related records, 2 veteran-related records, and 11 marked with no income limit. These tags do not determine eligibility; verify the complete official rules.

Record set last reviewed 2026-06-09. How we verify our data.

Types of help in this city

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Funding typeRecordsWhat to verifyLabel scope
Grants15Repayment, tax, and possible lien termsDirectory classification; confirm official terms
Forgivable loans1Forgiveness schedule, residency, and lien termsDirectory classification; confirm official terms
Rebates5Eligible purchases, upfront payment, and claim timingDirectory classification; confirm official terms

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Showing all 25 resources (22 currently open or actionable repair-assistance records)
Varies, no individual cap; projects typically $10K-$200K+

FEMA Hazard Mitigation Grant Program (HMGP)

HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...

Disaster
Up to $30,000

FEMA Increased Cost of Compliance (ICC) Coverage

ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...

Disaster
Varies by jurisdiction, typically $5,000-$15,000 per unit

HUD Lead Hazard Control & Healthy Homes

HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...

Seniors & Disability
Varies, full line replacement cost covered in many programs

EPA / WIIN Act Lead Service Line Replacement

EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...

Seniors & Disability
Up to $8,000 in weatherization

Indiana Weatherization Assistance Program (WAP)

Federal WAP program administered by the state of Indiana provides free energy-efficiency upgrades for income-qualified h...

Weatherization
Free lead hazard removal

Indiana Lead Hazard Reduction Program

State-administered HUD grant to eliminate lead-based paint hazards in homes built before 1978 where children under age 6...

Home Repair
Forgivable loan up to $35,000

Michigan City Owner-Occupied Rehabilitation Program

CDBG-funded program providing major home repairs for low- and moderate-income homeowners in Michigan City. Loan is forgi...

Home Repair
Up to $10,000 grant

Michigan City Emergency Home Repair Grant

Provides emergency repairs addressing immediate health and safety threats for very low-income homeowners in Michigan Cit...

Emergency
Grant up to $20,000

Michigan City Accessibility Modification Program

CDBG-funded grants for accessibility modifications in owner-occupied homes where a household member has a disability. Co...

Seniors & Disability
Loan up to $5,000

Michigan City Sewer Lateral Repair Program

Low-interest loan program for repair or replacement of private sewer laterals from the home to the public main. Availabl...

Home Repair
Up to $750 rebate

NIPSCO High-Efficiency HVAC Rebate

Rebate for NIPSCO gas customers who install qualifying high-efficiency furnaces or boilers. Equipment must meet ENERGY S...

Energy
Up to $500 rebate

NIPSCO Insulation Rebate

Rebate for NIPSCO customers who add insulation to attics, walls, or crawl spaces. Must meet program R-value requirements...

Weatherization
Up to $200 rebate

NIPSCO Water Heater Rebate

Rebate for NIPSCO gas customers who install a high-efficiency gas water heater with an energy factor of 0.67 or higher. ...

Energy
$100 instant rebate

NIPSCO Smart Thermostat Rebate

Instant discount for NIPSCO customers purchasing a qualifying smart thermostat through the online marketplace. Thermosta...

Energy
Up to $600 rebate

NIPSCO Electric Heat Pump Rebate

Rebate for NIPSCO electric customers who install qualifying air-source or geothermal heat pumps. Equipment must meet min...

Energy
Ongoing income from energy credits

Indiana Solar Renewable Energy Credits (SRECs)

Indiana residents with solar installations can earn renewable energy credits (RECs) for electricity generated. Credits c...

Solar/Renewable
30% of system cost

Federal Solar Investment Tax Credit (ITC)

Federal tax credit covering 30% of the cost of residential solar photovoltaic systems installed for installations comple...

Solar/Renewable
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Program

Low-interest loans and grants for very low-income homeowners in eligible rural areas to repair or improve their homes. G...

Home Repair
Up to $126,526 (SAH) or $25,350 (SHA), FY2026

VA Specially Adapted Housing (SAH) Grant

Helps veterans with certain service-connected disabilities purchase or modify a home to accommodate their disability. Co...

Veterans
Up to $25,350 (SHA), FY2026

VA Special Housing Adaptation (SHA) Grant

Helps veterans with certain service-connected disabilities adapt a family member's home in which they reside, or their o...

Veterans
Up to $50,000 per unit

Indiana HOME Investment Partnerships Program

Federal HOME funds administered by Indiana for rehabilitation of owner-occupied and affordable rental housing. Available...

Home Repair
Up to $3,000 grant

LaPorte County Senior Home Repair Program

Grant program for seniors 60+ in LaPorte County to address minor home repairs that affect safety and independence. Cover...

Seniors & Disability
Reduce property tax bill

Indiana Over-65 Circuit Breaker Tax Credit

Indiana property tax credit for homeowners 65 and older. Caps property tax liability at a percentage of gross income for...

Property Tax Relief
Up to $38,000 per household

Indiana Individual Assistance Program (Post-Disaster)

Federal and state disaster assistance activated only after a presidential disaster declaration. Provides grants for home...

Disaster
Up to $800 energy assistance

Low Income Home Energy Assistance Program (LIHEAP)

Federal program providing energy bill payment assistance to income-qualified Michigan City households. Priority given to...

Energy

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Local help in Michigan City, IN

Organizations that help Michigan City homeowners with repairs, weatherization, and applications. We list these as a helpful resource; we are not affiliated with them and do not endorse them.

Frequently asked questions

What home-improvement assistance records are cataloged for Michigan City, IN?

The directory includes 22 possible-program records associated with Michigan City, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes. Inclusion does not confirm current availability or eligibility.

How are the assistance records for Michigan City classified?

Our classifier labels 15 records as grants, 1 as forgivable loans, and 5 as rebates in Michigan City. Classification can be incomplete; confirm the benefit type, lien, repayment, and conditions in the administrator's terms.

How do I research and apply for home repair assistance in Michigan City?

Each program page shows the source, application route, or contact we have on file. Confirm the current route, requirements, and any costs with the administering organization before applying. The current Grant Map homeowner fee is $0.