Home Improvement Grants in Mercedes.

Browse cataloged grants, rebates, loans, and other assistance records for Mercedes, TX. Verify each program's current rules, service area, and status.

The Mercedes, TX directory shows 21 cataloged resources. Of those, 19 are currently open or actionable home improvement or repair assistance records; the largest published amount stored among those 19 records is $126,526, not an estimate of your award. Discovery tags include 5 senior-related records, 3 veteran-related records, and 11 marked with no income limit. These tags do not determine eligibility; verify the complete official rules.

Record set last reviewed 2026-06-09. How we verify our data.

Types of help in this city

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Funding typeRecordsWhat to verifyLabel scope
Grants14Repayment, tax, and possible lien termsDirectory classification; confirm official terms
Forgivable loans1Forgiveness schedule, residency, and lien termsDirectory classification; confirm official terms
Rebates2Eligible purchases, upfront payment, and claim timingDirectory classification; confirm official terms

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Showing all 21 resources (19 currently open or actionable repair-assistance records)
Varies, no individual cap; projects typically $10K-$200K+

FEMA Hazard Mitigation Grant Program (HMGP)

HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...

Disaster
Up to $30,000

FEMA Increased Cost of Compliance (ICC) Coverage

ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...

Disaster
Varies by jurisdiction, typically $5,000-$15,000 per unit

HUD Lead Hazard Control & Healthy Homes

HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...

Seniors & Disability
Varies, full line replacement cost covered in many programs

EPA / WIIN Act Lead Service Line Replacement

EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...

Seniors & Disability
Up to $8,000 in weatherization

Texas Weatherization Assistance Program (WAP)

Federally funded weatherization program administered by TDHCA to reduce energy costs for low-income households. Services...

Weatherization
Up to $1,500 in rebates

AEP Texas Energy Efficiency Program

AEP Texas offers rebates for qualifying energy-efficient upgrades including HVAC systems, insulation, windows, and water...

Energy
Up to $1,000 rebate

AEP Texas Heat Pump Rebate

Rebate for installing qualifying high-efficiency electric heat pump systems that provide both heating and cooling. Heat ...

Energy
Varies by system size

Texas Solar Rights and Net Metering

Texas law protects homeowner rights to install solar panels and requires utilities to offer net metering, crediting exce...

Solar/Renewable
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Loan

Low-interest loan for very low-income homeowners in eligible rural areas to repair, improve, or modernize their homes. M...

Home Repair
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Grant

Grant for very low-income homeowners age 62 or older to remove health and safety hazards. Can be combined with Section 5...

Seniors & Disability
Up to $126,526 (SAH) or $25,350 (SHA), FY2026

VA Specially Adapted Housing (SAH) Grant

Helps veterans with certain service-connected disabilities purchase or modify a home to accommodate their disability. Co...

Veterans
Up to $25,350 (SHA), FY2026

VA Special Housing Adaptation (SHA) Grant

Helps veterans with certain service-connected disabilities adapt a home for independent living. For veterans who are bli...

Veterans
Up to $25,000 grant/loan

Texas HOME Investment Partnerships Program

Federal HOME funds administered by TDHCA for homeowner rehabilitation. Provides grants or forgivable loans for comprehen...

Home Repair
Free lead hazard removal

Texas Lead Hazard Control Program

HUD-funded program to reduce lead-based paint hazards in homes built before 1978 with children under age 6. Services inc...

Home Repair
$10,000 exemption for homeowners 65+

Texas Senior Property Tax Exemption

Texas law provides an additional $10,000 homestead exemption for homeowners age 65 or older, reducing property tax burde...

Property Tax Relief
$10,000 exemption for disabled homeowners

Texas Disability Property Tax Exemption

Texas law provides an additional $10,000 homestead exemption for homeowners who are disabled as defined by Social Securi...

Property Tax Relief
Partial to full exemption based on disability rating

Texas Disabled Veteran Property Tax Exemption

Texas disabled veterans with 10% or higher service-connected disability rating receive property tax exemptions ranging f...

Property Tax Relief
Up to $5,000 grant

Hidalgo County Senior Home Repair Program

Hidalgo County program providing minor home repairs for low-income seniors age 60 and older. Covers emergency and safety...

Seniors & Disability
Varies by need, typical $300-800

Community Action Corporation Energy Assistance

LIHEAP-funded utility bill payment assistance for low-income households in Mercedes facing energy emergencies or high su...

Energy
Up to $200,000 for eligible disaster repairs

Texas General Land Office Hurricane Recovery

CDBG-DR funds administered by Texas GLO for homeowners affected by federally declared disasters. Past programs covered H...

Disaster
$50 tune-up (normally $150+ value)

AEP Texas Air Conditioning Tune-Up Program

Low-cost air conditioning tune-up by licensed contractor to improve efficiency and reduce summer cooling costs. Includes...

Energy

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Local help in Mercedes, TX

Organizations that help Mercedes homeowners with repairs, weatherization, and applications. We list these as a helpful resource; we are not affiliated with them and do not endorse them.

Frequently asked questions

What home-improvement assistance records are cataloged for Mercedes, TX?

The directory includes 19 possible-program records associated with Mercedes, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes. Inclusion does not confirm current availability or eligibility.

How are the assistance records for Mercedes classified?

Our classifier labels 14 records as grants, 1 as forgivable loans, and 2 as rebates in Mercedes. Classification can be incomplete; confirm the benefit type, lien, repayment, and conditions in the administrator's terms.

How do I research and apply for home repair assistance in Mercedes?

Each program page shows the source, application route, or contact we have on file. Confirm the current route, requirements, and any costs with the administering organization before applying. The current Grant Map homeowner fee is $0.